Syfe
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This product is managed by Syfe.
Summary
Product Page Transparency
- Claimed in September 2020
- Pays to access additional features
Syfe Review 2024
Benefits and Features of Syfe
- Effortless investing with fully managed portfolios
- No minimum investment, free withdrawals anytime
- Choose from 7 portfolio types
- Low fees starting from 0.4% - 0.65% p.a.
- Sign up in 3 minutes using Singpass
Popular Products
Summary
Product Page Transparency
- Claimed in September 2020
- Pays to access additional features
Syfe Review 2024
Benefits and Features of Syfe
- Effortless investing with fully managed portfolios
- No minimum investment, free withdrawals anytime
- Choose from 7 portfolio types
- Low fees starting from 0.4% - 0.65% p.a.
- Sign up in 3 minutes using Singpass
Plans (2)
Syfe
ETFs, Equities, Bonds, REITs, Gold
INSTRUMENTS
0.4% to 0.65%
ANNUAL MANAGEMENT FEE
None
MINIMUM INVESTMENT
N/A
EXPECTED ANNUAL RETURN
Web and Mobile App
PLATFORMS
Syfe Cash+
Cash Management
INSTRUMENTS
0.1%
ANNUAL MANAGEMENT FEE
None
MINIMUM INVESTMENT
3.7%
EXPECTED ANNUAL RETURN
Web and Mobile App
PLATFORMS
Syfe
ETFs, Equities, Bonds, REITs, Gold
INSTRUMENTS
0.4% to 0.65%
ANNUAL MANAGEMENT FEE
None
MINIMUM INVESTMENT
N/A
EXPECTED ANNUAL RETURN
Web and Mobile App
PLATFORMS
4.6
936 Reviews
Service Rating
User Experience
Ease of Sign up
Customer Support
High to Low
Posted 01 Mar 2025
Purchased
Syfe
Probably one of the few that I admire using due to its friendly user interface and experience, paired it with the instant updates upon each transactions made to my account.0
What are your thoughts?Posted 06 Jan 2025
Purchased
Syfe
I been using Syfe for close to 5 years, and I really like the ease of using the platform. Syfe is the first investment platform where I begun my investment journey with - totally newbie-friendly. Been using lots of their services including Equity100, Cash+ Flexi and Trade. [Equity100] If you want a really diversified global portfolio, without doing all the complex research and have a relatively long time horizon (at least 5 years), this is for you. Even in a bear market, my losses hardly exceeds 10% in my 5 years of investing in it. My time weighted returns is about 27% over 5 years. Fees are relatively lower than its competitors. [Cash+ Flexi] It's a good secondary option to park your emergency funds into money market funds, as you can withdraw most of the funds within 1-2 business days. Just that you can't visualize it as returns in percentage (as it only shows returns in dollars) and might risk some currency conversion loss. [Financial Literacy Content] I really like the fact that they do focus quite abit on providing free financial literacy content to educate people. Bite-sized content and even webinars (depending which you prefer) to keep users educated about the current markets and how to grow your money in your different life stages.0
What are your thoughts?Posted 26 Aug 2024
Purchased
Syfe
I would like to express my gratitude to Bsb Forensic for their exceptional assistance in recovering my funds from a forex broker. Their expertise and professionalism in navigating the complex process were truly commendable. Through their guidance and relentless efforts, I was able to successfully retrieve my funds, providing me with much-needed relief. I highly recommend BsbForensic. com , to anyone facing similar challenges, as their dedication and commitment to helping clients are truly impressive. Thank you, Bsb Forensic, for your invaluable support in resolving this matter.0
What are your thoughts?Posted 15 Mar 2024
Purchased
Syfe
[User Experience] Offers various investment products that help me invest my money. I have Syfe REIT+ as well as Cash+ portfolios with them. Investing was made easy because of GIRO. Every month, my preset amount of money would be automatically deducted from my bank account. I just need to set it up once and forget about it. [Returns Rate] I like the consistent dividends yielded by the REIT+ portfolio, but pls take note that you cannot withdraw these dividends if your portfolio has not hit $20k yet. These dividends will be automatically invested into the market.0
What are your thoughts?Posted 22 Jan 2024
Purchased
Syfe
[Onboarding Experience] Really easy to sign up. Fast as well. Transfers are easy and reflected [User Experience] App is very simple and easy to use. All the information is there, available for us to read before investing. [Returns Rate] Satisfied with the returns so far.2
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View 1 repliesPosted 25 Sep 2023
Purchased
Syfe
I have been using Syfe predominantly for its Equity100 and REIT+ portfolios since May 2021. It has been about 2.5 years. So far, if we include the reinvested dividends and based on simple return, I am in the positive. Overall, portfolio loss of S$4,226.37 of which reinvested dividends are at S$4,867.67. However, if based on time-weighted returns, my Equity100 is at -3.83%p.a. and my REIT+ is at -7.31%p.a. Of course, that's not exactly great performance but DCAing is made really easy and convenient by Syfe's UI and UX, which I think is definitely the best out of all the roboadvisers and brokerages I am using. Overall, I am ok with Syfe though I am definitely hoping for better returns in the years-to-come when the interest rate environment improves.0
What are your thoughts?Posted 25 Sep 2023
Purchased
Syfe
