DBS Live Fresh Visa Student Card

Key Features and Benefits of DBS Live Fresh Visa Student Card

These are some features of the DBS Live Fresh Visa Student Card and the cashback benefits it has to offer.

Eligibility for DBS Live Fresh Visa Student Card

• Be from 18 - 27 years old (inclusive of both)
• Singapore Citizen/Permanent Resident
• Be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic
• Not have an existing DBS/POSB Credit Card and/or other unsecured facilities (e.g. DBS Cashline, POSB Loan Assist/ POSB Loan Assist Plus, Overdraft) with DBS/POSB
• For those under 21 years old, Parent's/Legal Guardian’s consent is required in the application process

Fees and Charges for DBS Live Fresh Visa Student Card

• Annual Principle Fee: $192.60
• Fee waiver: 5 years annual fee waiver
• Interest-Free Period: 20 days
• Annual Interest Rate: At the prevailing effective interest rate of 25.90% p.a. subject to compounding; or 29.99% p.a. subject to compounding in the event that your account has three or more defaults~ and/or one default~ which remains unpaid for two or more consecutive months in the last 12 months.
• Minimum monthly payment: The minimum payment amount due on a statement of account is 3% of the outstanding balance plus the total sum of any overdue minimum payment and late payment charges, and any amount exceeding your credit limit, or S$50. Whichever is greater.
• Late payment charge: S$100 if the Minimum Payment specified in the Statement is not received by us by the Payment Date.
• Cash advance fee: The fee for a cash advance is $15 or 6% of the transaction, whichever is greater

DBS Live Fresh Visa Student Card Promotions

DBS Promotions for New DBS Live Fresh Visa Student Card sign-ups are constantly being updated so make sure to check the official DBS Live Fresh webpage for the latest promotion.

Terms and Conditions of DBS Live Fresh Visa Student Card

The 0.3% cashback will not be awarded for the following:

• payments made via AXS, SAM and eNETS;
• payments to educational institutions;
• payments to financial institutions (including banks, online trading platforms and
• brokerages);
• payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases
• and any other government services not classified here);
• payments to hospitals (effective 1 November 2019);
• payments to insurance companies (sales, underwriting and premiums);
• payments to non-profit organisations;
• payments to utility bill companies (effective 1 November 2019);
• any top-ups or payment of funds to payment service providers, prepaid accounts and
• any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash);
• any betting transactions (including levy payments to local casinos, lottery tickets,
• casino gaming chips, off-track betting and wagers);
• any transactions related to crypto currencies;
• instalment payment plan purchases, preferred payment plans, balance transfer,
• fund transfer, cash advances, annual fees, interest, late payment charges, all fees
• charged by DBS, miscellaneous charges imposed by DBS (unless otherwise stated in
• writing by DBS); and
• any other transactions determined by DBS from time to time

DBS Contact Info

• Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
• Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

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