Syfe Reviews and Comparison - Seedly
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Syfe

  • Overview
  • Reviews (98)
  • Questions (46)
  • More Details

Syfe

4.6
98 reviews

USER RATINGS

User Experience

4.6

Ease of Sign up

4.7

Customer Support

4.7

Syfe

4.6
98 reviews

USER RATINGS

Read reviews

User Experience

4.6

Ease of Sign up

4.7

Customer Support

4.7

Syfe

0.4% to 0.65% p.a.
PRICING
None
MINIMUM INVESTMENT
Web and Mobile App
PLATFORMS

    Syfe

    0.4% to 0.65% p.a.
    PRICING
    None
    MINIMUM INVESTMENT
    Web and Mobile App
    PLATFORMS

Details

Operations

Capital Markets Services Licence (CMS100837)

Methodology

Globally diversified ETF portfolios (from BlackRock, Vanguard and State Street) built based on investors’ risk profiles and continually risk-managed to keep portfolio risk in line with an investor’s chosen Downside Risk level.

Read More about Syfe
Reviews (98)

4.6

98 Reviews

  • 5
    42
  • 4
    16
  • 3
    2
  • 2
    2
  • 1
    0

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user experience

customer support

investment method

rate return

onboarding experience

start investing

wait time

mobile app

portfolio reit

experience good

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  • Updated 1m ago

    Purchased

    Syfe

    Probably the only Robo advisor that has an entire portfolio in heavily invested in REITS which is what I wanted. Onboarding process was super easy and fast. Customer service were very responsive and friendly. Articles were very insightful.
    0 comments
    0
  • Updated 3m ago

    Purchased

    Syfe

    Great advise by consultant ! He was able to reassure me on my many queries and was very quick in his replies
    0 comments
    0
  • Updated 7m ago

    Purchased

    Syfe

    I had some queries with using Syfe and their online chat was super helpful and responsive. I also love that they have developed an app subsequently so that we can monitor our investments at our fingertips. Highly recommend Syfe to all first time investors! [User Experience]
    0 comments
    0
  • Updated 16m ago

    Purchased

    Syfe

    Super easy to onboard and get started. Clear explanations on the investment methods. Very helpful for beginners or even advanced investors
    0 comments
    0
  • Updated 20m ago

    Purchased

    Syfe

    Really straightforward website and onboarding process! I chose syfe because my other robo-investment isn't heavy on REITs and I wanted to diversify my investments abit more in the long run. They also offer customer support so I'd say it's pretty all-in-one for robo reits investment :)
    0 comments
    0
Questions (46)

Recent Activity

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Recent ActivityUnansweredTrending

Syfe

Robo-Advisors

Investments

S&P 500 Index

ETF

SW
Shaun Wq Lim
Level 6. Master
Answered 23h ago
It depends on the price of the ETF at the time of the purchase. If you believe that the US market will eventually recover in the long run, then you might want to buy in now. If you have a sum of money, you can divide it up and space out the purchases. You need to know what is your risk appetite and timeframe for investment.
👍 0

Investments

Robo-Advisors

Savings

Syfe

Promo Codes

Dhruv Arora
Dhruv Arora, Founder & Chief Executive Officer at Syfe
Level 6. Master
Answered on 21 Aug 2019
Hi there! We are currently running a limited time promotion to encourage more people to start investing. You will receive $10 cash bonus for every $1,000 you invest with Syfe, capped at $100 per customer. To get started, simply click this link to take our complimentary risk analysis and set up your account.
👍 6

