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Credit Cards/Citi PremierMiles Visa Card
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Summary of Citi PremierMiles Visa Card Review 2022

Citibank PremierMiles Visa Card is suitable for frequent travelers with a high miles per dollar (MPD) rate, especially if you make a transaction with selected merchants, and the miles never expire. On top of that, cardmembers enjoy complimentary insurance coverage and VIP access to airport lounges making it the perfect card for travellers.

Why you should apply for Citi PremierMiles Visa Card?

  • High miles per dollar of up to 10 miles per dollar for travel spend on selected merchants during promotions with the Citi PremierMiles Visa Card
  • Wide variety of partners you can transfer your miles to
  • You get to enjoy VIP access to airport lounges worldwide
  • When user your Citi PremierMiles to pay for your travel tickets, you get to enjoy up to S$1 million in insurance coverage
  • You can make full use of your Citi PremierMiles Visa Card by enjoying deals and discounts on local spend with Citi World Priveleges

Can you enjoy annual fee waiver for Citi PremierMiles Visa Card?

  • Yes, the annual fee for the Citi PremierMiles Visa Card of $192.60 (inclusive of GST) is waived for the first year

Who should apply for the Citi PremierMiles Visa Card?

  • Frequent flyers looking to enjoy benefits on not only their travel spending but also from their everyday spend

What is the minimum income requirement for the Citi PremierMiles Visa Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$42,000

Find out about the card's complete host of benefits, charges and promotions below.

...see more

Citi PremierMiles Visa Card

1.2 mpd

LOCAL SPEND

2 mpd

FOREIGN SPEND

Up to 10 mpd on Hotels

SELECTED SPEND

Citi PremierMiles Visa Card

1.2 mpd

LOCAL SPEND

2 mpd

FOREIGN SPEND

Up to 10 mpd on Hotels

SELECTED SPEND

Reviews (67)

3.6

67 Reviews

5
17
4
25
3
13
2
7
1
5

Service Rating

Speed of Approval

4.4

Ease of Fee Waiver

3.5

Customer Support

3.6
      Posted 13 Apr 2022

      Purchased

      Citi PremierMiles Visa Card

      Card is great, miles earning is good and never expire BUT customer service for CITI is so ridiculous.

      0

      What are your thoughts?

      Posted 22 Feb 2022

      Purchased

      Citi PremierMiles Visa Card

      Good as a general spend card for earning miles (esp. for huge purchases), with a good range of transfer partners. Occasional promotions with Citi Payall will help in obtaining miles at better rates.

      0

      What are your thoughts?

      Posted 23 Oct 2021

      Purchased

      Citi PremierMiles Visa Card

      [Customer Service] it can be at 2 extreme-ends depending on your luck when you call in to check on certain things, had a good experience before but at the same time had a heated conversation over the phone because they don't understand "when and where the transaction was done" had to call another time to get another person to help and it was done in like 2 mins? [Bill Payment] might change depends on the dates whether does it fall at weekend [Miles Card] got blacked-out dates which is not so convenient if you can travel during the holiday period [Fee Waivers] need to call in and use the tele-waiver and it is not guarantee

      0

      What are your thoughts?

      Posted 11 Oct 2021

      Purchased

      Citi PremierMiles Visa Card

      Application for the card was super seamless. So far experience with Citi approx six months, has been average. was hoping for better promotions and perks but have not seen many come through…

      0

      What are your thoughts?

      29 Jun 2021

      Purchased

      Citi PremierMiles Visa Card

      [Fee Waivers] It's torture to get fee waivers. You have to call them to get a fee waiver. Seriously, it should be automatic from an app, like how OCBC and DBS does. [Others] The app is ridiculous. You have to set a password with very strict requirements, and even after meeting those requirements, the system rejects the password! I gave up and will use the computer to look at my outstanding bills instead. [Promotions and Perks] The free entry to lounges twice a year is a nice perk. The only reason why I will keep this card. [Customer Service] Because of the annoying app, I requested them to send me the paper statements and to waive the fee for it and they did so. However, I find their customer service a bit hard sell... I wanted to close the Ready Credit account and they recommended some other service or something which was... a bit try-hard...

