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Citi Rewards Credit Card

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  • Reviews (38)
  • Discussions (0)
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Credit Cards/Citi Rewards Credit Card
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USER RATINGS

Speed of Approval

4.3

Ease of Fee Waiver

4.3

Customer Support

4.2

CITI Rewards Credit Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

[PROMO] Get Ergotune Supreme or Apple Watch SE or S$350 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

CITI Rewards Credit Card

10X Points per Dollar

ONLINE SPEND

10X Points per Dollar on Shopping

SELECTED SPEND

1 Point per Dollar

OTHER SPEND

0.4 Miles per ThankYou Point

CONVERSION

[PROMO] Get Ergotune Supreme or Apple Watch SE or S$350 cash. Valid till 31 Oct 2021. T&Cs apply. Learn more below.

Details

Product Page Transparency

  • Pays to access additional features

Highlights of the Citi Rewards Credit Card Review 2021

  • 10X Rewards (4 miles) on online shopping and retail purchases
  • 1X Reward on all other spendings
  • 10X Rewards (4 miles) on rides
  • 10X Rewards (4 miles) on online food delivery
  • 10X Rewards (4 miles) on online groceries
  • Up to 30,000 Citi ThankYou Points when you spend S$3,000 within the first 3 months

Find out about the card's complete host of benefits, charges and promotions below.

Read More about Citi Rewards Credit Card
Reviews (38)

4.4

38 Reviews

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    26
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    Most HelpfulMost RecentLow to HighHigh to Low
      Posted 16h ago

      Purchased

      CITI Rewards Credit Card

      [Cashback Card] The Citibank Rewards Card is one of the more attractive credit cards in Singapore for shopaholics, offering 10X rewards points (or $1 = 4 miles) when you shop online and offline purchases! I use it for my online purchases on shopee and lazada and it is worth the application!

      0

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      Posted 5d ago

      Purchased

      CITI Rewards Credit Card

      [Fee Waivers] Fee waiver was automated through a phone call, gets reflected in the app quite fast once selection is made and approved. Do note however that if you only see the reversal for the annual fee but not the GST yet, it will come in gradually. No additional steps required to waive that off.

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      Posted 23 Aug 2021

      Purchased

      CITI Rewards Credit Card

      Very useful 4mpd card for online shopping and spending. must have for all the miles chasers out there for sure

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      19 Jul 2021

      Purchased

      CITI Rewards Credit Card

      [Miles Card] [Useful For...] Online Shopping and Grab rides! 10 Reward points (equivalent to 4 miles) gained for Online Shopping (Shopee, Lazada, etc) and Grab rides and food deliveries - what's not to like, especially for the current climate and shift towards e-commerce and deliveries. [Promotions and Perks] Citi offers lots of sign-up promotions! I signed up to get an Apple Watch and I've yet to hear about it as it'll take about 1-2 months to process. But looking forward to it!

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      01 Jul 2021

      Purchased

      CITI Rewards Credit Card

      [Card Hacks] Great for converting the reward points into miles. The X10 points were really easy to chalk up, and redemption/conversion is really easy. Look out for promotions, as Citibank sometimes offer special ‘X20 reward points’ in partnership with e-commerce stores like Taobao/Qoo10/Lazada which allows you to earn double the usual reward points. [Promotions and Perks] This is a pure rewards card so basically most of your spending allows you to earn points, especially for frequent online shoppers. I’ve since utilised my points for free hotel stays, converted points to miles etc. [Fee Waivers] An extremely easy and prompt process which is automated through their customer service hotline. [Bill Payment] I clear my bills using AXS app, which is really easy once you’ve saved your billing details in. [Useful For...] Online and retail shoppers who wants the option of rewards/miles, as the points can be converted to miles (with a small conversion fee).

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      Exclusive Rewards

      Get Ergotune Supreme (worth S$599) or Apple Watch SE (worth S$419) or S$350 cash via PayNow

      • Promotion is valid from 18 to 31 October 2021
      • Promotion is applicable to Citi Credit Cardholders
      • Existing cardholders will receive S$30 cash via PayNow with no min. spend
      • Min. spend of S$500 on eligible goods and services within 30 days of card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      Citi Rewards Card Review

      Citi Rewards Credit Card

      New to credit cards? Here's your complete guide to cashback credit cards.

      Key Features and Benefits of Citi Rewards Card

      These are some highlights of the Citi Rewards Card and the cashback benefits on offer.

      Benefits of Citi Rewards Card

      What You'll Get

      Shopping

      10X Rewards (4 Miles) on online and retail purchases at:

      • Lazada
      • Qoo10
      • TANGS

      1X Reward on all other spending

      Transport

      10X Rewards (4 Miles) on rides with:

      • Grab
      • ComfortDelGro
      • Gojek

      Dining

      10X Rewards (4 Miles) on online food delivery with:

      • GrabFood
      • Deliveroo
      • Foodpanda

      Groceries

      10X Rewards (4 Miles) on online groceries with:

      • Amazon Prime Now
      • Fairprice On
      • Redmart

      Rewards

      • Freedom of reward redemption with Citi ThankYou Rewards
      • Use points for any purchase
      • Deals and discounts locally and in 95 other countries
      • Convert your retail balance into instalments

      Travel Insurance

      Complimentary travel insurance

      Citi Rewards Card - Benefits

      Eligibility for Citi Rewards Card

      To be eligible for the Citi Rewards Card, you'll have to meet the following criteria:

      • Be at least 21 years old
      • For Singaporeans and PRs: Minimum annual income of $30,000
      • For foreigners: Minimum annual income of $42,000

      Fees and Charges for Citi Rewards Card

      • Annual Principle Fee: $192.60
      • Annual Supplementary Card fee: $96.30
      • Fee Waiver: First 2 years annual fee for Basic and two Supplementary Cards; thereafter chargeable
      • Interest-Free Period: 25 days
      • Annual Interest Rate: At the prevailing effective interest rate of 26.90%
      • Minimum monthly payment: 1% or $50, whichever is greater
      • Late payment charge: If the Minimum Payment Due is not received on or before the Payment Due Date, a Late Payment Charge of $100 will be levied.
      • Cash advance fee: $15 or 6% of amount withdrawn, whichever is greater
      • Overlimit fee: $40 will be charged on the card with highest balance on the statement billing date, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds customer’s combined credit limit on any day within the statement period.

      Citi Rewards Card Promotions

      • Shopee: Up to 10% off
      • Zalora: 15% off with a minimum spend of S$100
      • Lazada: S$8 off with a minimum spend of S$60

      Terms and Conditions of Citi Rewards Card

      • For 10X Points eligible transactions refers to purchases at any departmental store, retail store worldwide or shopping websites which main business activity is to sells clothes, shoes and bags
      • To receive the 30,000 points transactions does not include - Equal Payment Plan (EPP) Purchases, quick cash and other instalment loans, refunded retail purchases, taxes, late payment fees and service fees
      • 10X Rewards is capped at 10,000 points per statement month on eligible transactions

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

      You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

      Citibank Contact Info

      • CitiPhone 24-hour banking hotline: +65 6224 5757

      About Citibank

      Citi Singapore established its presence in 1902, and is the city's largest foreign banking employer. In 2005, Citi incorporated its Global Consumer Banking (GCB) arm in Singapore - in what's today known as Citibank Singapore Limited. The subsidiary is wholly owned by Citigroup.

      Citibank Singapore offers wealth management products and services, including investments, insurance, deposits and treasury products; credit cards and personal lines of credit, and housing loans and share financing.

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