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Standard Chartered Unlimited Cashback Credit Card

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  • Reviews (144)
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Credit Cards/Standard Chartered Unlimited Cashback Credit Card
Credit Cards/Standard Chartered Unlimited Cashback Credit Card
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USER RATINGS

Speed of Approval

4.5

Ease of Fee Waiver

4.3

Customer Support

4.0

Standard Chartered Unlimited Cashback Credit Card

Up to 1.5% on eligible spend

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get Get Marshall Mode II or S$230 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

Standard Chartered Unlimited Cashback Credit Card

Up to 1.5% on eligible spend

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

[PROMO] Get Get Marshall Mode II or S$230 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

Details

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  • Pays to access additional features

Highlights of Standard Chartered Unlimited Cashback Credit Card Review 2021

  • Stand to earn 1.50% on all eligible retail spend
  • No Minimum Spending
  • No Cashback Cap
  • Accumulated cashback amount will automatically offset the payable amount in your next billing statement
  • SCB Rewards Programme where you can get 20% off selected Caltex fuel, and 30% off Senoko energy bills (limited time).
  • Ideal for high spenders as there is no cap to the cashback amount enjoyable.
  • Straightforward card with limited perks to other specialised areas e.g. online shopping
Read More about Standard Chartered Unlimited Cashback Credit Card
Reviews (144)

4.2

144 Reviews

  • 5
    77
  • 4
    43
  • 3
    13
  • 2
    2
  • 1
    9

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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 1d ago

      Purchased

      Standard Chartered Unlimited Cashback Credit Card

      [Cashback Card] 1.5% cashback on all spending, with no cashback cap and no minimum spending requirements is really damn shiok! but there are other cashback cards from AMEX which can be up to 3% for the first few months. so, it depends on how your prioritise your usage

      0

      What are your thoughts?

      Reply

      Posted 5d ago

      Purchased

      Standard Chartered Unlimited Cashback Credit Card

      [Fee Waivers] 0 customer service. they will not waive off late payment fees for you. i think the most you can get is nothing. dont even try to use this card, or this bank.

      0

      What are your thoughts?

      Reply

      Posted 30 Sep 2021

      Purchased

      Standard Chartered Unlimited Cashback Credit Card

      Fast application and ease of usage. Look out for promotions with free gifts! Caveat you need to be a new member i.e. do not hold that bank's credit card for the past 1 year.

      0

      What are your thoughts?

      Reply

      Posted 06 Sep 2021

      Purchased

      Standard Chartered Unlimited Cashback Credit Card

      [Cashback Card] Ideal for both high and low spenders. Fuss-free 1.5% with no monthly cashback cap. However, there are better choice out there. [Promotions and Perks] Plentiful promotions with regards to SCB CC as always.

      0

      What are your thoughts?

      Reply

      Posted 23 Aug 2021

      Purchased

      Standard Chartered Unlimited Cashback Credit Card

      Super useful cashback card for basically anything and everything spending. Must have for everyone in general

      0

      What are your thoughts?

      Reply

    Discussions (0)
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      2 Exclusive Rewards

      Get Marshall Mode II (worth S$299) or S$230 cash via PayNow

      • Promotion is valid from 8 to 31 October 2021
      • Promotion is applicable to new Standard Chartered cardholders only
      • Existing cardholders will receive S$30 via PayNow
      • Applicants are to choose the gift they intend to secure
      • Min. spend of S$300 within 30 days of card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Get a 3-month Disney+ subscription

      • Promotion is valid till 1 January 2022
      • Promotion is applicable to new Standard Chartered cardholders only
      • Applicants must activate their card within 30 days of card approval to be eligible
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      The Best Cash Back Credit Cards Review 2021: Standard Chartered Unlimited Cashback Credit Card

      Standard Chartered Unlimited Cashback is a simple and straightforward credit card, ideal for the general consumer but especially for big spenders who transact over a wide genre of products. Consumers who prefer to spend only in specialised areas like dining, or online shopping might not reap the best rewards.

      Standard Chartered Unlimited Cashback Credit Card simply breaks all limits as it offers 1.50% cashback on all types of spending, with no minimum spending requirement and no cashback cap. Yes, you heard that right, No Cashback Cap on top of Zero Minimum Spend. The accumulated Cashback amount will then be automatically offset in your next billing statement. With Standard Chartered Credit Card comes their Good Life rewards programme - where you stand to save up to 20% off selected Caltex fuel, and 30% off Senoko energy bills.

      Standard Chartered Unlimited Cashback Credit Card

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Standard Chartered Unlimited Cashback Credit Card Review 2021

      Standard Chartered Unlimited Cashback is a simple and straightforward credit card, ideal for the general consumer but especially for big spenders who transact over a wide genre of products.

      Consumers who prefer to spend only in specialised areas like dining, or online shopping might not reap the best rewards.