Kristal.AI

Syfe

Robo-Advisors

Investments

At Syfe, the security of our clients' money is of utmost importance to us, and that we have stringent measures in place to prevent an event like a closure from happening. Syfe is licensed by the Monetary Authority of Singapore (MAS), and we hold a Capital Markets Services (CMS) License for retail fund management. As a CMS license holder, we have met all the requirements and standards set by MAS to prevent a bankruptcy event from happening, and to keep our clients’ funds and assets safe. This includes meeting the minimum capital requirement, as well as audits and compliance to ensure that Syfe has sufficient daily cash flow to meet all operational needs. Funds in your Syfe account are held in a Trust Account in DBS Bank while your investments are kept in a Custodian Account through Saxo Capital Markets. These are held separately from Syfe’s assets. This means that Syfe will never be able to use your funds and assets, even in the very unlikely event that Syfe stops operating. In that unlikely scenario, we will ensure that all your assets and funds are returned to you as soon as possible. Your interest will remain the primary focus for us. All clients are also free to withdraw their money any time they wish. Syfe does not impose any exit penalties or lock-in periods, so clients are genuinely able to access their money any time. Rest assured that it is always safe to invest with Syfe. In the midst of the evolving COVID-19 situation, we have taken steps to ensure there will be no interruption to our services. We have also been seeing steady growth throughout this period as more and more new investors trust their money to us, and our existing clients stay on track with their investment plans. You can also read more about our performance during this period here: https://www.syfe.com/magazine/coronavirus-pandemic-how-syfe-builds-resilience-into-portfolios/
👍 2

Investments

ETF

REITs

Syfe

Hello! The Syfe REIT+ portfolio can definitely work as Ninja and Pat have suggested. To add on, the allocation of REITs and bonds is determined based on our risk-management strategy. In times of higher volatility (like the current market), the proportion of REITs will be reduced while the proportion of bonds will increase. The converse happens when volatility subsides. In the long term, this allocation will help provide capital preservation while delivering high yield. If you still have questions about how the REIT+ portfolio can fit in with your other investments, I recommend getting a free consultation with our advisors - https://www.syfe.com/financial-advisors. They'll be able to offer more personalised advice and help review your current portfolio.
👍 1

Syfe

Kristal.AI

Robo-Advisors

Investments

Hi there! To help you decide what’s the right investment for you, perhaps I can briefly share more about Syfe REIT+. The REIT+ portfolio comprises 15 SGX-listed REITs such as Ascendas REIT, Mapletree Commercial Trust, CapitaLand Mall Trust etc, as well as Singapore government bonds via the ABF Singapore Bond Index ETF. Fees start from as low as 0.4% per annum. There's no minimum investment to get started and absolutely no lock-in periods. With REIT+, you have the option of choosing quarterly dividend payouts or having dividends reinvested automatically at no extra charge. You can dollar cost average into the REIT+ portfolio to increase your REIT assets month by month without incurring further brokerage costs - an attractive option for new investors especially! Another difference is the way Syfe manages the REIT+ portfolio for you. REIT+ aims to provide investors with a high-yielding REIT portfolio balanced against the risk of a severe portfolio loss during turbulent markets. That’s why a portion of the portfolio is allocated to Singapore government bonds to cushion your portfolio impact during adverse market conditions. Our proprietary ARI algorithm continuously manages the risk in your REIT+ portfolio to defend against rising market volatility and provide capital preservation. To find out whether REIT+ can help meet your investment needs, why not speak to our investment advisors? They will be in a position to offer more targeted advice. You can schedule a free consultation call here: https://www.syfe.com/financial-advisors
👍 4

Syfe

StashAway

AutoWealth

At Syfe, our portfolios are constructed to shield investors from significant losses, preserve the strength of their portfolios, and position them to capture the upside as the market makes its eventual recovery. Despite the volatility, our portfolios have remained resilient, with smaller dips in value as compared to the benchmarks and broader market: https://www.syfe.com/magazine/coronavirus-pandemic-how-syfe-builds-resilience-into-portfolios/ Simply put, our automated risk managed investing (ARI) algorithm had rebalanced portfolios to bring portfolio risk back in line with our investors' chosen risk level. For our 15% Downside Risk portfolios, our timely adjustment to increase the share of lower-risk bonds resulted in a significantly smaller dip of 10%, compared to our benchmark's loss of 21%. Our risk-based investing strategy ultimately delivers better risk-adjusted returns over the long term, and better peace of mind for our clients during this tumultuous period.
👍 3

Syfe

REITs

Investments

ETF

Hey there! The Syfe REIT+ portfolio is a good way to start investing in Singapore REITs. You get 15 S-REITs e.g. Ascendas REIT, Mapletree Commercial Trust, CapitaLand Mall Trust etc. in one portfolio. What's more, there's no minimum investment, so you can definitely DCA into the REIT+ portfolio to increase your REIT assets month by month without incurring further brokerage costs. With Syfe REIT+, you also gain exposure to Singapore government bonds via the ABF Bond Index Fund. This helps to cushion your portfolio impact during adverse market conditions. If you're interested to find out more about Syfe REIT+, do check out this review: https://financialhorse.com/syfe-reit-portfolio-review-10x-better-than-a-reit-etf-and-promo-code/ You can also hop on a call with our financial advisors if you have more questions! https://www.syfe.com/financial-advisors
👍 5

