Citi PremierMiles Visa Card Reviews and Comparison - Seedly
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Citi PremierMiles Visa Card

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  • Reviews (36)
  • Questions (44)
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Credit Cards/Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

1.2 mpd
LOCAL SPEND
2 mpd
FOREIGN SPEND
Up to 10 mpd on Hotels
SELECTED SPEND

    Citi PremierMiles Visa Card

    1.2 mpd
    LOCAL SPEND
    2 mpd
    FOREIGN SPEND
    Up to 10 mpd on Hotels
    SELECTED SPEND

Details

Highlights of the Citi PremierMiles Visa Card

  • S$1 = 2 Citi Miles on spending with foreign currency
  • S$1 = 1.2 Citi Miles on local spending (no minimum spend)
  • 1 Citi Mile = 1 mile with KrisFlyer, Asia Miles, Qantas and other airlines' Frequent Flyer and Hotel Loyalty programs
  • Citi Miles will not expire
  • VIP Access to airport lounges worldwide

Find out about the card's complete host of benefits, charges and promotions below.

Read More about Citi PremierMiles Visa Card
Reviews (36)

4.1

36 Reviews

  • 5
    12
  • 4
    17
  • 3
    5
  • 2
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Read Review About...

miles card

miles expire

annual fee

card credit

mile earning

lounge access

customer service

priority pass

bonus miles

airport lounge

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  • Updated 3w ago

    Purchased

    Citi PremierMiles Visa Card

    [Fee Waivers] HORRIBLE FEE WAIVER PROCEDURE!!! First, you can ONLY make a fee waiver request through an automated call. Next, they say they will get back in a few days, but it's been almost 2 weeks AND NOT RESPONSE FROM THEM, they have TERRIBLE customer service. And yknow i get calls from citibank EVERYDAY for some stupid card promotion. If you can't even serve your existing customers well what makes you think that I will sign up for more? [Hidden Terms] Really upset, so at the start of the year, I had to make a big purchase of 10k and they promised 30k miles bonus for that. So I got the card, and cause it’s my first time doing this, I didn’t know that you’re supposed to select “pay annual fee” right at the point of application in order to enrol in this offer. Since they put up posters all around advertising this and there was no disclaimer about what to watch out for?? In the end, I made the purchases, was waiting for them to ask me to pay annual fees and it never came. So a few months later I called up Citibank to ask about this issue. [Customer Service] Now the fact is, I DID purposely used this card to make the 10k purchases in the first 3 months. And I conveyed this to the customer service, and the first guy said ok he’ll let the product manager know. And that they will call me back in 3 days. They only called me back in a week, and then we went through THE SAME CONVO. And they said they’ll call me back in 3 days, AGAIN. But until now there’s no sound from them. Totally not accountable. (Update) HORRIBLE HORRIBLE customer service. They finally got back to me after ONE MONTH and then they lectured me "This is why you need to read the TnC when signing up for credit cards". Seriously???? This is how you talk to your customers? I am never using this card again. [Promotions and Perks] Honestly.. promos not great, just basic 1.2mpd. I think I’m gonna cut this card. Ok I Guess good part is some dining places has offer with Citibank but I’m sure there’s a better card out there and Even AMEX has better deals and offers.
    1 comment
    2
    Kenneth Lou
    Kenneth Lou

    25 Feb 2020

    :O
  • Updated 4w ago

    Purchased

    Citi PremierMiles Visa Card

    I don't understand why we need to pay annual fees on any credit cards. They already make so much money on the MDR paid by the merchants. There are better miles cards than this one, but some of the online features of redeeming on many different airlines is better.
    0 comments
    1
  • Updated on 13 Feb 2020

    Purchased

    Citi PremierMiles Visa Card

    [Useful For...] Miles that never expire, and that earn at a good rate. Lounge access is also awesome, but you'll need to apply online a month in advance. I made that mistake once and really missed out. The miles can be transferred 1-1 to Krisflyer miles which is pretty good too. [Fee Waivers] You can waive the annual fee, or pay it and get 30,000 miles in return. I chose to get the 30,000 miles because it was fairly worth it. [Bill Payment] Bill payment is standard - if you bank with Citibank it's easy to pay. Otherwise go to an AXS. Unfortunately most other banks don't support direct payment of bills to Citibank, which is a pain. [Customer Service] I had some problems with waiving the interest charge. Citibank doesn't reply your interest waiver request if they don't approve it. I did not know this, and waited 3 weeks before I subsequently went to visit a branch where I was told. Conclusion: If you're looking for a miles card, this is one of the better ones out there. The miles never expire, and can be exchanged 1-1 with Krisflyer miles. Approval is quick and easy even if you did not have a banking relationship with them before.
    0 comments
    0
  • Updated on 06 Feb 2020

