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Standard Chartered Unlimited Cashback Credit Card
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- Reviews (66)
- Questions (11)
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Standard Chartered Unlimited Cashback Credit Card
4.3
66 reviews
USER RATINGS
Speed of Approval
4.5
Ease of Fee Waiver
4.3
Customer Service
3.8
Standard Chartered Unlimited Cashback Credit Card
4.3
66 reviews
USER RATINGS
Read reviews
Speed of Approval
4.5
Ease of Fee Waiver
4.3
Customer Service
3.8
Reviews (66)
4.3
66 Reviews
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- Posted 4d ago
Purchased
SCB Unlimited Cashback Card
1.5% rebate without any other conditions make it one of the easiest card to use. Though for bigger purchases, i will consider alternative cards. [Cashback Card]0 comments0 - Posted 2w ago
Purchased
SCB Unlimited Cashback Card
Convenient & hassle free cashback card, cash back is credited back to bill every month and no need for additional redemptions.0 comments0 - Posted 3w ago
Purchased
SCB Unlimited Cashback Card
Nice credit card that provides monthly cashback. No longer need to track my spending quarterly. Best of all, annual membership fee easily waived.0 comments0 - Posted 4w ago
Purchased
SCB Unlimited Cashback Card
One of the credit card that offers highest cash back with attractive promotions and annual charges are waived easily.0 comments0 - Posted 4w ago
Purchased
SCB Unlimited Cashback Card
[Cashback Card] This is a perfect cashback card for almost everything including utilities and transport!0 comments0
Questions (11)
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Credit Card
Standard Chartered Unlimited Cashback Credit Card
Standard Chartered
SG Budget Babe
Wallace Chai
Level 8. Wizard
Answered 5d ago
You can close the account and still be able to use the credit card. Put your money in DBS and keep using standard chartered card as its unlimited cap is really useful.
Standard Chartered Unlimited Cashback Credit Card
Revolut
YouTrip
Credit Card
Standard Chartered
Pang Zhe Liang, Senior Financial Services Consultant at AIA Singapore Private Limited
Top Contributor (Nov)
Level 8. Wizard
Answered 2w ago
According to the terms, top-ups to prepaid cards form part of the general exclusion. More info: https://www.sc.com/sg/credit-cards/unlimited-cashback-credit-card/ Here is everything about me and what I do best.
Credit Card
Standard Chartered Unlimited Cashback Credit Card
Standard Chartered
Loh Tat Tian
Level 8. Wizard
Answered on 26 Nov 2018
You will need to check directly with the bank. However, most merchants seldom accept now. So you are right, most premiums are excluded for rebates. But what I do know is they do accept the amount fir minimum spending.
Credit Card
Standard Chartered Unlimited Cashback Credit Card
Standard Chartered
Alfred Chan
Level 4. Prodigy
Answered 3w ago
Insurance is not counted for 1.5% cashback. You may want to consider HSBC advance, they provide 1.5% cashback too but its capped at $70 per month.
Credit Card
UOB One
Standard Chartered Unlimited Cashback Credit Card
Kelly Trinh, Backoffice technical at financial services firm
Top Contributor (Nov)
Level 8. Wizard
Answered on 04 Nov 2019
UOB One's general rebate is really hard to fully take advantage of - for the headline "up to 5% on everything" - the key part is UP TO you need to get exactly $2k per month for 3 months to get the 5%. Any less and you get lower tiers (3.3% or worse), even any higher you won't get more cashback so starts to effectively be lower than 5%. Given your spend amount - you could qualify for lowest tier and if you are confident that you could put through $500 per month consistently then maybe worth considering otherwise I would give it a pass.
Credit Card
Transportation
Standard Chartered Unlimited Cashback Credit Card
Eric Ong
Level 6. Master
Answered on 04 Oct 2019
I use Youtrip card to make up my UOB 500 Minimum expense to get the bonus interest. https://www.you.co/en-SG/ It is also my foreign currencies wallet when I go overseas.
