facebookDBS Live Fresh Visa Student Card Reviews and Comparison - Seedly

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Credit Cards/DBS Live Fresh Visa Student Card
Credit Cards/DBS Live Fresh Visa Student Card
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Summary

Highlights of DBS Live Fresh Visa Student Card

  • Up to 6.6% cashback on online shopping
  • Up to 10% cashback on accommodation bookings
  • Upon earning a minimum annual income of S$30,000, you can upgrade to DBS Live Fresh Card and earn up to 5% cashback
  • No minimum income required but a credit limit of S$500

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

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DBS Live Fresh Visa Student Card

0.3% on general spend

CASHBACK

$20

CASHBACK CAP

DBS Live Fresh Visa Student Card

0.3% on general spend

CASHBACK

$20

CASHBACK CAP

Reviews (16)

3.1

16 Reviews

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0
      Posted 21d ago

      Purchased

      DBS Live Fresh Visa Student Card

      [Cashback Card] Pretty decent card to earn cashback from public transport. After the $50 limit for Revolut, I will switch to using this card for the rest of the month. The $500 limit also does not bother me since I use GrabPay Card for most of my purchases. [Card Hacks] I think the cashback is only worth it at a few merchants, like public transport, McDonalds, GV and Starbucks.

      0

      What are your thoughts?

      Posted 11 Jul 2022

      Purchased

      DBS Live Fresh Visa Student Card

      Solid card for students, and I used it while I was still in college. Decent way to allow me access to a good number of services/e-commerce/etc. that needed credit card payment.

      0

      What are your thoughts?

      Posted 14 Dec 2021

      Purchased

      DBS Live Fresh Visa Student Card

      A pretty decent card for starters especially if you are still studying. The only downside is the $500 limit. Pros: - cashback on transport / "green" transport - additional cashback on favorite brands - Instalment Plans ($0 fee for 3/6 months) for purchases >$100 (only use it if you need to okay!) - Easily track your expenses via the app - Payment controls via the DBS app Cons: - at 0.3% cashback, you are better off with other $500 limit cards that offer you 1% at least. - $500 limit - Getting to customer service is a challenge - Payment controls function on the DBS app is buggy. I had to get a replacement card because of some bug. Set a $250 payment limit and ended up forgetting that I use this card for MRT rides. Insufficient balance.. and my card went into limbo.. yeah it is my fault for setting a limit.. :P

      0

      What are your thoughts?

      Posted 28 Oct 2021

      Purchased

      DBS Live Fresh Visa Student Card

      good for students to own your 1st credit card as no fees no min but only downside is the limit $500. wish it was at least 1ksgd limit. but still good to own it to build your credit score early on when youre starting

      0

      What are your thoughts?

      Posted 30 Sep 2021

      Purchased

      DBS Live Fresh Visa Student Card

      Great for students to use. I recall using it doing schooling days. DBS/POSB atm is everywhere and their app is also easy to use so check it out!

      0

      What are your thoughts?

      07 Jun 2021

      Purchased

      DBS Live Fresh Visa Student Card

      There's no minimum spending plus a 5 years fee waiver. However, might not be ideal for frequent or big purchase spenders as the credit limit is $500. Additionally, in order to get highest cashbacks rates, they are only applicable for selected merchants, and they are capped as well.

      0

      What are your thoughts?

      18 May 2021

      Purchased

      DBS Live Fresh Visa Student Card

      This was my first credit card I signed up for during a campus event and I recalled there was some freebie then for the sign-up. The good thing about this card is that there is no minimum spending and there is a fee waiver for 5 years (I would probably change to another credit card by then). You get a few dollars of cashback for transactions which isn't a lot to be honest. However, do note that there is a pretty low credit limit though of $500 so it may not be suitable for big ticket items.

      0

      What are your thoughts?

      16 Apr 2021

      Purchased

      DBS Live Fresh Visa Student Card

      Not the best credit card for students in terms of cash back, but there are always lucky draws and promotions that DBS will hold that will allow you to win prizes just by spending with it!

      0

      What are your thoughts?

      16 Apr 2021

      Purchased

      DBS Live Fresh Visa Student Card

      There's no minimum spending so it's good for first time credit card owners. Would prefer the card if I could adjust my credit limit (beyond $500, for big ticket items).

      0

      What are your thoughts?