COVID-19

Investments

Robo-Advisors

ETF

StashAway

Syfe

Hello! If you're planning to invest for the long term, it may be a good opportunity now to consider increasing your investments to take advantage of the current market. Moreover, despite market pressures, Syfe portfolios have remained remarkably resilient, experiencing smaller dips in value as compared to our benchmarks and the broader market. The key is ample diversification, combined with Syfe's automated risk managed investing (ARI) strategy. Simply put, when volatility increases, we reduce your exposure to higher-risk assets to cushion your portfolio against losses. This gives a lot of investors the assurance to stay invested and not panic sell. You can read more about how our portfolios have performed in the current market here: https://www.syfe.com/magazine/the-power-of-a-risk-managed-diversified-portfolio/ Our financial advisors can provide more personalised advice - please feel free to schedule a chat with them here! https://www.syfe.com/financial-advisors
👍 3

Robo-Advisors

StashAway

Syfe

Investments

Hi there! I believe you'd find that your Syfe portfolio has been largely cushioned from the impact of the market drop. This resilience can be attributed to your portfolio being well diversified, and your portfolio risk being judiciously managed by our ARI algorithm: https://www.syfe.com/magazine/the-power-of-a-risk-managed-diversified-portfolio/ You can also read more about Syfe's differentiating factors here: https://seedly.sg/questions/is-syfe-good-how-does-it-measure-up-against-stashaway If you are planning to invest for the long term, it may be a good opportunity now to consider deploying a dollar cost averaging strategy to take advantage of the current market. Our financial advisors can provide more personalised advice - please feel free to schedule a chat with them here! https://www.syfe.com/financial-advisors
👍 4

STI ETF

Investments

Robo-Advisors

StashAway

Syfe

There's no compound interest in equity investments because they don't pay any interest. Only tools that pay interest, compounds. Like bank accounts, loans, insurance cash bonuses. Equity investments have growth and dividends. And if you reinvest dividends you can consider that compounded growth, but that's not interest. With equity investments, you buy low and sell high. And regular investments allow you to accumulate units or shares.
👍 2
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About Syfe

Our Investment Strategy

Syfe’s investment philosophy is defined by our proprietary Automated Risk-managed Investments strategy (ARI). If the team’s combined finance and investment experience of over 100 years has taught us one thing, it is that returns cannot be accurately predicted, but the risk can be managed. Based on your risk assessment, ARI builds you a personalised investment portfolio, allocating assets which have shown the best return for your risk profile. By maintaining your desired risk level across all market conditions, ARI helps you achieve better returns at a lower risk.

  • During periods where higher market volatility has been forecasted, ARI will rebalance your portfolio allocation and reduce your exposure to higher-risk asset classes. This ensures your portfolio risk stays aligned to your desired risk level.
  • During periods of market calm, ARI will adjust your portfolio allocation to allocate more to higher-risk assets. Your overall portfolio risk is still kept in line with your desired risk exposure, but you capture the market upside as well. To find out more, please download our investment white paper here.

How To Get Started

Investor Risk Profiling

  • Complete a risk questionnaire to understand your ideal risk level
  • Go with our recommended risk level or select your own
  • Confirm your portfolio and set up your Syfe account
  • Submit your identity documents for verification by uploading them online or through MyInfo for faster approval Portfolio Activation
  • To fund your portfolio, you may transfer funds through FAST / PayNow
  • For transfers in USD, you may do so through Telegraphic Transfers or using platforms such as Transferwise.
  • Your funds will be invested in your portfolio within 1 - 2 business days
  • You can transfer funds to your Syfe account and withdraw anytime at no extra charge

Good To Know

  • The minimum age to open an account with Syfe is 18 years old
  • Your Syfe account can be funded in both SGD and USD
  • Syfe does not charge you brokerage fees. There are no entry or exit fees and no hidden charges.

For more information, please visit Syfe’s FAQ page here.

Contact Syfe

  • General line: +65 3138 1215
  • Email: [email protected]
  • Address: 10th Floor, UIC Building, 5 Shenton Way, Singapore 068808