facebookRevolut Card Reviews and Comparison - Seedly

Revolut Card

  • Key Features
  • Reviews (350)
  • Discussions (0)
  • More Details
Revolut Card Logo
4.3
350 reviews
claimed
Claimed

This product is managed by Revolut.

Summary

Revolut Card

Product Page Transparency

  • Claimed in November 2020

Card Features & Details

1) Currency Exchange

  • No. of supported currencies: 
    - 150+ currencies to spend 
    - 33+ currencies to hold (AED, AUD, BGN, CAD, CHF, CLP, COP, CZK, DKK, EUR, EGP, GBP, HKD, HUF, ILS, INR, JPY, KRW, KZT, MXN, NOK, NZD, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR)
  • Currency exchange rate: Real-time exchange rates

2) Fees & Charges

  • Card issuance fee: S$0 for standard delivery; S$19.99 for express delivery
  • Card replacement fee: S$0 for first replacement; S$9 per replacement for subsequent replacements
  • Currency conversion fee: 
    - 0% (up to S$5,000 per month, beyond which 1%)
    - Additional 1% on weekends
  • Overseas withdrawal fee: S$0 (for withdrawals up to S$350 or 5 withdrawals per month); 2% of amount withdrawn for subsequent withdrawals (minimum charge of S$1.49)
  • Overseas transaction fee: 0%
  • International Transfer:
    - Non-SWIFT transfers: 0.4% of amount transferred (minimum charge of S$1.49)
    - SWIFT transfers: S$5 (for USD, GBP, EUR, and CHF transfers); S$9 (all other supported currencies)
  • Fees for top-up via Bank account: S$0
  • Fees for top-up via Card
    - Debit cards: 0.30% for Visa; 0.51% for Mastercard
  • - Credit cards: 0.62% for Mastercard; 1.97% for Visa
    - Google Pay: S$0

3) Card Type:

  • Card payment type: Visa
  • No. of currencies available for overseas transaction: Transact cashless in more than 150 currencies

4) Card Top-Up 

  • Cards supported: Mastercard, Visa, Maestro credit/debit card
  • Electronic payment: Apple Pay and Google Pay
  • Bank transfer
  • Linked account direct debit (e-GIRO)

5) Other Features 

  • Money remittance: Available
  • Electronic payment: Apply Pay, Google Pay
  • Disposable virtual cards for online transactions that protect you against online card fraud
...see more

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Summary

Revolut Card

Product Page Transparency

  • Claimed in November 2020

Card Features & Details

1) Currency Exchange

  • No. of supported currencies: 
    - 150+ currencies to spend 
    - 33+ currencies to hold (AED, AUD, BGN, CAD, CHF, CLP, COP, CZK, DKK, EUR, EGP, GBP, HKD, HUF, ILS, INR, JPY, KRW, KZT, MXN, NOK, NZD, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, USD, ZAR)
  • Currency exchange rate: Real-time exchange rates

2) Fees & Charges

  • Card issuance fee: S$0 for standard delivery; S$19.99 for express delivery
  • Card replacement fee: S$0 for first replacement; S$9 per replacement for subsequent replacements
  • Currency conversion fee: 
    - 0% (up to S$5,000 per month, beyond which 1%)
    - Additional 1% on weekends
  • Overseas withdrawal fee: S$0 (for withdrawals up to S$350 or 5 withdrawals per month); 2% of amount withdrawn for subsequent withdrawals (minimum charge of S$1.49)
  • Overseas transaction fee: 0%
  • International Transfer:
    - Non-SWIFT transfers: 0.4% of amount transferred (minimum charge of S$1.49)
    - SWIFT transfers: S$5 (for USD, GBP, EUR, and CHF transfers); S$9 (all other supported currencies)
  • Fees for top-up via Bank account: S$0
  • Fees for top-up via Card
    - Debit cards: 0.30% for Visa; 0.51% for Mastercard
  • - Credit cards: 0.62% for Mastercard; 1.97% for Visa
    - Google Pay: S$0

3) Card Type:

  • Card payment type: Visa
  • No. of currencies available for overseas transaction: Transact cashless in more than 150 currencies

4) Card Top-Up 

  • Cards supported: Mastercard, Visa, Maestro credit/debit card
  • Electronic payment: Apple Pay and Google Pay
  • Bank transfer
  • Linked account direct debit (e-GIRO)

5) Other Features 

  • Money remittance: Available
  • Electronic payment: Apply Pay, Google Pay
  • Disposable virtual cards for online transactions that protect you against online card fraud
...see more

Plans (3)

Slide 1 of 3

Metal

Visa

TYPE

Free

CURRENCY EXCHANGE FEES

$19.99

MONTHLY FEES

Free for first $1050

OVERSEAS ATM WITHDRAWAL FEES

150+

SUPPORTED FIAT CURRENCIES

Premium

Visa

TYPE

Free up to $15,000

CURRENCY EXCHANGE FEES

$9.99

MONTHLY FEES

Free for first $700

OVERSEAS ATM WITHDRAWAL FEES

150+

SUPPORTED FIAT CURRENCIES

Standard

Visa

TYPE

Free up to $5,000

CURRENCY EXCHANGE FEES

N/A

MONTHLY FEES

Free for first $350

OVERSEAS ATM WITHDRAWAL FEES

150+

SUPPORTED FIAT CURRENCIES

Metal

Visa

TYPE

Free

CURRENCY EXCHANGE FEES

$19.99

MONTHLY FEES

Free for first $1050

OVERSEAS ATM WITHDRAWAL FEES

150+

SUPPORTED FIAT CURRENCIES

📣 SIGN-UP BONUS

Get 3 months of the Premium plan for free when you apply now

Valid till 31 Dec 2023. T&Cs apply.