[User Experience] ive been a Syfe user for close to 2 years now. i have explored many other investing platforms and i can safely say that Syfe has one of the best UX and UI in the market. it is very convenient to navigate and almost what u need to know about a particular stock can be found within the app. highly recommend for those starting out and definitely a good form of diversification for the more experienced ones! [Customer Support] this is mainly why im motivated to write in a review for Syfe. on top of the other convenience that i have mentioned earlier, i recently called in to solve an issue i was facing with the app. Fatyn assisted me in solving it. it was a pleasant experience. she took the time to understand the issue, was patient in listening what i had to say and gave effective solutions that was within my grasp of knowledge. all in all, highly recommend!0
What are your thoughts?Posted 04 Sep 2023
Purchased
Syfe
[User Experience] Syfe Trade platform is easy to use. For power traders, the interface is lacking with the technical analysis. I am a normal person, the simple interface is perfect for me since I only go in to do a bi-weekly DCA into VOO, QQQ and Apple.0
What are your thoughts?Posted 25 Jul 2023
Purchased
Syfe
The platform's user-friendly interface and easy onboarding process make investing a breeze with its low fees.0
What are your thoughts?Posted 24 Dec 2022
Purchased
Syfe
Thank you Syfe for the new app update. (1) But I hope the dashboard can show the TOTAL portfolio value too (i.e. Managed Portfolio value PLUS Cash+ value). (2) The down arrow (i.e. Loss) can be shown in red colour instead of White colour. Same for up arrow, to show as Green colour. (3) When logging-in, can Syfe allow user to choose to "quick enter" without the need to use fingerprint or key in password.0
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Types of Portfolios at Syfe
Syfe REIT+
- The easier way to earn passive income
- Invest in 20 of the largest Singapore REITs: Ascendas REIT, Mapletree Commercial Trust, CapitaLand Integrated Commercial Trust, and more
- Tracks the SGX iEdge S-REIT Leaders Index
- 2020 dividend yield: 4.5%
Syfe Equity100
- 100% equity exposure
- Invest in over 1,500 of the world’s top companies from US tech giants Apple, Microsoft, Facebook to rising Chinese companies like Tencent, Meituan, Pinduoduo
- Smart beta strategy tilts the portfolio to three factors: China exposure, growth, and low volatilityÂ
- Annualised 10-year return of 14.3%
Syfe Core
- All-in-one portfolios holding stocks, bonds and gold
- Choose between Core Growth, Core Balanced, and Core Defensive depending on your investment goals, time horizon and risk appetite
- Diversified exposure to US and China via top companies such as Apple, Microsoft, Alibaba, PepsiCo, Johnson & Johnson, Tencent Holdings and more
Syfe Cash+
- Earn more on your savings with 1.5% p.a. projected returns
- Your money is invested in low-risk money market and short duration bond funds
- No limits, no lock-ins, no Syfe management fee
Fees and Charges for Syfe
There is no minimum investment amount with Syfe. The fees you pay Syfe depends on which tier of membership you're at:
Blue | Black | Gold | |
|---|---|---|---|
Management Fee per year | 0.65% | 0.50% | 0.40% |
Total sum of invested / Value across all portfolios | No minimum | from S$20,000 | from S$100,000 |
Access to wealth experts | First month only | Yes | Yes, through dedicated expert |
Other Fees to take note of:
ETF Management Fees - These are reflected in the prices of your ETFs average to about 0.15% (S$15 per S$10,000 invested annually). This is charged by the ETF manager and not by Syfe.
How Does Syfe Work?
Syfe helps you grow and manage your money effortlessly through cash management and automated investing. For your long-term wealth goals, choose from six fully-managed investment portfolios. To earn more on your savings, Syfe’s cash management portfolio offers a projected return of 1.5% p.a.
Syfe uses ETFs from leading fund managers such as BlackRock, Vanguard and State Street. Its REIT+ portfolio was launched in collaboration with SGX to allow investors access to the popular iEdge S-REIT Leaders Index.
Syfe builds your portfolio according to your risk tolerance, investing goals, and investment horizon. All you need to do is transfer funds and Syfe will handle everything else from investing your funds, reinvesting your dividends, and rebalancing your portfolio periodically.
How To Start A Syfe Account
- Take a brief risk questionnaire on their site
- Confirm your portfolio and set up your Syfe accountÂ
- Use Singpass to create your account in 3 minutesÂ
- To fund your portfolio, you may transfer funds through FAST / PayNow
- Your funds will be invested in your portfolio within 1 - 2 business days
About Syfe
Invest better, faster and smarter with Syfe. Syfe is a digital wealth manager for investors who expect more – greater transparency, smartÂer personalised portfolios, and better investment outcomes.
As one of Singapore’s fastest-growing robo advisors, we do all the heavy lifting for you, from fund selection, reinvesting dividends to rebalancing your portfolios and more! All you have to do is sit back and watch your money grow. Our portfolios offer a smarter way to invest with low fees and no minimums.Â
We're also licensed by the MAS under a Capital Markets Services License, so you can be rest assured your money is safe with us.
Contact Syfe
- Email: [email protected]
- Phone: +65 3138 1215
- Address: 4 Robinson Rd, #11-01 The House Of Eden, Singapore 048543
Operations
Capital Markets Services Licence (CMS100837)
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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All portfolios are in general down for over the two years. I am yet to see positive.. Regularly topping up equity and balanced