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Standard Chartered Journey Credit Card

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Summary

Standard Chartered Journey Credit Card

The Standard Chartered Journey Card, formerly called the Standard Chartered X Credit Card. Is for those who want to earn anything but average miles locally and overseas, that can be used to redeem a whole range of rewards and gifts.

*Note: Standard Chartered Journey Credit Card has replaced the Standard Chartered X Credit Card as of 19 May 2023.

Singsaver Exclusive Promotion: Receive a Dyson AM07 Tower Fan or +PLUS Chelsea Cabin-In 54/23 Luggage or S$120, plus up to S$40 eCapitaVoucher

  • Promotion is valid for new Standard Chartered credit card applicants
  • Receive a Dyson AM07 (worth S$459) or +Plus Chelsea 19.5" Luggage (worth S$369) or S$120 and get up to S$40 e-capitaland voucher
  • Get additional S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account within 60 days of approval.
  • Additionally, get the S$20 e-capitaland voucher when you make a min. spending of S$1,000 in your 2nd month.
  • Promotion is valid until 7 April 2024; extended until 14 April 2024
  • Terms and Conditions. Click here

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

Standard Chartered Journey Credit Card Promotion: Get up to 45,000 miles when you apply and make eligible spends on your SCB Journey Card. Terms and Conditions apply.

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • Earn up to 3 miles per S$1 spend
  • 360° Rewards Programme
  • Earn rewards points that do not expire
  • Complimentary Priority Pass lounge access
  • Complimentary Travel Insurance

2) Benefits

Miles
  • 3 miles per S$1 for spends in selected bonus categories which are online transactions for Transport, Grocery/food-stores and Food deliveries (capped at 3,000 miles or S$1,000)
  • 2 miles per S$1 for foreign spends (no cap)
  • 1.2 miles per S$1 for local spends (no cap)
  • Earn rewards points that do not expire
360° Rewards Programme
  • SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
  • SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.
Travel
  • 2 Complimentary Priority Pass lounge visits each year
  • Complimentary Travel insurance coverage of up to S$500,000 when you charge your travel fare to your card
The Good Life Privileges
  • Enjoy access exciting privileges, promotions and benefits with your Standard Chartered Simply Cash Credit Card such as:
  • TANGS - Up S$40 voucher or promo code
  • Caltex - Up to 20.7% savings and more
  • Agoda - Up to 18% off accommodation worldwide
  • Expedia - Up to 20% off eligible hotel bookings
  • Standard Chartered Singapore Marathon 2023 - 15% off registration fees

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$60,000 for Foreigners

4) Fees & Charges

  • Annual principal fee: S$196.20 (first year waivable) (inclusive of GST)
  • Supplementary card annual fee: S$0
  • Late payment fees: S$100
  • Repayment grace period: At least 22 days from billing/statement date
  • The minimum payment due will be:
  • (i) the greater of either S$50 or 1% of principal (Including any instalments billed in current month); plus
  • (ii) interest, fees and charges; and
  • (iii) overlimit amount and past due amount (if any).
  • Outstanding balances that are below S$50 shall be repaid in full.
  • Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
  • Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Journey Credit Card?

  • Yes, the annual fee for the Standard Chartered Journey Credit Card of S$196.20 (inclusive of GST) is waived for the first and second year

Who should apply for the Standard Chartered Journey Credit Card?

  • It is ideal for travellers who spend regularly both overseas and regularly

What is the minimum income requirement for the Standard Chartered Journey Credit Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Foreigners: Minimum Income of S$60,000
...see more

Popular Products

Summary

Standard Chartered Journey Credit Card

The Standard Chartered Journey Card, formerly called the Standard Chartered X Credit Card. Is for those who want to earn anything but average miles locally and overseas, that can be used to redeem a whole range of rewards and gifts.

*Note: Standard Chartered Journey Credit Card has replaced the Standard Chartered X Credit Card as of 19 May 2023.

Singsaver Exclusive Promotion: Receive a Dyson AM07 Tower Fan or +PLUS Chelsea Cabin-In 54/23 Luggage or S$120, plus up to S$40 eCapitaVoucher

  • Promotion is valid for new Standard Chartered credit card applicants
  • Receive a Dyson AM07 (worth S$459) or +Plus Chelsea 19.5" Luggage (worth S$369) or S$120 and get up to S$40 e-capitaland voucher
  • Get additional S$20 e-capitaland voucher when you split the payment for your purchases with SCB Easy Pay, pay bills with SCB Easybill or put any purchases on instalment in SCB Savings Account or Current Account within 60 days of approval.
  • Additionally, get the S$20 e-capitaland voucher when you make a min. spending of S$1,000 in your 2nd month.
  • Promotion is valid until 7 April 2024; extended until 14 April 2024
  • Terms and Conditions. Click here

Note: Effective January 1st, physical card activation is now required to receive gifts, instead of solely activating digitally.

Standard Chartered Journey Credit Card Promotion: Get up to 45,000 miles when you apply and make eligible spends on your SCB Journey Card. Terms and Conditions apply.