    Purchased

    Citi PremierMiles Visa Card

    [Useful For...] Lounge access, miles that don't expired, collecting miles without tracking categories, free travel insurance
    0 comments
    0
  • Posted on 30 Dec 2019

    Purchased

    Citi PremierMiles Visa Card

    It's a great card to accumulate mileage thru purchases. The best part is that the miles never expire. Bill payment is also very straight forward. Customer service wise could improve as the app did not indicate that they were down for maintenance. I had to call the hotline to know about it as it wasn't mentioned in their website nor app. This could be done more clearly.
    0 comments
    0
Questions (44)

Recent Activity

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Citi PremierMiles Visa Card

Citibank

Miles

MileLion

Credit Cards

BY
Brian Y
Level 3. Wonderkid
Updated 1d ago
You can get your partner to sign up! (Assuming that they are not Citibank's existing users)
👍 0

YouTrip

Citi PremierMiles Visa Card

Miles

MileLion

No, it is one of the stated exclusion in their terms.
👍 1

Citi PremierMiles Visa Card

Grab

Cashback

Miles

MileLion

SG Budget Babe

Credit Cards

Aaron Wong
Aaron Wong, Founder at The Milelion
Level 6. Master
Answered 4w ago
As of now, the Citi Premiermiles Visa will still earn 1.2 mpd on grabpay top ups. how long that continues is anyone's guess. re: 1% cb vs 1.2 mpd, work out your valuation of a mile and come to an answer: https://milelion.com/airlines/what-is-the-value-of-a-mile/
👍 2

Miles

Citi PremierMiles Visa Card

MileLion

UOB PRVI Miles Card

UOB Preferred Platinum Visa Card

AMEX KrisFlyer Ascend Card

OCBC 90 Degrees N Credit Card

Credit Cards

It depends on the valuation that you give for your MPD. Since different people assign a different value to it, there is no right or wrong answer. For instance, the FX fee may add up to $5. However, I value my miles to be at $6 for the same purchase. As a result, I will choose to pay for the purchase using my miles card instead of a multi-currency card. Here is everything about me and what I do best.
👍 0

Citi PremierMiles Visa Card

AMEX KrisFlyer Ascend Card

MileLion

Credit Cards

Kenneth Lou
Kenneth Lou, Co-founder at Seedly
Level 9. God of Wisdom
Answered on 22 Feb 2020
Interestingly I actually called in to check with some banks over the past year as I had applied for a CITI CLEAR card when I was in University. Turns out that you would have to wait for 1 year (12 months) before you are considered a new to bank and I know this applies directly for AMEX and CITIBANK, anyone wanna share their experiences from the other banks? Thanks!
👍 0

Citi PremierMiles Visa Card

MileLion

Credit Cards

HI anon, Citi PM is a very decent general spend card which you can put any non-specialised spend on. The miles do not expire, similar to OCBC 90N and DBS Altitude. However, better general spend cards such as BOC Elite miles and UOB Priv Miles exist, but they have an expiry on their miles, so there will be a need to ensure you can burn what your earn. I like the fact that Citi PM can earn 7/10 mpd on hotel stays through Expedia/Agoda/Kaligo, which can lead to massive boosts in accural (imagine if your company reimburses you for hotel stays on business trips). What is 'best' has no clear answer since it does depend on your expenditure patterns and where you can maximize it. In general, you can look at your spending categories and have a 4mpd card for those. Overseas spending is currently boosted by 4mpd on OCBC 90N till end Feb 2020, so go for that if you're travelling. Priority pass has its perks as well, and you can add a second one via DBS Altitude for more visits, since both cards earn miles that never expire.
👍 4

