OCBC 365 Credit Card
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OCBC 365 Credit Card
OCBC 365 Credit Card
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Summary
One of the most popular credit cards with cashback benefits perfect for everyday expenses, including local and online food delivery, groceries, ride-hailing services such as Grab, and recurring telco and electricity bills.
Find out about the card's host of benefits, charges, promotions, and eligibility criteria below.
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Summary
One of the most popular credit cards with cashback benefits perfect for everyday expenses, including local and online food delivery, groceries, ride-hailing services such as Grab, and recurring telco and electricity bills.
Find out about the card's host of benefits, charges, promotions, and eligibility criteria below.
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Discover the exceptional benefits of the OCBC 365 Credit Cards. Earn cashback on dining, groceries, online spending, and recurring bills. Personalize your card, tap and go with contactless payments, and enjoy a host of exclusive privileges. Learn more about these rewarding credit cards and how they can enhance your everyday spending experiences
Experience everyday rewards with the OCBC 365 Credit Card! Earn cashback on dining, groceries, online shopping, and bills. Tap & go with contactless payments and enjoy exclusive privileges. Discover OCBC 365 benefits now!
To enjoy the full benefits of OCBC 365 Card with up to $160 in Cashback Cap, you should aim to hit the minimum spend of at least $1600.
Spend Tiers | Minimum Spend | Cashback Cap |
---|---|---|
Tier 1 | $800 | $80 |
Tier 2 | $1600 | $160 |
With the OCBC 365 Credit Card, earn cashback on dining, groceries, online spending, and bills. Do note that in order to enjoy the cashback rates stated above, you will have to hit the minimum spend of $800 or else, a flat 0.25% cashback rate is awarded.
Here is the full information on the amount of Cash Rebates you can enjoy with OCBC 365.
Cash Rebates Categories | Cash Rebate Amount | Additional Benefits |
---|---|---|
Petrol | 6% | Save up to 22.92% on fuel at Caltex. (Excluding 18% instant discounts for all fuel). Save up to 21.04% on fuel at Esso. |
Dining | 5% | Valid for Local and Overseas Dining as well as Online Food Deliveries. |
Groceries | 3% | Valid for Local and Overseas Groceries as well as Online Groceries |
Land Transport | 3% | Valid for SimplyGo Bus and Train Rides, as well as Local and Overseas Private Hire rides and Taxi Rides. |
Pharmacy | 3% | Valid for purchases made at Guardian or Watsons |
Streaming | 3% | Valid for Streaming Services such as Disney+, Netflix, Apple Music and Spotify |
Utilities | 3% | Valid for Recurring bills from Telcos and Electricity Providers |
Here are the eligibility requirements for you to sign up for an OCBC 365 Credit Card
Eligibility Type | Eligibility Requirements |
---|---|
Minimum Age | 21 Years Old |
Annual Income for Singaporeans and PRs | $30,000 and above |
Annual Income for Foreigners | $45,000 and above |
Find out what are the interest rates and fees tied to the OCBC 365 Credit Card
Fee Type | Fee Amount |
---|---|
Annual Fee for Principal Card | $194.40 inclusive of 8% GST a year (Waived for first 2 years) |
Annual Fee for Supplementary Card | $97.20 inclusive of 8% GST a year (Waived for the first 2 years) |
Minimum Spend for Automatic Waiver of Annual Fee | $10,000 annual spend starting from the month card is issued |
Foreign Currency Transaction Fee | 3.25% |
Minimum Payment | $50 or 3% of Total Balance, whichever is higher, plus any overdue amount |
Late Payment Charge | $100 |
Interest on Cash Advance | 28.92% |
Interest On Purchases | 25.92% |
Interest Free Repayment Period | 23 Days |
Miscellaneous Information | Details |
---|---|
Supported Payment Type | Apple Pay, Google Pay, Samsung Pay |
Credit Card Types | Visa Signature |
Take advantage of the cashback categories offered by the card. Use the card for dining, groceries, online shopping, and recurring bills to earn higher cashback rates on these everyday expenses.
The OCBC 365 credit card offers a generous cashback policy, unrestricted by specific categories. Unlike other cards, it doesn't limit your cashback cap to particular spending areas. You have the freedom to maximize cashback by focusing on a single category if that suits your preferences. This flexibility allows you to earn more cashback for the categories you frequently spend on, making it advantageous for those utilizing multiple cashback cards to boost their earnings. If you reach the minimum spend of S$800, you'll enjoy an S$80 cashback cap, but big spenders can unlock even more with an S$1,600 minimum spend, earning an impressive S$160 cashback!
Pay your recurring bills, such as telco and utility bills, using the OCBC 365 Credit Card to earn cashback. This allows you to earn rewards on essential monthly expenses.
Use the card when dining at restaurants, cafes, or food outlets to earn cashback on your meals. The higher cash back rate for dining expenses makes it an excellent choice for foodies.
Utilize the contactless payment feature of the card to make quick and secure transactions with just a tap. This offers convenience and speeds up the checkout process.
Make it a habit to use the OCBC 365 Credit Card for grocery purchases. You can earn cashback on your grocery bills, making it a rewarding choice for regular shopping trips.
Telephone: +65 6363 3333
Email: You can write to them at this website address here.
You can also write a physical letter to them addressed to:
OCBC Bank
65 Chulia Street
#01-00
OCBC Centre
Singapore 049513
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