facebookUOB Absolute Cashback Credit Card Ratings Jul 2024

UOB Absolute Cashback Credit Card

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  • Reviews (27)
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Summary

UOB Absolute Cashback Card

The UOB Absolute Cashback card makes earning cashback simple, offering an industry-high 1.7% unlimited Cashback on spending across all categories without any minimum spend requirement. The perfect go-to card for all your general spending needs.

UOB Welcome Offer: Get S$350 cash credit

  • Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
  • Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 1.7% unlimited cashback
  • No minimum spend required
  • No spend exclusions

2) Benefits

Cashback
  • 1.7% unlimited cashback, with no cashback cap and no minimum spend  
Petrol
  • Shell: Up to 14% fuel discount
  • PSC: Up to 15% fuel discount

3) Eligibility

  • Age: 21
  • Minimum income requirements: S$30,000 and above per annum (Singaporean and PR) | S$80,000 and above per annum (Foreigners)

4) Fees & Charges

  • Annual fees: S$196.20 (first year fee waiver)  
  • Late fee: S$100
  • Annual interest rate: 26.9%
  • Foreign currency transaction fee: 3.25%
  • Minimum monthly repayment: 3% or S$50, whichever is higher
  • Interest-free period: 21 days

Frequently Asked Questions

Can you enjoy annual fee waiver for UOB Absolute Cashback Card?

  • Yes, the annual fee for the UOB Absolute Cashback Card of S$196.20 (inclusive of GST) is waived for the first year

Who should apply for the UOB Absolute Cashback Card?

  • Card users who are looking to earn Cashback to cover all general spending
  • Consistent and big spenders who can take advantage of the unlimited Cashback
  • Drivers who regularly patronize Shell and PSC

What is the minimum income requirement for the UOB Absolute Cashback Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$80,000

...see more

Summary

UOB Absolute Cashback Card

The UOB Absolute Cashback card makes earning cashback simple, offering an industry-high 1.7% unlimited Cashback on spending across all categories without any minimum spend requirement. The perfect go-to card for all your general spending needs.

UOB Welcome Offer: Get S$350 cash credit

  • Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
  • Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • 1.7% unlimited cashback
  • No minimum spend required
  • No spend exclusions

2) Benefits

Cashback
  • 1.7% unlimited cashback, with no cashback cap and no minimum spend  
Petrol
  • Shell: Up to 14% fuel discount
  • PSC: Up to 15% fuel discount

3) Eligibility

  • Age: 21
  • Minimum income requirements: S$30,000 and above per annum (Singaporean and PR) | S$80,000 and above per annum (Foreigners)

4) Fees & Charges

  • Annual fees: S$196.20 (first year fee waiver)  
  • Late fee: S$100
  • Annual interest rate: 26.9%
  • Foreign currency transaction fee: 3.25%
  • Minimum monthly repayment: 3% or S$50, whichever is higher
  • Interest-free period: 21 days

Frequently Asked Questions

Can you enjoy annual fee waiver for UOB Absolute Cashback Card?

  • Yes, the annual fee for the UOB Absolute Cashback Card of S$196.20 (inclusive of GST) is waived for the first year

Who should apply for the UOB Absolute Cashback Card?

  • Card users who are looking to earn Cashback to cover all general spending
  • Consistent and big spenders who can take advantage of the unlimited Cashback
  • Drivers who regularly patronize Shell and PSC

What is the minimum income requirement for the UOB Absolute Cashback Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Non-Singaporean Minimum Income of S$80,000

...see more

UOB Absolute Cashback Card

1.7%
CASHBACK
Unlimited
CASHBACK CAP

UOB Absolute Cashback Card

1.7%

CASHBACK

Unlimited

CASHBACK CAP

📣 SIGN-UP BONUS

Get S$350 cash credit!

Valid till 31 Jul 2024. T&Cs apply.

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Reviews (27)

4.2

27 Reviews

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      Posted 25 Oct 2022

      Purchased

      UOB Absolute Cashback Card

      Useful as a simple cash back card, currently even include grab top ups which is good. Good also for big ticket items as no cap. Only downside is that not all merchants may accept AMEX

      0

      What are your thoughts?

      Posted 11 Apr 2023

      Purchased

      UOB Absolute Cashback Card

      highest unlimited cashback card in the market with virtually no exclusions. Although grabpay top ups dont qualify anymore, there are still use cases for it such as insurance premium payments

      0

      What are your thoughts?

      Posted 17 Jan 2023

      Purchased

      UOB Absolute Cashback Card

      This card offers what I believe is the highest cash back rate of any credit card. It is perfect if you want to receive an actual dollar amount as your incentive for using a credit card.

      0

      What are your thoughts?

      Posted 25 Dec 2022

      Purchased

      UOB Absolute Cashback Card

      Update: The top-up to GrabPay wallet has been nerfed from 1.7% to 0.3%. As of now, there are better options such as HSBC Revolution Credit Card. I'll be keeping this to pay off utilities bills and insurance premium despite the nerf. It was effortless to apply for this card, thought the application would be rejected since I started working a month ago. AMEX is not accepted at all merchant, it can be used with the grabpay card, albeit it can be troublesome at times to top up the grabpay wallet, Cons: Apple Pay and Google Pay are still not supported for this card.

      0

      What are your thoughts?

      Posted 29 Nov 2022

      Purchased

      UOB Absolute Cashback Card

      [Useful For...] To top up grab wallet, other E-wallet, pay for insurances, and maybe any go government linked services. As most of the mentioned institution are excluded from cashback. [Cashback Card] A neat and tidy card that provide 1.7% cashback and maybe higher travelling cash rebates overseas, with not much other perks in essence.

      0

      What are your thoughts?

      Posted 01 Nov 2022

      Purchased

      UOB Absolute Cashback Card

      [Card Hacks] Best cashback card for regular users to pair with Grabpay Top Up card or to pay for insurance bills. 1.7% cashback for it

      0

      What are your thoughts?

      Posted 26 Sep 2022

      Purchased

      UOB Absolute Cashback Card

      [Cashback Card] One of the highest cashback cards at 1.7%, for all transactions with no caps or minimum spend. [Useful For...] My current default card to top up GrabPay Wallet and make transactions, as AMEX cards are the only ones that able to get cashback on GrabPay Wallet top ups.

      0

      What are your thoughts?

      Posted 01 Sep 2022

      Purchased

      UOB Absolute Cashback Card

      This is my default cashback card now. - Highest cashback value with no minimum spend - NO EXCLUSION which means it can be used to pay for anything & get some money back (Insurance/rental/hospital bills) *Use this card and stack with other debit card/programs to extract max value*

      0

      What are your thoughts?

      Posted 16 Aug 2022

      Purchased

      UOB Absolute Cashback Card

      [Useful For...] get 1.7% cashback effortlessly, even when paying for insurance premiums, hospital bills, school fees or topping up of e-wallet like Grabpay. my go-to card for the common spend exclusions. just take note that the cashback is only credited in the following statement month:)

      0

      What are your thoughts?

      Posted 11 Jul 2022

      Purchased

      UOB Absolute Cashback Card

      The highest rewarding true cashback card out there - at 1.7% for almost all types of transactions. 'nuff said.

      0

      What are your thoughts?

    Discussions (0)

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