Credit Card
Standard Chartered Unlimited Cashback Credit Card
Gabriel Tham
Top Contributor (Nov)
Level 9. God of Wisdom
Answered on 09 May 2018
Depends on your spending needs. Spree card has better cashback benefits for online and foreign transactions. It also has cashback cap but no minimum spend required. Unlimited cashback is a flat cashback % for all spends but has no cashback cap and no minimum spend required too. So, if you spend alot online maybe consisder spree card. If you spend alot offline, maybe get the unlimited. https://www.sc.com/sg/credit-cards/spree-credit-card/ https://www.sc.com/sg/credit-cards/unlimited-cashback-credit-card/
DBS Multiplier
Standard Chartered Unlimited Cashback Credit Card
Standard Chartered
Yinghua Liu
Level 5. Genius
Answered on 24 Jun 2019
Only spend on DBS/POSB credit Card is counted for the DBS multiplier. You can just spend any amount on the DBS/POSB credit card (no min spend) to fulfil that criteria.
Credit Card
Standard Chartered Unlimited Cashback Credit Card
AMEX True Cashback Card
Dexter Tiah
Level 4. Prodigy
Updated on 20 Jun 2019
I think the best generic ones are stanchart unlimited card and amex true cashback card at 1.5% rebate on all spend, with no minimum. I personally have the stanchart unlimited card and will be getting the amex true cashback the moment i have a s$5k expense (because you get 3% for the first s$5k spent in the first few months. To maximize your rewards, to some general googling because these 2 cards have quite a big of sign-on bonus (i.e. pick your poison, either singsaver, friends referral, etc). If you want to see which merchants give you additional cashback (above and beyond these 2 great general spending cashback cards), check out www.whatcard.sg before your specific purchase, or as general research to which card to get that suits your specific consumption habits
Standard Chartered Spree Credit Card
Standard Chartered Unlimited Cashback Credit Card
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 8. Wizard
Answered on 11 Jun 2019
In terms of Utility payment, best is to look for each retailer's website offer with the banks, so that you aim for the best deal as they have partnership that offer better deals than SCB Unlimited. If the retailers of your choice has no other deal, SCB Unlimited has no exclusion, so you can use it for anything (including phone/internet bill) and get the 1.5% cashback. However, if phone / internet bill provider has any deals with the bank (eg. m1 with citibank), those would have offer better deals that charge to SCB unlimited. Cheers
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Eligibility for Standard Chartered Unlimited Cashback Credit Card
- Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
- Singaporeans and PR; Minimum annual income of S$30,000
- Foreigners; Minimum annual income of S$60,000 and must be holders of P1, P2 or Q type Singapore Employment Passes
- Q Pass holders must have minimum one year validity remaining on their passes - Credit Record Free from Default
Fees and Charges for Standard Chartered Unlimited Cashback Credit Card
- Annual Principle Fee: S$192.60 (Waived for first 2 years)
- Annual Supplementary Card fee: Free
- Fee waiver: Available
- Interest-Free Period: 20 days
- Annual Interest Rate: 26.90%
- Minimum monthly payment: 1% or S$50, whichever is higher
- Late payment charge: S$80
- Cash advance fee: 6% or $15, whichever is higher
- Overlimit fee: S$40
- Fees for foreign currency transactions: Up to 3.5% of the transaction amount
Key features of Standard Chartered Unlimited Cashback Credit Card
- Earn 1.5% cashback on all spending with no minimum spending and cap
- 0% installment plan at participating merchants and enjoy interest-free arrangements of up to 36 months on large purchases, with no set-up fee
- Complimentary access to Good Life program for its benefits and privileges
- Up to 22.61% effective fuel savings at Caltex (16% onsite discount on Caltex Platinum 98 petrol + 2% instant discount for first fuel payment on CaltexGo app + 4.50% rebate on nett transaction + 1.50% on unlimited cashback card cashback)
- Earn an additional $80 cashback from Standard Chartered Bank for new-to-bank approved cardholders
- Get instant Digital Card + Approval when applying via MyInfo