CITI Rewards Card

CITI Rewards Card

4.5
(9)
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Ratings Breakdown (9)

4.5
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    8
  • 4
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  • 3
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  • 2
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  • 1
    1
Card NameCITI Rewards Card
Rewards RateOnline + Retail: $1= 10X Points All other spend: $1 = 1X Point
Points to Value Conversion1 Point = 0.4 Miles
HighlightsOnline and Retail shoppers
More about CITI Rewards Card
Reviews (9)
Q&A (3)
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  • V W
    V W
    Level 1. Freshie
    Reviewed 1w ago
    Truly regret that I had chosen this card. I have never received so-called vouchers for all the points I accumulated. Raised the issue numerous times via phone and in person, but all the efforts were in vain. Will never apply for any Citibank credit cards again.
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  • Koh Peng Jek
    Koh Peng Jek
    Level 2. Rookie
    Reviewed on 31 May 2018
    Had been using this citibank rewards card for many years. What I love is: 1) The 10X Rewards points on my shopping all year long; be it online or offline or overseas. It makes shopping more rewarding 2) And Citibank has an amazing range of merchandise for you to redeem using your rewards points, my favourite has always been using my reward points to get Takashimaya vouchers which has no expire date 3) Citibank is also always been very prompt and hassle free in waiving my annual fee and also late payment finance charges
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    • HC Tang
      HC Tang
      hi Koh Peng, can you please share with me the links to use the points to redeem takashimaya voucher ? I can't seems to find it. Thanks.
      08 Jun 2018
  • Chris Chin
    Chris Chin
    Level 3. Wonderkid
    Reviewed on 30 May 2018
    Best card ever. Been using their Citibank Credit Cards still 30 years ago. They are the pioneers of cashback cards in Singapore - changing from their Dividend card to Cashback card. Getting cash back by charging to the card. Getting rebates or discounts for lazada, purchases and Petrol station top up too.
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  • Leon Heng
    Leon Heng
    Level 3. Wonderkid
    Reviewed on 29 May 2018
    Best card I have as i get the most rebates or miles out of it. On lazada membership giving lots of rebates for lazada (now 8% rebates), Grab and Chope and RedMart purchases and most miles for most online shopping. I only use this card for the 4x miles return for the above and avoid using it when it gives me less than that equivalent.
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  • Ming Xiang Tham
    Ming Xiang Tham
    Level 2. Rookie
    Reviewed on 28 May 2018
    Pros: - 10X Rewards points for on online purchases within certain categories - Rewards catalog is pretty alot. Am eyeing some of the rewards Cons - 1X Rewards points for every else Generally a good card to get 10x rewards points for Lazada purchases. Just a alternative card to use when my other credit cards doesnt have rebates for some purchases so i can at least get 1x Reward points.
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  • Cedric Cai QuanCai
    Cedric Cai QuanCai
    Level 3. Wonderkid
    Reviewed on 27 May 2018
    It is one of the great card to own it as the rewards system makes me spend even more. As i spend more for shopping, the rewards allows me to earned more at the same time.
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Fees and Charges for CITI Rewards Card

  • Annual Principle Fee: $192.60
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: Available
  • Interest-Free Period: 25 days
  • Annual Interest Rate: 26.90%
  • Minimum monthly payment: 1% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever is higher
  • Overlimit fee: $40

Eligibility for CITI Rewards Card

  • Singaporeans and PR; Minimum annual income of $30,000
  • Foreigners; Minimum annual income of $42,000

Key features of CITI Rewards Card

  • Receive up to 10X Rewards (10 points or 4 Miles) for every S$1 spent on Shoes, Bags, Clothes at Online, Retail or Department stores, locally and overseas.
  • S$1 spent = 1 Reward point for all other spend
  • 1st year fee waived for Principle and 2 supplementary cards
  • Travel privileges which include exclusive offers from different travel websites.
  • Citibank Gourmet Pleasures, which includes great dining deals.
  • Petrol deals, save with participating petrol companies.
  • Citi Rebate, enjoy up to 10% rebate on participating locations.
  • Free Travel Insurance

 

Terms and conditions of CITI Rewards Card

  • Points accumulated are only valid for 60 months.
  • Transactions made towards, bill payment, educational institutions, government institutions, non-profit organisations and others will not accumulate points. For the full list, please visit CITI Rewards Card’s T&Cs.
  • Only a maximum of 10,000 points per statement month can be earned.
  • Points earned cannot be used to offset minimum payment due.

For more info, you can check out CITI Rewards Card’s website.