DBS Live Fresh Visa Student Card
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- Reviews (19)
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Summary
DBS Live Fresh Visa Student Card
- Up to 6.6% cashback on online shopping
- Up to 10% cashback on accommodation bookings
- Upon earning a minimum annual income of S$30,000, you can upgrade to DBS Live Fresh Card and earn up to 5% cashback
- No minimum income required but a credit limit of S$500
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
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Summary
DBS Live Fresh Visa Student Card
- Up to 6.6% cashback on online shopping
- Up to 10% cashback on accommodation bookings
- Upon earning a minimum annual income of S$30,000, you can upgrade to DBS Live Fresh Card and earn up to 5% cashback
- No minimum income required but a credit limit of S$500
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
DBS Live Fresh Visa Student Card
DBS Live Fresh Visa Student Card
0.3% on general spend
CASHBACK
$20
CASHBACK CAP
3.3
19 Reviews
Service Rating
Speed of Approval
Ease of Fee Waiver
Customer Support
High to Low
Posted 18d ago
Purchased
DBS Live Fresh Visa Student Card
One of the best cards I would recommend for students (and there's actually still a lot of value for those working as well)! After the nerf of the SC Smart Card, I don't think it is possible to find another no-minimum spend, 5% cashback card other than this. Use this for transport and entertainment like Netflix and Spotify and you'll see cashback of >$5 monthly 💪💪💪 As a student, an easy strategy would be to pair this with another general spend card like Standard Chartered JumpStart Debit Card for savings every month!0
What are your thoughts?Posted 30 Sep 2021
Purchased
DBS Live Fresh Visa Student Card
Great for students to use. I recall using it doing schooling days. DBS/POSB atm is everywhere and their app is also easy to use so check it out!0
What are your thoughts?Posted 13 Nov 2019
Purchased
DBS Live Fresh Visa Student Card
This student credit card is a must have! With no minimum spending to maintain, it's always good to know you have a credit card you can use without the worry of maintaining a certain monthly spending. Also, there are a ton of perks which come with this card, in particular, you get to enter Zouk for free!! Just make sure you go early to get your chop and you're good to go :-) and also, the card is super sexy, with streaks of glow in the dark artwork. Highly recommended!0
What are your thoughts?Posted 10 Jun 2024
Purchased
DBS Live Fresh Visa Student Card
[Cashback Card] - No minimum spending required • 5% Cashback on eligible merchant spends - Golden Village, McDonald’s, McDelivery, Netflix, Spotify, Starbucks • 5.3% Cashback on sustainable spends - Eco-Eateries, Eco-Retailers, Eco-Transport Services • 0.3% Cashback on all other spends - Computed to the nearest 2 decimal places per transaction - Cashback awarded will be reflected in the monthly Card Account statement by the end of the following calendar month - Cashback will automatically be applied to pay part of the billed amount for that statement month [Details] - Credit Limit : $500 - Annual Fee : Waived for first 5 years [Online Banking] App is easy and straightforward to use [Bill Payment] Easy if you have a DBS/POSB account [Mobile Wallets] Compatible with Apple and Samsung Pay [Overall] Recommended for tertiary students who want or are interested in learning how to use a credit card responsibly but do not meet the minimum $30,000 income requirement for most credit cards. Spending is limited to some merchants only. Important to spend on only what you can afford to pay back and to not land in credit card debt. Always pay your statement amount in full as a good practice0
What are your thoughts?Posted 30 Mar 2023
Purchased
DBS Live Fresh Visa Student Card
[Useful For...] - Public Transport aka SimplyGo, BlueSG - McDonald, Starbucks, Spotify & Netflix subscription - Cinema GV [Cashback Card] Give a good 5% cashback on above [Others] I only use it as my transport card and set it as main card to pay for the subscription or when using the McD app, pretty good cashback rate for these merchants.0
What are your thoughts?Posted 10 Sep 2022
Purchased
DBS Live Fresh Visa Student Card
[Cashback Card] Pretty decent card to earn cashback from public transport. After the $50 limit for Revolut, I will switch to using this card for the rest of the month. The $500 limit also does not bother me since I use GrabPay Card for most of my purchases. [Card Hacks] I think the cashback is only worth it at a few merchants, like public transport, McDonalds, GV and Starbucks.0
What are your thoughts?Posted 11 Jul 2022
Purchased
DBS Live Fresh Visa Student Card
Solid card for students, and I used it while I was still in college. Decent way to allow me access to a good number of services/e-commerce/etc. that needed credit card payment.0
What are your thoughts?Posted 14 Dec 2021
Purchased
DBS Live Fresh Visa Student Card
A pretty decent card for starters especially if you are still studying. The only downside is the $500 limit. Pros: - cashback on transport / "green" transport - additional cashback on favorite brands - Instalment Plans ($0 fee for 3/6 months) for purchases >$100 (only use it if you need to okay!) - Easily track your expenses via the app - Payment controls via the DBS app Cons: - at 0.3% cashback, you are better off with other $500 limit cards that offer you 1% at least. - $500 limit - Getting to customer service is a challenge - Payment controls function on the DBS app is buggy. I had to get a replacement card because of some bug. Set a $250 payment limit and ended up forgetting that I use this card for MRT rides. Insufficient balance.. and my card went into limbo.. yeah it is my fault for setting a limit.. :P0
What are your thoughts?Posted 28 Oct 2021
Purchased
DBS Live Fresh Visa Student Card
good for students to own your 1st credit card as no fees no min but only downside is the limit $500. wish it was at least 1ksgd limit. but still good to own it to build your credit score early on when youre starting0
What are your thoughts?07 Jun 2021
Purchased
DBS Live Fresh Visa Student Card
There's no minimum spending plus a 5 years fee waiver. However, might not be ideal for frequent or big purchase spenders as the credit limit is $500. Additionally, in order to get highest cashbacks rates, they are only applicable for selected merchants, and they are capped as well.0
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Key Features and Benefits of DBS Live Fresh Visa Student Card
These are some features of the DBS Live Fresh Visa Student Card and the cashback benefits it has to offer.
