facebookStashAway Ratings Dec 2024

StashAway

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StashAway Logo
4.7
1293 reviews
claimed
Claimed

This product is managed by StashAway.

Summary

Product Page Transparency

  • Claimed in September 2020
  • Pays to access additional features

StashAway Review 2024

StashAway is a digital wealth management platform that is powered by a data-driven investment framework. Individuals, irrespective of their net worth, can open a Global portfolio with a $0 minimum balance, unlimited withdrawals, and annual fees between 0.2% and 0.8%.

  • Minimum Investment amount: $0
  • Platform Fee: $0
  • Management Fees: 0.20% - 0.80% depending on the amount of your investments
  • Products available: Bonds, REITs, Stocks, ETFs, Commodities
  • Uses ERAA method as an investment framework for high return but lower risks
  • StashAway ERAA is a proprietary risk management strategy that focuses on asset allocation to balance your portfolio according to different economic conditions
  • Allows CPF investments through SRS funds
  • Income Portfolio option has a projected net return of 4.4% but requires a minimum $10,000 account balance
...see more

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Summary

Product Page Transparency

  • Claimed in September 2020
  • Pays to access additional features

StashAway Review 2024

StashAway is a digital wealth management platform that is powered by a data-driven investment framework. Individuals, irrespective of their net worth, can open a Global portfolio with a $0 minimum balance, unlimited withdrawals, and annual fees between 0.2% and 0.8%.

  • Minimum Investment amount: $0
  • Platform Fee: $0
  • Management Fees: 0.20% - 0.80% depending on the amount of your investments
  • Products available: Bonds, REITs, Stocks, ETFs, Commodities
  • Uses ERAA method as an investment framework for high return but lower risks
  • StashAway ERAA is a proprietary risk management strategy that focuses on asset allocation to balance your portfolio according to different economic conditions
  • Allows CPF investments through SRS funds
  • Income Portfolio option has a projected net return of 4.4% but requires a minimum $10,000 account balance
...see more

Plans (9)

Slide 1 of 9

StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

Cash Management

INSTRUMENTS

None

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

3.5%

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

StashAway Simple Plus 4.6% to 5% p.a. (Projected rate)

Cash Management

INSTRUMENTS

0.2% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

4.6-5%

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

StashAway Simple (projected rate of 3.5% p.a.)

Cash Management

INSTRUMENTS

0.15% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

3.5%

EXPECTED ANNUAL RETURN

Web and Mobile App

PLATFORMS

Flexible Portfolios

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a. l 0.3% p.a. for Single ETF portfolio)

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

General Investing powered by StashAway

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Web and Mobile App

PLATFORMS

ESG Portfolio

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

General Investing powered by BlackRock®

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

Thematic Portfolios

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

Income Portfolios

ETFs, Equities, Bonds

INSTRUMENTS

0.2% to 0.8% p.a.

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

N/A

EXPECTED ANNUAL RETURN

Web and Mobile App

PLATFORMS

StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

Cash Management

INSTRUMENTS

None

ANNUAL MANAGEMENT FEE

None

MINIMUM INVESTMENT

3.5%

EXPECTED ANNUAL RETURN

Mobile App

PLATFORMS

Reviews (1293)

4.7

1293 Reviews

5
1034
4
199
3
31
2
8
1
21

Service Rating

User Experience

4.8

Ease of Sign up

4.9

Customer Support

4.8

      Posted 02 Feb 2024

      Purchased

      General Investing powered by StashAway

      I have used StashAway for a month and I am very satisfied. Their policy is quite transparent and withdrawals are easy. No hidden fees here!

      0

      What are your thoughts?

      Posted 28 Nov 2023

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      Good and simple very convenient [Onboarding Experience] [Others] [Customer Support] [Returns Rate] Is

      0

      What are your thoughts?

      Posted 10 Oct 2023

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      I’ve been using StashAway for 1+ years and it has been a great experience. I like how I can automate my investments and forget about it since I’m saving up for retirement in 30 years. The new Simple Guaranteed product is a great alternative to FDs and I have to say that the UI UX is also the one of the best.

      0

      What are your thoughts?

      Posted 10 Sep 2023

      Purchased

      StashAway Simple (projected rate of 3.5% p.a.)

      As a beginner, it quite straight forward and easy to use. It is easy to deposit and withdraw money from the account. However it will take a while before you see the returns.

      0

      What are your thoughts?

      Posted 25 Jul 2023

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      StashAway has been an exceptional robo-advisor that has transformed my approach to investing. This platform offers a user-friendly and hassle-free way to build a diversified investment portfolio tailored to my financial goals and risk tolerance.

      0

      What are your thoughts?