Product Page Transparency

  • Pays to access additional features

Card Features & Details

1) Key Features

  • Earn up to 3 miles per S$1 spend
  • 360° Rewards Programme
  • Earn rewards points that do not expire
  • Complimentary Priority Pass lounge access
  • Complimentary Travel Insurance

2) Benefits

Miles
  • 3 miles per S$1 for spends in selected bonus categories which are online transactions for Transport, Grocery/food-stores and Food deliveries (capped at 3,000 miles or S$1,000)
  • 2 miles per S$1 for foreign spends (no cap)
  • 1.2 miles per S$1 for local spends (no cap)
  • Earn rewards points that do not expire
360° Rewards Programme
  • SC Online Rewards: Redeem for e-Vouchers or KrisFlyer miles
  • SC EasyRewards: Redeem for Airline Partner Miles (Emirates Skywards, Qatar Airways Privilege, Qantas Frequent Flyer, and more), and Hotel Partner Points (ALL – Accor Live Limitless, IHG One Rewards) via Transfer Rewards.
Travel
  • 2 Complimentary Priority Pass lounge visits each year
  • Complimentary Travel insurance coverage of up to S$500,000 when you charge your travel fare to your card
The Good Life Privileges
  • Enjoy access exciting privileges, promotions and benefits with your Standard Chartered Simply Cash Credit Card such as:
  • TANGS - Up S$40 voucher or promo code
  • Caltex - Up to 20.7% savings and more
  • Agoda - Up to 18% off accommodation worldwide
  • Expedia - Up to 20% off eligible hotel bookings
  • Standard Chartered Singapore Marathon 2023 - 15% off registration fees

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans, PRs and Foreigners
  • Minimum annual income:
  • S$30,000 for Singaporeans/PRs
  • S$60,000 for Foreigners

4) Fees & Charges

  • Annual principal fee: S$196.20 (first year waivable) (inclusive of GST)
  • Supplementary card annual fee: S$0
  • Late payment fees: S$100
  • Repayment grace period: At least 22 days from billing/statement date
  • The minimum payment due will be:
  • (i) the greater of either S$50 or 1% of principal (Including any instalments billed in current month); plus
  • (ii) interest, fees and charges; and
  • (iii) overlimit amount and past due amount (if any).
  • Outstanding balances that are below S$50 shall be repaid in full.
  • Cash advance charges: 8% with a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment
  • Overlimit fee: S$40

Frequently Asked Questions

Can you enjoy annual fee waiver for the Standard Chartered Journey Credit Card?

  • Yes, the annual fee for the Standard Chartered Journey Credit Card of S$196.20 (inclusive of GST) is waived for the first and second year

Who should apply for the Standard Chartered Journey Credit Card?

  • It is ideal for travellers who spend regularly both overseas and regularly

What is the minimum income requirement for the Standard Chartered Journey Credit Card?

  • Singapore/PR: Minimum Income of S$30,000
  • Foreigners: Minimum Income of S$60,000
...see more

📣 SIGN-UP BONUS

Receive a Dyson AM07 Tower Fan or +PLUS Chelsea Cabin-In 54/23 Luggage or S$120, plus up to S$40 eCapitaVoucher!

Valid till 14 Apr 2024. T&Cs apply.

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Reviews (1)

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      Posted 06 Jan 2024

      Approval fast this card is good for travel , applied during promotion of cashback, collect miles for travel spent overall 👌 card

      0

      What are your thoughts?

    Discussions (0)

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      Popular Products

      Eligibility for Standard Chartered Journey Credit Card

      To be eligible for the Standard Chartered Journey Credit Card, you'll have to meet the following criteria:

      • Principal cardholders minimum age must be at least 21 years of age and up to 65 years of age
      • Singaporeans and PR: Minimum annual income of S$30,000 (Private Banking Customers), S$80,000 (Non-banking customers)
      • Foreigners: Minimum annual income of S$60,000 (Private Banking Customers), S$80,000 (Non-banking customers) and must be holders of P1, P2 or Q type Singapore Employment Passes
        - Q Pass holders must have minimum one-year validity remaining on their passes
      • Credit Record Free from Default

      Fees and Charges for Standard Chartered Journey Credit Card

      • Annual Principle Fee: S$194.40
      • Annual Supplementary Card fee: S$107
      • Fee waiver: N/A
      • Interest-Free Period: 22 days
      • Annual Interest Rate: 26.90%
      • Minimum monthly payment: 1% or S$50, whichever is higher
      • Late payment charge: S$80
      • Cash advance fee: 6% or $15, whichever is higher
      • Overlimit fee: S$40
      • Fees for foreign currency transactions: Up to 3.5% of the transaction amount

      Key Features and Benefits of Standard Chartered Journey Credit Card

      Features & Benefits:

      +Earn 3 miles for every S$1 spent on online transactions from transportation, grocery and food delivery merchants

      +Earn 2 miles for every S$1 on foreign currency transactions

      +Earn 1.2 miles for every S$1 spent locally

      +S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023

      +S$10 off Grab rides to or from Changi Airport

      +2 complimentary visits to Priority Pass lounges around the world each year

      +Get peace of mind when you travel with complimentary travel insurance coverage of up to S$500,000

      +Rewards points do not expire

      +Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform

      +Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme

      -Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle

      These are some features of the Standard Chartered Journey Credit Card and the miles benefits it has to offer.

      Standard Chartered Journey Credit Card

      What You'll Get

      Exclusive Travel Benefits of Standard Chartered Journey Credit Card

      Be rewarded with bonus miles

      - Earn 3 miles per $1 spent on online transactions: transportation, grocery and food delivery merchants. 

      Non-expiring Rewards Points

      - Earn rewards points that do not expire, from your first dollar spent.

      Complimentary Priority Pass

      - Enjoy 2 complimentary visits to Priority Pass lounges around the world each year.

      Complimentary Travel Insurance

      - Have a peace of mind when you travel with coverage of up to S$500,000. Just charge your travel fare to your Card.

      Features of Standard Chartered Journey Credit Card

      • Member-get-member Promotion
      • Live The Good Life® every day
      • SC EasyBill
      • EasyPay
      • CardSafe Guarantee
      • Flexibility of redemption
      • Temporary credit limit increase
      • 0% interest instalment plan

      Standard Chartered Journey Credit Card

      Standard Chartered Contact Info

      • Customer service(Personal Banking): +65 9747 7000

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.