DBS Live Fresh Visa Student Card - Benefits | What You'll Get |
|---|---|
Cashback |
|
Promotions |
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Benefits of DBS Live Fresh Visa Student Card
Eligibility for DBS Live Fresh Visa Student Card
- Be from 18 - 27 years old (inclusive of both)
- Singapore Citizen/Permanent Resident
- Be an eligible Undergraduate student from NUS, NTU, SMU, SUTD, SUSS, SIT, Nanyang Polytechnic, Ngee Ann Polytechnic, Temasek Polytechnic, Singapore Polytechnic or Republic Polytechnic
- Not have an existing DBS/POSB Credit Card and/or other unsecured facilities (e.g. DBS Cashline, POSB Loan Assist/ POSB Loan Assist Plus, Overdraft) with DBS/POSB
- For those under 21 years old, Parent's/Legal Guardian’s consent is required in the application process
Fees and Charges for DBS Live Fresh Visa Student Card
- Annual Principle Fee: $196.20
- Fee waiver: 5 years annual fee waiver
- Interest-Free Period: 20 days
- Annual Interest Rate: At the prevailing effective interest rate of 25.90% p.a. subject to compounding; or 29.99% p.a. subject to compounding in the event that your account has three or more defaults~ and/or one default~ which remains unpaid for two or more consecutive months in the last 12 months.
- Minimum monthly payment: The minimum payment amount due on a statement of account is 3% of the outstanding balance plus the total sum of any overdue minimum payment and late payment charges, and any amount exceeding your credit limit, or S$50. Whichever is greater.
- Late payment charge: S$100 if the Minimum Payment specified in the Statement is not received by us by the Payment Date.
- Cash advance fee: The fee for a cash advance is $15 or 6% of the transaction, whichever is greater
DBS Live Fresh Visa Student Card Promotions
DBS Promotions for New DBS Live Fresh Visa Student Card sign-ups are constantly being updated so make sure to check the official DBS Live Fresh webpage for the latest promotion.
Terms and Conditions of DBS Live Fresh Visa Student Card
The 0.3% cashback will not be awarded for the following:
- payments made via AXS, SAM and eNETS;
- payments to educational institutions;
- payments to financial institutions (including banks, online trading platforms and
- brokerages);
- payments to government institutions and services (court cases, fines, bail and bonds, tax payment, postal services, parking lots and garages, intra-government purchases
- and any other government services not classified here);
- payments to hospitals (effective 1 November 2019);
- payments to insurance companies (sales, underwriting and premiums);
- payments to non-profit organisations;
- payments to utility bill companies (effective 1 November 2019);
- any top-ups or payment of funds to payment service providers, prepaid accounts and
- any pre-paid accounts (e.g. EZ-Link, NETS FlashPay, Transit Link, Singtel Dash);
- any betting transactions (including levy payments to local casinos, lottery tickets,
- casino gaming chips, off-track betting and wagers);
- any transactions related to crypto currencies;
- instalment payment plan purchases, preferred payment plans, balance transfer,
- fund transfer, cash advances, annual fees, interest, late payment charges, all fees
- charged by DBS, miscellaneous charges imposed by DBS (unless otherwise stated in
- writing by DBS); and
- any other transactions determined by DBS from time to time
DBS Contact Info
- Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
- Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)
About DBS
Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.
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