      3

      What are your thoughts?

      You can also request for the annual fee waiver online via their Live Chat.

      View 2 other comments

      29 Jun 2021

      Purchased

      Citi PremierMiles Visa Card

      [Fee Waivers] Annual fee waiver was almost automatic. [Miles Card] I personally use this card for rent (using Citi payall) and big purchases only (day to day I use DBS cards for multiplier). I like that the miles do not expire, as I currently do not spend enough to be able to accumulate worthy-enough miles for travel within 2-3 years. Citi also has more miles transfer partners than the other banks so that's a plus for me.

      0

      What are your thoughts?

      26 Jun 2021

      Purchased

      Citi PremierMiles Visa Card

      + Priority Pass 2x a year - average miles per dollar spending - high point threshold to convert (10k, compared to DBS only 5k) so you have to spend more - fee waiver process in the past has been troublesome (call centre), heard it's better now

      0

      What are your thoughts?

      11 Jun 2021

      Purchased

      Citi PremierMiles Visa Card

      Terrible hotline, can never speak to the customer service officer unless it’s an emergency. Client retention program is unclear and bad as well. Fee waiver is generous though

      0

      What are your thoughts?

      30 Apr 2021

      Purchased

      Citi PremierMiles Visa Card

      Although the fee waiver could actually be done over the phone (without talking to customer service), I faced some issues with mine. However, the customer service managed it quickly and was able to get my annual fee waiver

      0

      What are your thoughts?

      30 Apr 2021

      Purchased

      Citi PremierMiles Visa Card

      Approval process took extremely long, customer support is poor and app is laggy - fee waiver was never approved

      0

      What are your thoughts?

    Discussions (0)

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      Citi PremierMiles Visa Card

      Citi PremierMiles Visa Card

      New to credit cards? Here's your complete guide to cashback credit cards.

      Eligibility for Citi PremierMiles Visa Card

      To be eligible for the Citi PremierMiles Visa Card, you'll have to meet the following criteria:

      • Be at least 21 years old
      • For Singaporeans and PRs: Minimum annual income of $30,000
      • For foreigners: Minimum annual income of $42,000

      Fees and Charges for Citi PremierMiles Visa Card

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: Complimentary
      • Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
      • Interest-Free Period: 25 days
      • Annual Interest Rate: At the prevailing effective interest rate of 26.90%
      • Minimum monthly payment: 1% or $50, whichever is greater
      • Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
      • Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
      • Overlimit fee: $40

      Key Features and Benefits of Citi PremierMiles Visa Card

      These are some highlights of the Citi PremierMiles Visa Card and the cashback benefits on offer.

      Benefits of Citi PremierMiles Visa Card

      What You'll Get

      Miles

      • Foreign currency spend: S$1 = 2 Citi Miles
      • Local spend: S$1 = 1.2 Citi Miles
      • Local spend (Min. spend of $3,000 per month): S$1 = 1.5 Citi Miles
      • 1 Citi Mile = 1 Mile with KrisFlyer, Asia Miles, Qantas and other airlines' Frequent Flyer and Hotel Loyalty Programs
      • Citi Miles will not expire

      VIP Access

      2 complimentary visits every year to airport lounges worldwide

      Travel Insurance

      Up to S$1,000,000 of insurance coverage

      Rewards

      Citi PayAll - turn big payments into big rewards

      Discounts

      Citi World Privileges - Deals and discounts locally and in 95 other countries

      Citi PremierMiles Visa Card - Benefits

      Citi PremierMiles Visa Card Promotions

      • Agoda: S$1 = 7 Citi Miles or 8% off hotel bookings
      • Expedia: 10% off hotel bookings
      • In Good Company: 10% all year long

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

      Contact Citibank

      • CitiPhone 24-hour banking hotline: +65 6224 5757

      About Citibank

      Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

      Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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