Details

• 

  Kenneth Lou

  Level 9. God of Wisdom

  Updated on 25 Feb 2020

  Purchased

  OCBC 90°N Credit Card

  [Application] I applied for this card and it took me like literally 15 mins to do everything online with the MyInfo link. It was super straightforward and managed to get it immediately to make some bookings on Agoda and Expedia. [Promotions and Perks] Right now there are these travel related deals which offer 8mpd which is really a crazy amount of miles per spend. [Useful For...] Travel related stuff and general miles accumulation. Where this has essentially replaced my OCBC365 card as I plan to collect miles throughout my working life!

  0 comments

  Helpful

  0
• 

  Shengshi Chiam, CFA

  Level 6. Master

  Posted on 21 Dec 2019

  Purchased

  OCBC 90°N Credit Card

  4mpd for overseas spend, no miles conversion cost. Also, there is promotional 8mpd for certain hotel booking site. Very fast approval from myinfo as well

  0 comments

  Helpful

  1
• 

  Melvin Soh

  Level 3. Wonderkid

  Posted on 20 Nov 2019

  Purchased

  OCBC 90°N Credit Card

  [Customer Service] Applied for 90N using My info. Approval was received within the hour, and a digital card was e-mailed within the day. The card arrived in my mailbox in about a week. However, OCBC has been inconsistent in tracking Expedia transactions for me, despite people having followed the TNCs. CSOs can only be contacted through the phone (a somewhat long wait - up to 15 min) or through the secured inbox (an even longer wait - in days). [Miles Card] This is OCBC's first mass market general spending miles card. 1.2 miles/$ for local spend and 2.1 miles/$ for FCY spend with no miles expiry. This is comparable to other bank's general spending cards like Citibank/DBS. Unfortunately, the only transfer partner that OCBC has is SQ, but this is unlikely to be a big issue for beginner miles collectors. 90N also lacks priority pass visits, which is a feature in a number of general spending cards. Thankfully, there is no transfer fee (typically $25) to transfer points to SQ. Furthermore, OCBC only requires 1000 miles to transfer to SQ (typically 10000 miles). [Promotions and Perks] New to bank (no OCBC card in last 6 months) - $50 cash rebate in month 2 and 7000 miles for $5000 (within first three months). This adds 1.4 miles/$ to your first $5000 of spending. [Useful For...] Most importantly, 90N is giving off 4 miles/$ on FCY transactions till 29 Feb next year. With no minimum spend and no payment processor location restrictions, it is currently the best of its breed. 4 miles/$ is also being offered for Netflix, Spotify, SIA, AirAsia, Jetstar, and Scoot. An unusual feature is 8 miles/$ on Airbnb transactions, which is uncommon too.

  0 comments

  Helpful

  1
• JH

  Jacqueline Hong

  Level 2. Rookie

  Posted on 20 Nov 2019

  Purchased

  OCBC 90°N Credit Card

  OCBC 90n card is a great card for overseas spend especially when it has a current promotion for 4 miles per dollar spend till 29 Feb 2020. It will be great if it is a permanent feature of the card.

  0 comments

  Helpful

  0
• 

  Huihui Ang

  Level 4. Prodigy

  Posted on 17 Nov 2019

  Purchased

  OCBC 90°N Credit Card

  [Promotions and Perks] This was introduced to me by the bank through a phone call. For the initial launch stage, they're giving away 7k (I can't remember the exact number because it's quite low and really doesn't warrant trying to put in big spending to get it) miles if you spend 5k in the first 3 months you get the card. The reason why I'm using this card is because: 1. Generous miles rate for Airbnb and certain travel expenditure at 8 miles per dollar spent (until 29 Feb 2020). I happen to need to book my travel accommodation so why not? 2. No fees for conversion of miles, low hurdle of min 1000 miles for redemption- I'm not a miles collector but thought I can try my hands on collecting miles since there's no fees to convert and they don't expire 3. Stack rewards - OCBC has this stack rewards platform that is new, and I can aggregate my rewards across the OCBC cards Application was seamless for me coz they just sent the card to my house and I didn't need to apply. I love the paywave function (but many cards have it now anw). [Card Hacks] 1. Don't use this with Dash, because Dash's MCC code is 6300 (insurance) so you won't get rewards for it. Grab top ups seems to still work last I checked (which was a few weeks ago) 2. Would say this is useful for travel related expenses for now, but I would convert my miles out within the first year because of previous experience w OCBC, who refused to waive the annual fee and I had to cancel the card instead.

  0 comments

  Helpful

  0
• 1
• 2
• 3