      31 Aug 2020

      Purchased

      DBS Live Fresh Visa Student Card

      PROs: First 5 year waiver until you graduate. No minimum spending CONs: Even though cashback is available to common food options, it is limited to $15/mth (not a lot if you ask me) Credit Limit of $500 so if you wanna purchase an iPhone, require to use another card

      0

      What are your thoughts?

    Discussions (0)

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      DBS Live Fresh Visa Student Card Review 2021

      DBS Live Fresh Visa Student Card

      New to credit cards? Here's your complete guide to cashback credit cards.

      Key Features and Benefits of DBS Live Fresh Visa Student Card

      These are some features of the DBS Live Fresh Visa Student Card and the cashback benefits it has to offer.

      DBS Live Fresh Visa Student Card - Benefits

      What You'll Get

      Cashback

      • Up to 5% cashback on Golden Village, McDonald's, McDelivery, Starbucks, Music, Movie and TV series streaming services
      • 4.4% cashback when you shop at ASOS via RebateMango
      • 5.7% cashback when you shop at Cotton On via RebateMango
      • 5.7% cashback when you shop at JD Sports Online for new users and 1.6% cashback for existing users - via RebateMango
      • 6.6% cashback when you shop at Sephora for new users and 2.4% cashback for existing users - via RebateMango
      • 10% cashback on accommodation bookings through Booking.com

      Promotions

      • Sign up and get S$40 off your Foodpanda order within 30 days of card approval date (min spend of S$250)
      • 15% off kick off tickets for Nerf Action Xperience
      • S$5 bonus credits and a gift when you spend S$20 in Timezone
      • 365 days of 1-for-1 dining deals
      • 5% off activities and experiences bookings on Klook

      Benefits of DBS Live Fresh Visa Student Card

      Eligibility for DBS Live Fresh Visa Student Card

      • Be from 18 - 27 years old (inclusive of both)
      • Singapore Citizen/Permanent Resident
      • Be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic
      • Not have an existing DBS/POSB Credit Card and/or other unsecured facilities (e.g. DBS Cashline, POSB Loan Assist/ POSB Loan Assist Plus, Overdraft) with DBS/POSB
      • For those under 21 years old, Parent's/Legal Guardian’s consent is required in the application process

      Fees and Charges for DBS Live Fresh Visa Student Card

      • Annual Principle Fee: $192.60
      • Fee waiver: 5 years annual fee waiver
      • Interest-Free Period: 20 days
      • Annual Interest Rate: At the prevailing effective interest rate of 25.90% p.a. subject to compounding; or 29.99% p.a. subject to compounding in the event that your account has three or more defaults~ and/or one default~ which remains unpaid for two or more consecutive months in the last 12 months.
      • Minimum monthly payment: The minimum payment amount due on a statement of account is 3% of the outstanding balance plus the total sum of any overdue minimum payment and late payment charges, and any amount exceeding your credit limit, or S$50. Whichever is greater.
      • Late payment charge: S$100 if the Minimum Payment specified in the Statement is not received by us by the Payment Date.
      • Cash advance fee: The fee for a cash advance is $15 or 6% of the transaction, whichever is greater

      DBS Live Fresh Visa Student Card Promotions

      DBS Promotions for New DBS Live Fresh Visa Student Card sign-ups are constantly being updated so make sure to check the official DBS Live Fresh webpage for the latest promotion.

      Terms and Conditions of DBS Live Fresh Visa Student Card

      The 0.3% cashback will not be awarded for the following:

      • payments made via AXS, SAM and eNETS;
      • payments to educational institutions;
      • payments to financial institutions (including banks, online trading platforms and
      • brokerages);
      • payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases
      • and any other government services not classified here);
      • payments to hospitals (effective 1 November 2019);
      • payments to insurance companies (sales, underwriting and premiums);
      • payments to non-profit organisations;
      • payments to utility bill companies (effective 1 November 2019);
      • any top-ups or payment of funds to payment service providers, prepaid accounts and
      • any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash);
      • any betting transactions (including levy payments to local casinos, lottery tickets,
      • casino gaming chips, off-track betting and wagers);
      • any transactions related to crypto currencies;
      • instalment payment plan purchases, preferred payment plans, balance transfer,
      • fund transfer, cash advances, annual fees, interest, late payment charges, all fees
      • charged by DBS, miscellaneous charges imposed by DBS (unless otherwise stated in
      • writing by DBS); and
      • any other transactions determined by DBS from time to time

      DBS Contact Info

      • Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
      • Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

      About DBS

      Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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