Standard Chartered Unlimited Cashback Credit Card Reviews and Comparison - Seedly
 

Standard Chartered Unlimited Cashback Credit Card

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  • Reviews (70)
  • Questions (13)
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Credit Cards/Standard Chartered Unlimited Cashback Credit Card

SCB Unlimited Cashback Card

Up to 1.5% on eligible spend
CASHBACK
Unlimited
CASHBACK CAP
$0
MINIMUM SPEND

    SCB Unlimited Cashback Card

    Up to 1.5% on eligible spend
    CASHBACK
    Unlimited
    CASHBACK CAP
    $0
    MINIMUM SPEND

Details

About Standard Chartered (Unlimited Cashback Credit Card)

Standard Chartered Bank in Singapore has a history of 150 years in Singapore. They aim to drive commerce and prosperity through unique diversity. There is a network of 16 branches, 6 Priority Banking centres and 27 ATMs in Singapore. Standard Chartered Bank is one of the first international banks to receive a Qualifying Full Bank (QFB) license which is a recognition of the group's long-standing commitment to their consumers in Singapore.

Read More about Standard Chartered Unlimited Cashback Credit Card
Reviews (70)

4.3

70 Reviews

  • 5
    38
  • 4
    23
  • 3
    6
  • 2
    0
  • 1
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cashback minimum

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  • Updated 3w ago

    Purchased

    SCB Unlimited Cashback Card

    I have used this as my secondary card for all other non-promo items. It works exceptionally well as a [Cashback Card] , since it gives 1.5% cashback Every month without fail. Though its not a lot, it is better than alot other cards which has a minimum threshold of spending required.
    0 comments
    0
  • Posted 4w ago

    Purchased

    SCB Unlimited Cashback Card

    Convenient & hassle free cashback card, cash back is credited back to bill every month and no need for additional redemptions.
    0 comments
    0
  • Posted 4w ago

    Purchased

    SCB Unlimited Cashback Card

    Decent card for everyday use with the 1.5% cash back. The online payment for the card is not user friendly. I cannot tell if i had paid and made double payment multiple times.
    0 comments
    0
  • Posted on 18 Dec 2019

    Purchased

    SCB Unlimited Cashback Card

    [Bill Payment] Online banking and bill payment is not simple or user friendly. Mistakenly paid the wrong amount twice and incurred large interest charges, more than the cash back I received. Would not recommend unless the user interface is improved.
    0 comments
    0
  • Posted on 10 Dec 2019

    Purchased

    SCB Unlimited Cashback Card

    1.5% rebate without any other conditions make it one of the easiest card to use. Though for bigger purchases, i will consider alternative cards. [Cashback Card]
    0 comments
    0
Questions (13)

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YouTrip

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered

Cashback

Multi Currency Cards

According to the terms and conditions, any top-up to prepaid cards are excluded. Here is everything about me and what I do best.

Credit Card

Savings

Promo Codes

Standard Chartered Unlimited Cashback Credit Card

F
Financialblur
Level 2. Rookie
Answered 4w ago
Https://www.sc.com/sg/promotions/mgm/?subChanCode=IB10&referId=6591185897&instance=MGM-SCM

Credit Card

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered

SG Budget Babe

Wallace Chai
Wallace Chai
Top Contributor

Top Contributor (Dec)

Level 9. God of Wisdom
Answered on 09 Dec 2019
You can close the account and still be able to use the credit card. Put your money in DBS and keep using standard chartered card as its unlimited cap is really useful.

Standard Chartered Unlimited Cashback Credit Card

Revolut

YouTrip

Credit Card

Standard Chartered

According to the terms, top-ups to prepaid cards form part of the general exclusion. More info: https://www.sc.com/sg/credit-cards/unlimited-cashback-credit-card/ Here is everything about me and what I do best.

Credit Card

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered

Loh Tat Tian
Loh Tat Tian
Level 8. Wizard
Answered on 26 Nov 2018
You will need to check directly with the bank. However, most merchants seldom accept now. So you are right, most premiums are excluded for rebates. But what I do know is they do accept the amount fir minimum spending.

Credit Card

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered

Alfred Chan
Alfred Chan
Level 4. Prodigy
Answered on 25 Nov 2019
Insurance is not counted for 1.5% cashback. You may want to consider HSBC advance, they provide 1.5% cashback too but its capped at $70 per month.