MileLion

Citi PremierMiles Visa Card

HSBC Revolution Credit Card

Credit Cards

Choon Yuan Chan
Choon Yuan Chan
Level 9. God of Wisdom
Answered on 23 Dec 2019
No expiry miles has narrowed down to a few credit cards. I would consider the Citibank premier miles card over dbs altitude. For you see if you can prepay some of your expenses because Citibank has a good sign up bonus miles which needs to be hit and is just slightly above what you spend
👍 4

AMEX Platinum Credit Card

Citi PremierMiles Visa Card

MileLion

Credit Cards

Hi Yixuan, If it's the luggage, it's the Platinum CC you are talking about: https://www.americanexpress.com/sg/credit-cards/platinum-credit-card/ I didn't see anything that explicitly excludes insurance from meeting the $4.5K spend requirement under the T&C: https://www.americanexpress.com/content/dam/amex/sg/campaigns/pdfs/platinum-credit-card.pdf Heads up, Citi PM is running a rather attractive promo now if you happen to be an existing cardholder. I am pretty certain no matter the card, insurance premiums won't award you with points or miles, but they generally still count towards targeted spending goals.
👍 2

MileLion

Citi PremierMiles Visa Card

UOB PRVI Miles Card

DBS Altitude Visa Signature Card

Miles

OCBC 90° N Credit Card

Credit Cards

pat
pat
Level 7. Grand Master
Answered on 10 Feb 2020
Yes, promotion miles are promotion miles. if you can meet the requirement for the promotion, go for it.
👍 0

MileLion

Citi PremierMiles Visa Card

Citibank

DBS Altitude Visa Signature Card

DBS

Miles

Credit Cards

Hi anon, There's no issue to keep both. Citi PM has multiple transfer partners, and DBS Altitude has good earn rates on SQ (3mpd, although you might want to use a 4mpd card such as WWMC (which does have a lower cap). Since miles earned on both cards don't expire, you can quite safely keep both. In fact, I see paying the annual fee as a way to buy miles on both. If you don't want to pay the annual fee, then DBS does have a fee waiver if you spend more then $25K a year. Still, the best thing you can do is to also get a 4mpd card for specialized spend so that you can get more out of your spending.
👍 2
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Citi PremierMiles Visa Card

Citi PremierMiles Visa Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for Citi PremierMiles Visa Card

To be eligible for the Citi PremierMiles Visa Card, you'll have to meet the following criteria:

  • Be at least 21 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $42,000

Fees and Charges for Citi PremierMiles Visa Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: Complimentary
  • Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
  • Interest-Free Period: 25 days
  • Annual Interest Rate: At the prevailing effective interest rate of 26.90%
  • Minimum monthly payment: 1% or $50, whichever is greater
  • Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
  • Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
  • Overlimit fee: $40

Key Features and Benefits of Citi PremierMiles Visa Card

These are some highlights of the Citi PremierMiles Visa Card and the cashback benefits on offer.

Benefits of Citi PremierMiles Visa Card

What You'll Get

Miles

  • Foreign currency spend: S$1 = 2 Citi Miles
  • Local spend: S$1 = 1.2 Citi Miles
  • Local spend (Min. spend of $3,000 per month): S$1 = 1.5 Citi Miles
  • 1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Qantas and other airlines' Frequent Flyer and Hotel Loyalty Programs
  • Citi Miles will not expire

VIP Access

2 complimentary visits every year to airport lounges worldwide

Travel Insurance

Up to S$1,000,000 of insurance coverage

Rewards

Citi PayAll - turn big payments into big rewards

Discounts

Citi World Privileges - Deals and discounts locally and in 95 other countries

Citi PremierMiles Visa Card - Benefits

Citi PremierMiles Visa Card Promotions

  • Agoda: S$1 = 7 Citi Miles or 8% off hotel bookings
  • Expedia: 10% off hotel bookings
  • In Good Company: 10% all year long

Citibank Contact Info

  • CitiPhone 24-hour banking hotline: +65 6224 5757

Terms and Conditions of Citibank PremierMiles Visa Card

  • Priority Pass membership is on an application basis and is reserved for the Principal cardmember only. It is limited to 2 complimentary visits per calendar year. For every accompanying guest, it will be registered as 1 visit. Thereafter, US$27 per person per visit
  • Coverage of up to S$1,000,000 in the event of death or permanent disablement
  • For claims, call AXA hotline 1800 880 4888, Mon-Fri 9 am-5.30 pm

About Citibank

Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.