Standard Chartered Unlimited Cashback Credit Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for Standard Chartered Unlimited Cashback Credit Card

To be eligible for the Standard Chartered Unlimited Cashback Credit Card, you'll have to meet the following criteria:

• 21 to 65 years old
• For Singaporeans and PRs: Minimum annual income of S$30,000
• For Foreigners: Minimum annual income of S$60,000

Fees and Charges for Standard Chartered Unlimited Cashback Credit Card

• Annual Principle Fee: $192.60
• Annual Supplementary Card fee: $96.30
• Fee waiver: 2-year annual fee waiver
• Annual Interest Rate: Prevailing interest rate of 26.9% p.a. (subject to compounding if the charges are not repaid in full) on the amount withdrawn, chargeable of 0.074% on a daily basis from the date of withdrawal until receipt of full payment.
• Minimum Monthly Payment: 3% of the statement balance (or S$50, whichever is greater)
• Late Payment Charge: A fee of S$80 applies if the minimum payment is not received by the due date, the Effective Interest Rate (EIR) will be raised to 28% per annum if the minimum payment due is not received by the due date. Once the payment is made full, your account will revert back to the original 26.9$ EIR
• Cash Advance Fee: 6% per transaction. A minimum fee of S$15 with finance charges of 0.077% per day till the date of full payment

Key Features and Benefits of Standard Chartered Unlimited Cashback Credit Card

These are some features of the Standard Chartered Unlimited Cashback Credit Card and the Cashback benefits it has to offer.

Standard Chartered Unlimited Cashback Credit Card Promotions

• New Standard Chartered Unlimited Cashback Credit Card member sign-ups enjoy $80 cashback (New CC Cashback)
• Promotion is valid till 31 December 2019

Terms and Conditions of Standard Chartered Unlimited Cashback Credit Card

• To be eligible for the Credit Card Sign-Up Promotion, you must apply for one of the eligible cards and to be a new member of Standard Chartered. Lastly, activate the physical card within 30 days of card approval
• If are an existing Standard Chartered Cashback member, you are able to receive up to S$20 Cashback (Existing CC Cashback)
• For the Cashback amount, it is subjected to current and existing Cashback Cap
• Cards that are eligible for Cash Back Standard Chartered: Unlimited Cashback Credit Card, Rewards+ Credit Card, Platinum Visa/Mastercard Credit Card, Spree Credit Card, NUS Alumni Platinum Credit Card, Prudential Platinum Credit Card, Prudential Visa Signature Credit Card, and Priority Banking Visa Infinite Credit Card
• EZ-Link facility is discontinued for Standard Chartered Unlimited Cashback Credit Cards since 8 December 2019
• You are able to retrieve your free credit report within 30 calendar days upon the approval of the credit card

Standard Chartered Contact Info

• Customer service(Personal Banking): +65 9747 7000

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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