Asked on 31 Dec 2019
Components I’ve invested, in order of decreasing amounts, invested:
Gold ETF (my only chosen stock)
Do you feel happy, confident of your investment selections, able to sleep soundly at night?
If you’re, then continue doing it. It’s decent.
Investment results are good.
Investment results achieved by amount of corresponding amount of risk taken needs to be the conversation in this community.
The community can’t quantify risk as easily as investment returns thus it naturally leads to an over fixation on purely returns.
Risk comes from not knowing what I’m investing.
Thank you for taking your time to read.
You need to look at your percentage rate of return and compare it to the local Singapore market rate of return, US market rate of return and global market rate of return. That would indicate how well you are performing.
I guess this is not really an answer to your question, but as someone who is interested in some of these platforms, which platforms do you prefer out of all, and which has better returns so far?
So far I’ve only been using Stashaway, FundSoc and SeedIn.
25 Feb 2020
26 Feb 2020
Instead of looking at aggregate return, you may wish to have the respective breakdown on how well your investment is doing from each channel. Through this process, it allows us to have a better evaluation on which channel is worth the dollar and which channel is to have a cut.
That being said, if we were to look at it from a portfolio point of view, the yield will be 7.22% (assuming lump sum investment). Accordingly, the question for yourself will be, what was your investment objective and expected investment return? Were you overexposed to unnecessary risk in order to generate this return?
From there, revisit your thought process and decide how you will want to manage your portfolio for 2020. In any case, if we were to use a benchmark, STI growth was 9.38% while Dow Jones Industrial Average was 25.34% in the past year. Now, was this part of your expectation?
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