Syfe

Features of Syfe

• Syfe Platform Fees: S$0
• Minimum Investment: S$0
• Annual Management Fees: 0.40%-0.65%
• No withdrawal or brokerage fees
• Methodology: Believes long-term investing is more about managing risks than chasing returns. Takes a dynamic, risk-based approach to your portfolio’s asset allocation to deliver better returns.
• Investment Portfolios available: Curated ETFs including:
  REITs (REITS+for the SGX iEdge S-REIT Leaders Index)
  Equities (Equity100 - where your portfolio is invested entirely into equities)

Portfolios are continuously risk-managed to keep portfolio risk in line with an investor’s chosen Downside Risk level to preserve capital and maximize long-term returns.

Syfe's investment offerings include globally diversified ETF portfolios from the largest fund managers such as BlackRock, Vanguard and State Street, and a REIT+ portfolio comprising Singapore REITs and government bonds.

Fees for Syfe Robo-Advisor

The fees you have to pay Syfe depends on which tier of membership you're at:

Other Fees to take note of:

ETF Management Fees - These are reflected in the prices of your ETFs average to about 0.15% (S$15 per S$10,000 invested annually). This is charged by the ETF manager and not by Syfe.

How Does Syfe Work?

Syfe’s investment philosophy is defined by our proprietary Automated Risk-managed Investments strategy (ARI).

The team at Syfe believes that returns cannot be accurately predicted, but the risk can be managed.

Based on your risk assessment, ARI builds you a personalised investment portfolio, allocating assets that have shown the best return for your risk profile.

By maintaining your desired risk level across all market conditions, ARI helps you achieve better returns at a lower risk.

• During periods where higher market volatility has been forecasted, ARI will rebalance your portfolio allocation and reduce your exposure to higher-risk asset classes. This ensures your portfolio risk stays aligned to your desired risk level.
• During periods of market calm, ARI will adjust your portfolio allocation to allocate more to higher-risk assets. Your overall portfolio risk is still kept in line with your desired risk exposure, but you capture the market upside as well. To find out more, please download our investment white paper here.

Steps to Redeem Exclusive Promotion

1. Build your portfolio via the link on the "Apply Now" button
2. When creating your account, insert the promo code as your Referral code
3. Get your first investment of up to S$30,000 managed free for 6 months

Terms and conditions:

1. This exclusive promotion is valid between to October 16, 2020 to March 16, 2021.
2. All funds invested anytime during the 6 months after a client's first investment will not incur any management fees i.e. a new Syfe client makes a first deposit on 16 October 2020. This and all subsequent deposits made during the next 6 months will not be charged any management fee, up to a cap of S$30,000.
3. Only customers new to Syfe are eligible for this promotion.
4. Only accounts funded in SGD are eligible for this promotion.
5. We may at our full discretion, change these terms and conditions and suspend or terminate any of the promotions without giving any notice. Where a dispute involving the interpretation of terms and conditions arises, we reserve the right to have the final say.

How To Get Started

Investor Risk Profiling

• Complete a risk questionnaire to understand your ideal risk level
• Go with our recommended risk level or select your own
• Confirm your portfolio and set up your Syfe account
• Submit your identity documents for verification by uploading them online or through MyInfo for faster approval Portfolio Activation
• To fund your portfolio, you may transfer funds through FAST / PayNow
• For transfers in USD, you may do so through Telegraphic Transfers or using platforms such as Transferwise.
• Your funds will be invested in your portfolio within 1 - 2 business days
• You can transfer funds to your Syfe account and withdraw anytime at no extra charge

Eligibility: Who Can Apply for Syfe?

• The minimum age to open an account with Syfe is 18 years old
• Your Syfe account can be funded in both SGD and USD
• Syfe does not charge you brokerage fees. There are no entry or exit fees and no hidden charges.

About Syfe

Syfe is the digital wealth manager for investors who expect more – greater transparency, smarter portfolios, and better returns at a lower risk. Regulated by the MAS under a Capital Markets Services License, Syfe combines leading investment strategies with cutting-edge technology to offer retail investors wealth solutions typically reserved for the ultra-rich.

Each portfolio is invested in quality, low-cost Exchange-traded Funds (ETFs) globally diversified across assets, geography and sectors. Funds are invested in the world’s largest investment funds, including BlackRock, Vanguard and State Street.

Contact Syfe

• Tel: +65-3138-1215
• Address: 10th Floor, UIC Building, 5 Shenton Way, Singapore 068808

Operations

Capital Markets Services Licence (CMS100837)

Contact us at [email protected] should you require any assistance or spot any inaccuracies.