Best Maid Insurance in Singapore 2020 - Seedly
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Updated December 2020

Best Maid Insurance

Compare and read real user reviews on Maid Insurance in Singapore

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What is Maid Insurance?


This calling would be familiar to you if you have a domestic helper back at home.

As of June 2019, there are about 256,000 foreign domestic workers in Singapore. It is not surprising with Singapore being a dual income familiy and its aging population - more household duties have to be outsourced from other countries. Maid Insurance is an insurance that helps to cover the welfare and financial costs of both you as an employer and your domestic helper in the case of an unfortunate event.

Do I Really Need Maid Insurance?

Is it really necessary? Hiring a domestic helper is already expensive enough, yet you still have to purchase more insurance for a "stranger".

Well, it is in fact compulsory. While your domestic helper has to answer to your wife (the MOM of the house), you as an employer will have to answer to the Ministry of Manpower (the real MOM in Singapore).

The Ministry of Manpower requires you, the employer to minimally provide your domestic helper with:

  • A medical insurance of at least S$15,000 per year
  • A personal accident insurance of at least S$60,000 per year
  • A security bond of at least S$5,000 for your foreign domestic helper

As such, this renders a Maid Insurance necessary, and at least cheaper for you as compared to buying 2 separate insurance plans.

That being said, having a domestic worker at home is similar to having another family member - another mouth to provide for. In that sense, she has traveled far away from her home country to help out with your household activities and to take care of your children. It should only be right for you to take care and ensure her well being as form of respect to her family members back at home.

How Much Coverage Should I Get?

Most Maid Insurance Plans would have at least hit the minimum requirement of MOM Singapore.

They should mainly cover:

  • Personal Accident
  • Medical and Surgical Expenses
  • Outpatient Expenses
  • Third Party Liability
  • Repatriation Expenses
  • Insurance Guarantee to Ministry of Manpower Singapore (MOM)

Add-Ons may include:

  • Insurance Guarantee Bond to the Philippine Overseas Labour Office
  • Waiver for Counter Indemnity for Insurance Guaranteed Bond (MOM)

Best Maid Insurance Plan Companies in Singapore

Here is the current list of Maid Insurances with reviews that Singaporeans can compare before buying the Maid Insurance of your choice. We have made a comparison of the premiums between all the Maid insurances (Most Basic and 26 years policy term, inclusive of GST) that we have considered in the above list and have summarized the findings below:

  • Sompo MaidEase (Standard): S$230.05
  • POSB Maid Protect: S$246.10
  • NTUC Income Foreign Maid Insurance (Basic): S$250.16
  • MSIG MaidPlus: S$267.50
  • Liberty Insurance MaidCare (Plan 1): S$200.63
  • India International Insurance Maid Bond Package: S$212.20
  • Hong Leong Maid Protect360 (Basic): S$239
  • Great Eastern MaidGR8 Plan A: S$217.21
  • FWD Maid Insurance (Essential): S$280.34
  • Etiqa ePROTECT Maid Plan A: S$260.96
  • EQ Insurance EQ Maid (Essential): S$267.50
  • China Taiping Domestic Maid Insurance Plan D1: S$246.10
  • AXA SmartHelper (Standard): S$267.50

Tools To Help You Choose The Best Maid Insurance For You

To help Singaporeans make smarter personal finance decision, here are some tools to help you:

If you'd like more information you can

Check out our article(s) which will help you to pick out the best maid insurance:

If you have questions about which maid insurance to get after reading our Real User Reviews, why not ask our community of experts and experienced members at Seedly Community? Best of all, you can even ask your questions anonymously if you're really, really shy!