13 Products Found
No rating yet
0 ReviewsNo rating yet
0 ReviewsNo rating yet
0 ReviewsUp to $60,000
DEATH OR DISABLEMENT BENEFIT
Up to $15,000
HOSPITAL OR SURGICAL BENEFIT
Up to $2,000
MEDICAL EXPENSE BENEFIT
Up to $5,000
3RD PARTY LIABILITY
$250.00
PREMIUM AMOUNT
Up to $60,000
DEATH OR DISABLEMENT BENEFIT
Up to $30,000
HOSPITAL OR SURGICAL BENEFIT
Up to $3,000
MEDICAL EXPENSE BENEFIT
Up to $5,000
3RD PARTY LIABILITY
$300.00
PREMIUM AMOUNT
No rating yet
0 ReviewsNo rating yet
0 ReviewsUp to $60,000
DEATH OR DISABLEMENT BENEFIT
Up to $15,000
HOSPITAL OR SURGICAL BENEFIT
Up to $1,250
MEDICAL EXPENSE BENEFIT
Up to $5,000
3RD PARTY LIABILITY
$237.54
PREMIUM AMOUNT
Up to $60,000
DEATH OR DISABLEMENT BENEFIT
Up to $20,000
HOSPITAL OR SURGICAL BENEFIT
Up to $2,500
MEDICAL EXPENSE BENEFIT
Up to $5,000
3RD PARTY LIABILITY
$287.08
PREMIUM AMOUNT
No rating yet
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"Kakah/Auntie!"
This calling would be familiar to you if you have a domestic helper back at home.
As of June 2019, there are about 256,000 foreign domestic workers in Singapore. It is not surprising with Singapore being a dual income familiy and its aging population - more household duties have to be outsourced from other countries. Maid Insurance is an insurance that helps to cover the welfare and financial costs of both you as an employer and your domestic helper in the case of an unfortunate event.
Is it really necessary? Hiring a domestic helper is already expensive enough, yet you still have to purchase more insurance for a "stranger".
Well, it is in fact compulsory. While your domestic helper has to answer to your wife (the MOM of the house), you as an employer will have to answer to the Ministry of Manpower (the real MOM in Singapore).
The Ministry of Manpower requires you, the employer to minimally provide your domestic helper with:
As such, this renders a Maid Insurance necessary, and at least cheaper for you as compared to buying 2 separate insurance plans.
That being said, having a domestic worker at home is similar to having another family member - another mouth to provide for. In that sense, she has traveled far away from her home country to help out with your household activities and to take care of your children. It should only be right for you to take care and ensure her well being as form of respect to her family members back at home.
Most Maid Insurance Plans would have at least hit the minimum requirement of MOM Singapore.
They should mainly cover:
Add-Ons may include:
Here is the current list of Maid Insurances with reviews that Singaporeans can compare before buying the Maid Insurance of your choice. We have made a comparison of the premiums between all the Maid insurances (Most Basic and 26 years policy term, inclusive of GST) that we have considered in the above list and have summarized the findings below:
To help Singaporeans make smarter personal finance decision, here are some tools to help you:
If you'd like more information you can
Check out our article(s) which will help you to pick out the best maid insurance:
If you have questions about which maid insurance to get after reading our Real User Reviews, why not ask our community of experts and experienced members at Seedly Community? Best of all, you can even ask your questions anonymously if you're really, really shy!