02 Mar 2020
Know about time in the market is better than timing the market.
Past experience investing in Jan 2017 has not been encouraging. The invested amt dropped within the next few mths and after 3yrs, it is still at 3-5% loss. (Product is a single premium ILP with monthly income payout of avg 4%). May consider cancelling the policy. Thanks
Yes, better cancel that ILP
ETFs are the best choice, however for stock market you need patience (10 y), avoid panic, invest regularly, diversify
more on my thinking here:
If you are preparing to hold long term, it would be wise to ignore the short term noises and invest in it straight. The more you wait, the more you will miss out on potential. And the time in the market is always better then timing the market.
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If you're planning to buy and hold, look at the long term prospects rather than focus on the short t...
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