Dot Pattern
Handphone
Reviews (350)

4.3

350 Reviews

5
221
4
68
3
21
2
9
1
31

Service Rating

Application Process

4.5

User Experience

4.3

Customer Support

4.0

      Posted 01 Sep 2023

      Purchased

      Standard

      [Features] Revolut is a great app. Did you know you can learn about crypto and earn actual money from it on the app? Also some survey apps allow you to withdraw money to revolut so you can have some spare change for treats.

      0

      What are your thoughts?

      Posted 15 Jun 2023

      Purchased

      Standard

      [Referrals] Revolut has amazing referral systems, all you need is a friend willing to put in like 30 minutes or less !

      0

      What are your thoughts?

      Posted 20 Mar 2023

      Purchased

      Standard

      Rates were pretty competitive, though sometimes youtrip offers better rates. Regardless, it was nice that virtual single use card options are available so that you can use on one-off platforms to protect your card. Note that there is 1% service charge on weekends though.

      0

      What are your thoughts?

      Posted 02 Nov 2022

      Purchased

      Metal

      Its a good card to use as it has the ability to return the cash to your Singapore bank account without charges and is possible. So you can change an X amount of cash into a foreign currency and whatever remains can be changed back to SGD at a low rate and returned to a Singapore bank account virtually without the need of going to a physcial money changer

      0

      What are your thoughts?

      Posted 21 Oct 2022

      Purchased

      Standard

      I did a comparison of Revolut, Trust and Amaze. I am sharing the result of 3 payments of the same amount in a one foreign currency, done about the same time. When applying for K-ETA to South Korea for my holiday group, I used 3 separate cards: Revolut, Trust, and Amaze. SGD (Singapore Dollar) to KRW (South Korean Won) foreign currency exchange market rate: @1003. Amount charged: 10,300 KRW Revolut : @1000 = S$ 10.30 Trust : @992 = S$ 10.38 Amaze : @987 = S$ 10.44 All the 3 cards are very close to the fx market rate. Revolut gave the best rate, followed by Trust and then Amaze. However, do note that Revolut charges an additional fee of 1% on weekends.

      0

      What are your thoughts?

      Posted 12 Jun 2022

      Purchased

      Standard

      [UI] Modern UI which is intuitive and easy to use. One gripe I have is that the app requires contact access and doesn't allow one to set up groups with just the user's @. [Features] - Spliting bills is especially useful when travelling overseas with friends. - Zero spread comms and ease of doing FX is great. I wished I had this when I was in exchange.

      0

      What are your thoughts?

      Posted 09 Jun 2022

      Purchased

      Premium

      I need crypto and all actually actives to start use my platform and bigcommersial like my corporation

      0

      What are your thoughts?

      Posted 04 May 2022

      Purchased

      Standard

      [Features] Good Cashbacks for Transport, 20% capped at $10. T&Cs applies. Received Referral New User Bonus $35 as well from my Seedly Referrer. [Referrals] Hi everyone, Revolut is a mobile payment app which is currently offering a $$ Reward for every new users who sign up with my Referral. If you sign up with my link, do pm me! It is also licensed by MAS so it’s safe to put your money there. Do note that it’s for new users who are 18 & above only. I have 5 slots available currently. Do pm me if you have any questions. Just some of my experience with using the card so far.

      0

      What are your thoughts?

      Posted 19 Mar 2022

      Purchased

      Metal

      Signed up for it because of an ad, have never used it before but the user interface looks great and easy to use :)

      0

      What are your thoughts?

      Posted 02 Mar 2022

      Purchased

      Metal

      Pros: Able to withdraw money back to local bank easily without additional fees Cons: Exchange rate isn't Spot rate (live rate)

      1

      What are your thoughts?

      SinChewWangLeeHom

      27 Mar 2022

      Digital Strategist at FibreInternet.com.sg

      Is there any cap for local bank atm withdrawal?

    Discussions (0)

      No Posts Found.

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      About Revolut

      Known for its transparent, no-bullshit FX fees true to interbank rates, and fast currency transfers, Revolut seeks to bring constant revolution to finance applications. Apart from budgeting capabilities and stock trading platform, Revolut is now offering its very own multi-currency credit cards and debit cards.

      Global spending and transfers without rubbish exchange rates. Whether you’re running a business or running out for bread, Revolut is building a global bank to suit your lifestyle.