      Posted 12 May 2023

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      Easy to understand easy to navigate easy use. sign-up was straight forward too…. Overall recommended

      0

      What are your thoughts?

      Posted 27 Jan 2023

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      [User Experience] Great user interface and ease of use; clear indication of returns of each portfolios at a glance on the main page. [Investment Method] Risk level can be customised based on your risk appetite. Custom portfolios can also be created if you wish to select the diversification of your funds based on your choices. [Onboarding Experience] Quick and easy sign up, fool-proof!

      0

      What are your thoughts?

      Posted 31 Dec 2022

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      Platform and is easy to use, no difficulty in signing up. It is fuss free and keep investment really simple!

      0

      What are your thoughts?

      Posted 08 Dec 2022

      Purchased

      StashAway Simple Guaranteed 3.55% p.a. (Guaranteed rate)

      [User Experience] Good app reviews build strong authority and trust among the target audience [Investment Method] Good views increase the retention rate of users. Good reviews boost the user attention for any app

      0

      What are your thoughts?

      Posted 06 Sep 2022

      Purchased

      StashAway Simple Plus 4.6% to 5% p.a. (Projected rate)

      Good experience and fairly risk free. Although the underlying assets that the fund buys is highly similar to the other robo-advisors. Now with the digital banks coming aboard (with first 75k guaranteed), this may no longer be the best solution (as withdrawal still takes a couple of days)

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

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      Benefits and Features of StashAway

      • Able to partake in retirement planning via SRS investment
      • StashAway will help customise your investments according to your risk profile and goals
      • Investment principle based on Economic Regime-based Asset Allocation (ERAA) that supposedly can provide high returns without exposing you to high risks.
      • ERAA is their proprietary risk management strategy that focuses on asset allocation and the state of the economy's indicators to balance your portfolio
      • StashAway's internal algorithms build and manage global, customised portfolios of highly diversified, low-cost ETFs across asset-classes.
      • At the same time, StashAway also puts an emphasis on risk management by incorporating deep analysis of economic cycles in order to navigate its ups and downs and maximise long-term returns.

      As part of their goal to have a full range of high-quality financial products so that clients view them as their principal wealth manager, StashAway has an Income portfolio to meet the localised income needs of Singaporeans as well as a cash management portfolio, StashAway Simple™, which allows you to earn a competitive rate on your cash with no requirements or restrictions.

      Unlike traditional financial advisors and other robo-advisors, the internal algorithms build and manage globally customised portfolios of highly diversified, low-cost ETFs across asset-classes.

      It also balances risk management by incorporating deep analysis of economic cycles in order to navigate its ups and downs and maximise long-term returns.

      How does StashAway work?

      StashAway developed an in-house investment framework, the Economic Regime-based Asset Allocation™ (ERAA™).

      It is an investment strategy that harnesses economic trends to maximise your returns at the risk level that feels right to you.

      The StashAway platform analyses an individual's financial assets, investment time horizon, and risk preferences to personalise portfolios through a systematic asset allocation strategy.

      ERAA utilises economic indicators and status to decide which strategy to adopt.

      Fees and Charges for StashAway

      • StashAway has no minimum balance required. This means that any amount of investment is acceptable.
      • However, StashAway's Income Portfolio requires a minimum account balance of S$10,000
      • StashAway charges a management fee ranging from 0.2% to 0.8%, depending on your total amount of investment:

      Total Investment

      Annual Fees
      (inclu GST)

      First $25,000

      0.80%

      Above $25,000, up to $50,000

      0.70%

      above $50,000, up to $100,000

      0.60%

      above $100,000, up to $250,000

      0.50%

      above $250,000, up to $500,000

      0.40%

      above $500,000, up to $1,000,000

      0.30%

      Any additional amount above $1,000,00

      0.20%

      Fees and Pricing details of Stashaway investment portfolio

      • ETF expense ratio fees: Expense ratio charged by ETF manager is approximately 0.2% p.a. Income Portfolio's expense ratio is approximately 0.4% p.a.
      • Currency Exchange Fees: Currency conversion fee charged by StashAway's vendor for non-USD deposits to USD portfolios is 0.08% on the spot rate

      Contact StashAway

      • Visit StashAway's website for more information and to apply for a StashAway account.
      • Tel: +65 6958 1052
      • WhatsApp Message: 98770801

      Operations

      MAS Capital Market Services Licence (CMS100604-1)

      About StashAway

      StashAway started in the year 2016 by ex ZALORA Group CEO, Michele Ferrario, ex Nomura MD, CIO Freddy Lim and CTO Nino Ulsamer, who is a serial entrepreneur. 

      Contact us at [email protected] should you require any assistance or spot any inaccuracies.

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