facebookICBC Chinese Zodiac Credit Card Reviews and Comparison - Seedly

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Credit Cards/ICBC Chinese Zodiac Credit Card
Credit Cards/ICBC Chinese Zodiac Credit Card
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Summary

Highlights of ICBC Chinese Zodiac Credit Card

  • 1.6% unlimited cashback on your local and overseas spend
  • Up to 6 Free visits to VIP Lounges located worldwide
  • 3 years annual fee waiver

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

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ICBC Chinese Zodiac Credit Card

1.6% on all spend

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

ICBC Chinese Zodiac Credit Card

1.6% on all spend

CASHBACK

Unlimited

CASHBACK CAP

$0

MINIMUM SPEND

Reviews (4)

4.5

4 Reviews

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0
      05 Jul 2021

      Purchased

      ICBC Chinese Zodiac Credit Card

      [Cashback Card] [Card Hacks] Great to be used as a secondary credit card. If you have a main card you use for your cashback, switch over to this once you've hit your limit/ desired tier. Alternatively, you can just simply use this as a main card if you want 1.6%, fuss free.

      0

      What are your thoughts?

      08 Jul 2020

      Purchased

      ICBC Chinese Zodiac Credit Card

      [Promotions and Perks] A good card to use for spending any amount to get 1.6%. Nice design on this card. Glad to have this card with you always.

      0

      What are your thoughts?

      20 Jan 2020

      Purchased

      ICBC Chinese Zodiac Credit Card

      [Cashback Card] A very straightforward card. See it 1.6% for daily spend [Promotions and Perks] I use it for spending in medical, hotel, clothes/shoes purchases that earn zero rebates for other banks [Others] Very inconvenient to apply or use their internet banking. Take 3 weeks to receive the card

      0

      What are your thoughts?

      Posted 03 Dec 2019

      Purchased

      ICBC Chinese Zodiac Credit Card

      Signed up for the promotion for new credit card holders - $20 cashback for $200 spending (up till 6 months). The amount to spend quite manageable, and the cashback from the promotion is also quite decent.

      0

      What are your thoughts?

    Discussions (0)

      No Posts Found.

      ICBC Chinese Zodiac Credit Card

      ICBC Chinese Zodiac Credit Card

      New to credit cards? Here's your complete guide to cashback credit cards.

      Eligibility for ICBC Chinese Zodiac Credit Card

      • Be at least 21 years old
      • Income of S$30,000 and above per annum for Singaporeans and PR
      • Income of S$30,000 and above per annum for foreigner
      • Minimum Fixed Deposit Collateral of S$10,000

      Fees and Charges for ICBC Chinese Zodiac Credit Card

      • Annual principle fee: S$150
      • Annual supplementary card fee: S$75
      • Fee waiver: Available
      • Interest-free period: 25 days
      • Annual interest rate: 24%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $55
      • Cash advance fee: 5% or $15, whichever is higher
      • Overlimit fee: N/A
      • Fees for foreign currency transactions: Up to 2.5% of the transaction amount
      • Lost / stolen card liability: S$100

      Key Features and Benefits of ICBC Chinese Zodiac Credit Card

      These are some features of the ICBC Chinese Zodiac Credit Card and the cashback benefits it has to offer.

      Benefits of ICBC Chinese Zodiac Credit Card

      What You'll Get

      Cashback

      1.6% cashbback on local and overseas spending

      • No minimum spend required
      • No limitations to number of transactions

      Worldwide VIP lounge access (up to 6 times)

      VIP lounge access at 1000+ airports and railway stations

      Fee waiver

      annual fee waiver for 3 year

      ICBC Chinese Zodiac Credit Card - Benefits

      Terms and Conditions of ICBC Chinese Zodiac Credit Card

      • There is no minimum spend to earn the cashback during the promotional period
      • Cash advance fees, late payment, taxes, interest fees, any form of top up such as prepaid cards and Ez Link cards are not considered spending that qualifies for cashback

      ICBC Contact Info

      • Contact number: +65 6538 1066
      • Email: [email protected]
      • Address: 6 Raffles Quay #23-01 Singapore 048580

      About ICBC

      Industrial and Commercial Bank of China (ICBC) was established on 1 January 1984. Listed on Shanghai Stock Exchange and Stock Exchange of Hong Kong Limited on 27 October 2006, the bank is one of the large listed banks in the world with a strong customer base. ICBC provides comprehensive financial products and services to 5,784 thousand coroporate customers and 520 mil personal customers.

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

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