Product Page Transparency

• Pays to access additional features

Summary of UOB Absolute Cashback Card Review 2022

The UOB Absolute Cashback card makes earning cashback simple, offering an industry-high 1.7% unlimited Cashback on spends across all categories and without any minimum spend requirement to boot. The perfect go-to card for all your general spending needs.

Card Features & Details

1) Key Features

• 1.7% unlimited cashback
• No minimum spend required
• No spend exclusions

2) Benefits

Cashback

• 1.7% unlimited cashback, with no cashback cap and no minimum spend  

Petrol

• Shell: Up to 14% fuel discount
• PSC: Up to 15% fuel discount

3) Eligibility

• Age: 21
• Minimum income requirements: S$30,000 and above per annum (Singaporean and PR) | S$80,000 and above per annum (Foreigners)

4) Fees & Charges

• Annual fees: $192.60 (first year fee waiver)  
• Late fee: S$100
• Annual interest rate: 26.9%
• Foreign currency transaction fee: 3.25%
• Minimum monthly repayment: 3% or S$50, whichever is higher
• Interest-free period: 21 days

Frequently Asked Questions

Can you enjoy annual fee waiver for UOB Absolute Cashback Card?

• Yes, the annual fee for the UOB Absolute Cashback Card of $192.60 (inclusive of GST) is waived for the first year

Who should apply for the UOB Absolute Cashback Card?

• Card users who are looking to earn Cashback to cover all general spending
• Consistent and big spenders who can take advantage of the unlimited Cashback
• Drivers who regularly patronize Shell and PSC

What is the minimum income requirement for the UOB Absolute Cashback Card?

• Singapore/PR: Minimum Income of S$30,000
• Non-Singaporean Minimum Income of S$80,000