Updated on 22 Oct 2025.
PM me via Telegram handle @niftynafter for clarifications.
Maribank: Get $12 cash and 2.88% p.a. on your first $20k savings!
➡ Referral Steps:
- Sign up for Maribank Savings or Credit Card
- Earn 2.88% p.a. on your first S$5k to 20k wihth Mari Fixed Deposit!
- Get extra $12 cash if you sign up for Mari Savings Account AND Mari Credit Card.
- Insured up to S$100k by SDIC. T&Cs apply.
- Find more information on maribank.sg/promo
Bigpay Mobile Wallet: Get $5 when you sign up and activate your card!
➡ Referral Steps:
- Download the BigPay app on the App Store or Google Play Store.
- Key in my referral code: GJTRJK7SNZ
- Sign up for an account and go through the verification process.
- $5 Cashback will be credited into your account
YouTrip Mobile Wallet: Get $5 when you sign up and make your first top-up!
➡ Referral Steps:
- Click on my sign up link: https://youtrip.onelink.me/3xWB/02u2eq1s
- The link will redirect you to download the app on the App Store or Google Play Store.
- Sign up for an account and go through the verification process.
- Reward: $5 Cashback will be credited into your account when you make your first top-up
Krispay/ Kris+ Mobile payment: Get $5 worth of KrisPay miles when you sign up and make your first transaction!
➡ Referral Steps:
- Click on my sign up link: https://sqkrisplus.page.link/G96jg5cRQXDCkGxh9
- The link will redirect you to download the app on the App Store or Google Play Store.
- Key in my referral code: S547206
- Sign up for an account and go through the verification process.
- Reward: $5 worth of KrisPay miles will be credited into your account when you make your first transaction!
Google Pay: Get $3 of CASH when you opt in to Google Pay offers and rewards and make your first payment (min. $10)!
➡ Referral Steps:
- Download the Google Pay app on the App Store or Google Play Store.
- Key in my referral code: 8l20f5r
- Sign up for an account and go through the verification process.
- Reward: $3 will be credited to your PayNow account when you opt in to Google Pay offers and rewards and make your first payment (min. $10).
Shopback/ Shopback Pay: Get $5 cashback!
➡ Referral Steps:
- Click on my sign up link: https://app.shopback.com/Kh4hCzYoFAb
- If you've already downloaded the Shopback app on the App Store or Google Play Store, key in my referral code: 3dmy3h
- Sign up for an account and go through the verification process.
- Accumulate $10 of confirmed Cashback or have $300 of fully paid PayLater orders.
- Add withdrawal details to your ShopBack account.
- Once the above steps are done, you will receive $5 cashback which can be withdrawn once you hit $10 worth of confirmed Cashback!
Endowus (Roboadvisor): Get $20 off your access fees!
➡ Referral Steps:
- Click on my sign up link: https://endowus.com/invite?code=HSTRN
- If you've already downloaded the Endowus app on the App Store or Google Play Store, key in my referral code: HSTRN
- Sign up for an account and go through the verification process.
- Invest at least S$1,000 into your account and stay invested for a minimum of 90 days (3 months)
- You will receive $20 to offset your access fees, which will be charged every quarter.
Syfe Wealth or Trade (Roboadvisor): Get up to 6 months for Syfe Wealth or $20 for Syfe Trade!
➡ Referral Steps:
- Click on my sign up link: https://www.syfe.com/invite/wealth/SRPRTZDJM
- If you've already downloaded the Syfe app on the App Store or Google Play Store, key in my referral code: SRPRTZDJM
- Sign up for an account and go through the verification process.
- Make a one time deposit of at least S$2,000
- There are two products, Syfe Wealth and Syfe Trade, and the referral bonuses differ for each:
Syfe Managed Portfolio OR Cash Management:
- Deposit any of the following amounts into Syfe Managed Portfolio OR Cash Management and receive fee waivers from Syfe:
- S$2000 deposited: 6 months fee waiver
- S$5,000 deposited: 8 months fee waiver
- S$10,000 deposited: 10 months fee waiver
- S$50,000 deposited: 12 months fee waiver
- Maintain the balance for the entire fee waiver period.
- Do note that the fee waiver applies only to the irst S$50,000 invested funds.
Syfe Trade:
- Open and fund your Syfe Trade account
- Maintain balance for a minimum of 30 days
- S$2000 deposited: S$20 cash credit
- S$5,000 deposited: S$40 cash credit
- S$10,000 deposited: S$80 cash credit
- S$50,000 deposited: S$200 cash credit
Atome
BigFundr: Get S$10 for signing up for a new account
➡ Referral Steps:
- Create a new account via https://bigfundr.com/
- Key in my referral code: R04175R
- Sign up for an account and go through the verification process.
- S$10 will be credited into your account around 1 month later.
- Please note that this is an investment. Please do your own due diligence before investing.
https://referral-link.onelink.me/gbf1/a43c48ca?...
Use my referral link to get additional 200 InstaPoints worth $2.50.