      Revolut Card Benefits and Features

      • Easily open an account within the app in minutes
      • Built-in budgeting features within the app
      • Instant notifications for every transaction made
      • Spend in more than 150 currencies 
      • Hold up to 28 currencies within the app
      • International money transfers available in up to 32 currencies, as well as commodities and cryptocurrencies
      • Send and request money instantly - locally and internationally
      • Enjoy true interbank exchange rates when you exchange major currencies
      • Freeze and unfreeze your card at any time, with granular level security settings
      • Full control on account: able to turn off things like contactless, swipe and online payments and ATM withdrawals all within the app
      • Location-based security: suspicious payments will be blocked when toggled

      Fees and Charges for Revolut Plans

      There are 3 tiers of Revolut Plans:

      1. Revolut Standard: Free
      2. Revolut Premium: S$9.99 per month, discount if paid annually
      3. Revolut Metal: S$19.99 per month, discount if paid annually

      Plan

      Standard

      Premium

      Metal

      Price

      $0 / month

      $9.99 / month

      $19.99 / month

      Exchange limits

      Exchange up to S$9,000 per month without any hidden fees

      Exchange in 28 fiat currencies - no monthly limit

      Exchange in 28 fiat currencies - no monthly limit

      Remittance Fees

      0.3%, capped at a maximum of $9

      0.3%, capped at a maximum of $9, 1 fee-free transactions a month

      Unlimited fee-free transactions

      ATM Withdrawals

      No fee International ATM withdrawals up to S$350 per month

      No fee International ATM withdrawals up to S$700 per month

      No fee International ATM withdrawals up to S$1050 per month

      Revolut Card

      Regular Revolut Card

      Premium card with exclusive designs

      Exclusive Revolut Metal card

      Lounge passes

      -

      Free lounge passes for you and a friend if your flight is delayed by >1 hour

      Free lounge passes for your and up to 3 friends if your flight is delayed >1 hour

      Other benefits

      -

      • Global medical and dental insurance
      • Baggage delay insurance
      • Loss or damaged items insurance
      • Global express delivery
      • Priority customer support
      • LoungeKey Pass access
      • Global medical and dental insurance
      • Baggage delay insurance
      • Loss or damaged items insurance
      • Global express delivery
      • Priority customer support
      • LoungeKey Pass access

      Summary of benefits and prices for Revolut plans

      Revolut Metal: Is It Worth Paying For?

      There are 3 tiers to Revolut's Cards - Standard, Premium and Metal, the highest of which is Metal. So What does this tier offer and is it worth paying for?

      Revolut Metal Card - Features and Fees

      Features of the Revolut Metal Card:

      • 1% cashback on all of your card payments, in any supported currency
      • Costs S$19.99 a month or S$199 a year
      • Spend in over 150 currencies at the interbank exchange rate
      • Exchange in 28 fiat currencies - no monthly limit
      • No fee International ATM withdrawals up to S$1050 per month
      • Send money domestically and internationally in 28 currencies
      • Complementary Global Medical and Dental Insurance
      • Baggage delay Insurance
      • Loss or damaged items insurance
      • Global express delivery
      • LoungeKey Pass Access
      • SmartDelay - when your flight is delayed by more than an hour, stand to enjoy free lounge access for you and up to 3 friends.
      • Priority 24/7 concierge service
      • Supports Apple Pay and Google Pay

      Evidently, the Revolut Metal Debit Card is a card ideal for a globetrotter or at least someone who frequently transacts with various currencies. It is fit for a global spender, savvy with the Revolut exchange rates.

      While $19.99 per month might sound like it’s a lot to pay for a multi-currency card subscription, it sounds reasonable seeing that you’ll get to enjoy these features:

      • 1% cashback on overseas spend in 28 currencies
      • Free currency exchange at interbank exchange rate
      • Fee-free international ATM withdrawals up to $1,050 per month
      • Complimentary travel insurance covering medical, dental, baggage delay and loss or damaged items
      • Access to over 1,000 airport lounges
      • 24/7 dedicated concierge for hotel reservations, flight bookings and more
      • Send money domestically and overseas in 28 currencies

      Note: Currently, Revolut does not support the withdrawal of cash from local ATMs. Only selected overseas ATMs are supported, using the checking or savings account option. For local users, You can try doing a local transfer to your bank account.

      Check our full review on Revolut Metal Card

      How to Apply for Revolut?

      1. Input your mobile number and get the app
      2. Verify your identity with the necessary documents i.e. NRIC, passports
      3. Choose if you want to order your Revolut Card
      4. Add money into your Revolut account by card payment, with no fees
      5. And you're ready to send or receive money!

      How to Transfer money with Revolut?

      You can send money instantly to other Revolut users with just their phone number.

      For international bank transfers, you will typically need the recipient’s full name, their account number (such as an IBAN) and their bank identifier (such as a BIC/SWIFT, ACH routing number or IFSC).

      Contact Revolut

      • Automated phone-line: +65 800 852 6318
      • Address: Revolut Technologies Singapore, 05-01, 109 North Bridge Road, Singapore 179097

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.