      Standard Chartered Unlimited Cashback Credit Card simply breaks all limits as it offers 1.50% cashback on all types of spending, with no minimum spending requirement and no cashback cap. Yes, you heard that right, No Cashback Cap on top of Zero Minimum Spend.

      The accumulated Cashback amount will then be automatically offset in your next billing statement. With Standard Chartered Credit Card comes their Good Life rewards programme - where you stand to save up to 20% off selected Caltex fuel, and 30% off Senoko energy bills.

      Key Features and Benefits of Standard Chartered Unlimited Cashback Credit Card

      These are some features of the Standard Chartered Unlimited Cashback Credit Card and the Cashback benefits it has to offer.

      Standard Chartered Unlimited Cashback Credit Card Benefits

      What You'll Get

      Cashback

      1.5% Cashback on all your spending with no minimum spending and no Cashback cap

      Gift

      Up to S$180 Cashback sign up gift when you apply via MyInfo

      Annual Fees

      S$0 for the first two years

      Instant Digital Credit Card

      Apply for Instant Digital Credit Card online using Myinfo

      0% Interest Instalment Plan

      Interest-free monthly instalments plan

      Lifestyle

      Enjoy offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits

      Fund Transfer

      0% interest at one-time processing fee.
      1% cashback on approved Funds Transfer Amount

      EasyPay

      Convert your retail transactions above $500 into 6 or 12 months interest-free instalments with a one-time service fee

      Mobile Payment

      Sync your credit card with Apply Pay, Google Pay, Samsung Pay

      Standard Chartered Unlimited Cashback Credit Card - Benefits

      Is Standard Chartered Unlimited Cashback the Best Credit Card of 2021?

      Pros

      Standard Chartered Unlimited Cashback is a simple and straightforward credit card, ideal for the general consumer but especially for big spenders who transact over a wide genre of products.

      Cons

      Consumers who prefer to spend only in specialised areas like dining, or online shopping might not reap the best rewards.

      Eligibility for Standard Chartered Unlimited Cashback Credit Card

      To be eligible for the Standard Chartered Unlimited Cashback Credit Card, you'll have to meet the following criteria:

      • 21 to 65 years old
      • For Singaporeans and PRs:¬†Minimum annual income of S$30,000
      • For Foreigners:¬†Minimum annual income of S$60,000

      Promotions for Standard Chartered Unlimited Cashback Credit Card

      • SCB updates the signup promotions regularly, usually in the form of additional cashback, so be sure to check the official page for the latest credit card promotion

      Fees and Charges for Standard Chartered Unlimited Cashback Credit Card

      • Annual Principle Fee:¬†$192.60
      • Annual Supplementary Card fee:¬†$96.30
      • Fee waiver:¬†2-year annual fee waiver
      • Annual Interest Rate:¬†Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
      • Minimum Monthly Payment:¬†3% of the statement balance (or S$50, whichever is greater)
      • Late Payment Charge:¬†A fee of S$80 applies if the minimum payment is not received by the due date, the Effective Interest Rate (EIR) will be raised to 28% per annum if the minimum payment due is not received by the due date. Once the payment is made full, your account will revert back to the original 26.9$ EIR
      • Cash Advance Fee:¬†6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment

      Terms and Conditions of Standard Chartered Unlimited Cashback Credit Card

      • For transactions to be eligible for cashback, they cannot be cash advance, balance or funds transfers bill payments, etc, all of which are stated in the Unlimited Cashback FAQ here.
      • To be eligible for the Credit Card Sign-Up Promotion, you must apply for one of the eligible cards and to be a new member of Standard Chartered. Lastly, activate the physical card within 30 days of card approval
      • If are an existing Standard Chartered Cashback member, you are able to receive up to S$20 Cashback (Existing CC Cashback)
      • For the Cashback amount, it is subjected to current and existing Cashback Cap
      • Cards that are eligible for Cash Back Standard Chartered: Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card, Prudential Visa Signature Credit Card, and Priority Banking Visa Infinite Credit Card
      • EZ-Link facility is discontinued for Standard Chartered Unlimited Cashback Credit Cards since 8 December 2019
      • You are able to retrieve your free credit report within 30 calendar days upon the approval of the credit card

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also ask questions (anonymously, if you'd prefer) in Seedly Community.

      How to Apply for SCB Unlimited Cashback Credit Card

      • Apply Online via the link above OR
      • Visit Standard Chartered Branches

      About Standard Chartered

      Standard Chartered Bank in Singapore has a history of 150 years in Singapore. They aim to drive commerce and prosperity through unique diversity. There is a network of 16 branches, 6 Priority Banking centres and 27 ATMs in Singapore. Standard Chartered Bank is one of the first international banks to receive a Qualifying Full Bank (QFB) license which is a recognition of the group's long-standing commitment to their consumers in Singapore.

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