OCBC 90 Degrees N Credit Card Reviews and Comparison - Seedly
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OCBC 90 Degrees N Credit Card

  • Overview
  • Reviews (17)
  • Questions (0)
  • More Details

OCBC 90°N Credit Card

1.2 mpd
LOCAL SPEND
4 mpd
FOREIGN SPEND
Up to 8 mpd on Accomodation and Flight
SELECTED SPEND

    OCBC 90°N Credit Card

    1.2 mpd
    LOCAL SPEND
    4 mpd
    FOREIGN SPEND
    Up to 8 mpd on Accomodation and Flight
    SELECTED SPEND

Details

Highlights of OCBC 90 Degrees N Credit Card

  • For every S$1 spend on accommodation = 8 miles
  • For every S$1 spend on flight booking = 4 miles
  • For every S$1 spend on shopping and entertainment = 4 miles
  • Miles will not expire
  • Mastercard Airport Experiences

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about OCBC 90 Degrees N Credit Card
Reviews (17)

4.2

17 Reviews

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  • Updated on 25 Jun 2020

    Purchased

    OCBC 90°N Credit Card

    As solus card holder, this is a good card if you are not willing to pay for Miles conversion. However, do not that direct miles crediting has a con. Your miles will expire in 3 years If airport lounge isn’t your thing. Then this is the card for you. However, when they first launch this card it’s with very attractive bonus miles like 9miles with OTAs but then again short lived. IMO: if you’re no longer a beginner for miles collection. Then other cards would suit you be better
    0 comments
    0
  • Updated on 08 Jun 2020

    Purchased

    OCBC 90°N Credit Card

    Fast approval. Easy to apply. The points earned does not expire. Converting points to air miles without additional charges. However, it does not provide any airport lounge benefit comparing with DBS altitude card.
    0 comments
    0
  • Updated on 31 May 2020

    Purchased

    OCBC 90°N Credit Card

    It’s almost the same as the DBS altitude card. But I like the fact that you can convert the points to miles at no extra cost, and that you can also convert them in smaller amounts too. It’s also a great card to pair with the OCBC 360 to hit the minimum $500 spending.
    0 comments
    0
  • Updated on 25 Feb 2020

    Purchased

    OCBC 90°N Credit Card

    [Application] I applied for this card and it took me like literally 15 mins to do everything online with the MyInfo link. It was super straightforward and managed to get it immediately to make some bookings on Agoda and Expedia. [Promotions and Perks] Right now there are these travel related deals which offer 8mpd which is really a crazy amount of miles per spend. [Useful For...] Travel related stuff and general miles accumulation. Where this has essentially replaced my OCBC365 card as I plan to collect miles throughout my working life!
    0 comments
    0
  • Posted on 21 Dec 2019

    Purchased

    OCBC 90°N Credit Card

    4mpd for overseas spend, no miles conversion cost. Also, there is promotional 8mpd for certain hotel booking site. Very fast approval from myinfo as well
    0 comments
    1
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The OCBC 90 Degrees N Credit Card

OCBC 90 Degrees N Credit Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for OCBC 90 Degrees N Credit Card

To be eligible for the OCBC 90 Degrees N Credit Card, you'll have to meet the following criteria:

  • Be at least 18 years old
  • For Singaporeans and PRs: Minimum annual income of $30,000
  • For foreigners: Minimum annual income of $45,000

Fees and Charges for OCBC 90 Degrees N Credit Card

  • Annual Principle Fee: $192.60 (First year waived, second year you get 10,000 miles when you pay the annual fees)
  • Annual Supplementary Card fee: $96.30 (First year waived)
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 26.88%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Interest on Cash Advance: 28.92% per annum (minimum charge of S$2.50)
  • Lost / Stolen Card Liability: S$100

Key Features and Benefits of OCBC 90 Degrees N Credit Card

These are some highlights of the OCBC 90 Degrees N Credit Card and the cashback benefits to offer.

Benefits of OCBC 90 Degrees N Credit Card

What You'll Get

Accomodation

Earn 8 miles on your accommodation:

  • Agoda
  • AirBnb
  • Expedia
  • Millenium
  • Smith

Flight

Earn 4 miles on your flight booking:

  • SilkAir
  • Singapore Airlines
  • Air Asia
  • Jetstar
  • Scoot

Shopping and Entertainment

Earn 4 miles on shopping and entertainment:

  • Spotify
  • Netflix
  • Duty Free Store

Miles

Every S$1 = Travel$

Every 1 Travel$ = 1 Mile

Mastercard Airport Expereinces

LoungeKey:

enjoy offers for spas, retail stores and dining. You can excess these through the Mastercard Airport Experiences mobile app

OCBC 90 Degrees N Credit Card - Benefits

Travel$

  • S$1 = 4 miles on foreign currency (till 29 February 2020)
  • S$1 = 2.1 miles on foreign currency (from 1 March 2020)
  • S$1 = 1.2 miles on local spend
  • Cashback of 1.2% from your earned Travel$
  • Miles will not expire

Terms and Conditions of OCBC 90 Degrees N Credit Card

  • Local spend is defined as transactions in Singapore dollars and overseas spend is defined as transactions in foreign currency
  • There is no cap on the amount of Travel$ you can earn each month
  • Travel$ will be credited to your account as soon as the transactions are posted
  • Travel$ is used to redeem miles, rebates and other rewards
  • Travel$ can only be converted to KrisFlyer miles
  • Travel$ to KrisFlyer miles is at the rate of 1:1 with no conversion fees
  • You can enjoy airport lounges through the Mastercard Airport Experience App

About OCBC

The Overseas-Chinese Banking Corporation, Limited - or OCBC Bank - is headquartered in Singapore. Its inception in 1932 was the result of a merger of three local banks. As the second-largest bank in Southeast Asia, the multinational banking and financial services has assets of close to $468 billion. It has an Aa1 rating from Moody's, and an AA-rating from Standard & Poor's.

At present, the bank has over 570 branches across 18 countries and regions. Its services range from commercial banking and specialist financial and wealth management to asset management, stockbroking, insurance and treasury services.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.