Credit Card

UOB One

Standard Chartered Unlimited Cashback Credit Card

UOB One's general rebate is really hard to fully take advantage of - for the headline "up to 5% on everything" - the key part is UP TO you need to get exactly $2k per month for 3 months to get the 5%. Any less and you get lower tiers (3.3% or worse), even any higher you won't get more cashback so starts to effectively be lower than 5%. Given your spend amount - you could qualify for lowest tier and if you are confident that you could put through $500 per month consistently then maybe worth considering otherwise I would give it a pass.

Credit Card

Transportation

Standard Chartered Unlimited Cashback Credit Card

Eric Ong
Eric Ong
Level 6. Master
Answered on 04 Oct 2019
I use Youtrip card to make up my UOB 500 Minimum expense to get the bonus interest. https://www.you.co/en-SG/ It is also my foreign currencies wallet when I go overseas.

Credit Card

Standard Chartered Unlimited Cashback Credit Card

Gabriel Tham
Gabriel Tham
Level 9. God of Wisdom
Answered on 09 May 2018
Depends on your spending needs. Spree card has better cashback benefits for online and foreign transactions. It also has cashback cap but no minimum spend required. Unlimited cashback is a flat cashback % for all spends but has no cashback cap and no minimum spend required too. So, if you spend alot online maybe consisder spree card. If you spend alot offline, maybe get the unlimited. https://www.sc.com/sg/credit-cards/spree-credit-card/ https://www.sc.com/sg/credit-cards/unlimited-cashback-credit-card/

DBS Multiplier

Standard Chartered Unlimited Cashback Credit Card

Standard Chartered

Yinghua Liu
Yinghua Liu
Level 5. Genius
Answered on 24 Jun 2019
Only spend on DBS/POSB credit Card is counted for the DBS multiplier. You can just spend any amount on the DBS/POSB credit card (no min spend) to fulfil that criteria.
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Standard Chartered Unlimited Cashback Credit Card

Standard Chartered Unlimited Cashback Credit Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for Standard Chartered Unlimited Cashback Credit Card

To be eligible for the Standard Chartered Unlimited Cashback Credit Card, you'll have to meet the following criteria:

  • 21 to 65 years old
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Foreigners: Minimum annual income of S$60,000

Fees and Charges for Standard Chartered Unlimited Cashback Credit Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: 2-year annual fee waiver
  • Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
  • Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
  • Late Payment Charge: A fee of S$80 applies if the minimum payment is not received by the due date, the Effective Interest Rate (EIR) will be raised to 28% per annum if the minimum payment due is not received by the due date. Once the payment is made full, your account will revert back to the original 26.9$ EIR
  • Cash Advance Fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment

Key Features and Benefits of Standard Chartered Unlimited Cashback Credit Card

These are some features of the Standard Chartered Unlimited Cashback Credit Card and the Cashback benefits it has to offer.

Standard Chartered Unlimited Cashback Credit Card Benefits

What You'll Get

Cashback

1.5% Cashback on all your spending with no minimum spending and no Cashback cap

Gift

Up to S$80 Cashback sign up gift

Annual Fees

S$0 for the first two years

Instant Digital Credit Card

Apply for Instant Digital Credit Card online using Myinfo

Fund Transfer

0% interest at one-time processing fee

EasyPay

Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee

0% Interest Instalment Plan

Interest-free monthly instalments plan

Lifestyle

Enjoy offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits

Mobile Payment

Sync your credit card with Apply Pay, Google Pay, Samsung Pay

Standard Chartered Unlimited Cashback Credit Card - Benefits

Standard Chartered Unlimited Cashback Credit Card Promotions

  • New Standard Chartered Unlimited Cashback Credit Card member sign-ups enjoy $80 cashback (New CC Cashback)
  • Promotion is valid till 31 December 2019

Terms and Conditions of Standard Chartered Unlimited Cashback Credit Card

  • To be eligible for the Credit Card Sign-Up Promotion, you must apply for one of the eligible cards and to be a new member of Standard Chartered. Lastly, activate the physical card within 30 days of card approval
  • If are an existing Standard Chartered Cashback member, you are able to receive up to S$20 Cashback (Existing CC Cashback)
  • For the Cashback amount, it is subjected to current and existing Cashback Cap
  • Cards that are eligible for Cash Back Standard Chartered: Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card, Prudential Visa Signature Credit Card, and Priority Banking Visa Infinite Credit Card
  • EZ-Link facility is discontinued for Standard Chartered Unlimited Cashback Credit Cards since 8 December 2019
  • You are able to retrieve your free credit report within 30 calendar days upon the approval of the credit card

Standard Chartered Contact Info

  • Customer service(Personal Banking): +65 9747 7000

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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