Had been using this citibank rewards card for many years.
What I love is:
1) The 10X Rewards points on my shopping all year long; be it online or offline or overseas. It makes shopping more rewarding
2) And Citibank has an amazing range of merchandise for you to redeem using your rewards points, my favourite has always been using my reward points to get Takashimaya vouchers which has no expire date
3) Citibank is also always been very prompt and hassle free in waiving my annual fee and also late payment finance charges