CITI Cash Back

CITI Cash Back

3.1
(6)
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Ratings Breakdown (6)

3.1
  • 5
    2
  • 4
    0
  • 3
    2
  • 2
    1
  • 1
    1
Card NameCITI Cashback Card
Cashback Rate8%
Monthly Cashback Cap$100 per month ($25 per category of rides/dining/groceries/petrol)
Monthly Min Spend$888
HighlightsGRAB rides, Dining, Groceries, Petrol
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Reviews (6)
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  • Chris Chin
    Chris Chin
    3 Reviews, 32 Upvotes
    Reviewed on 30 May 2018
    Best card ever. Been using their Citibank Credit Cards since 30 years ago. They are the pioneers of cashback cards in Singapore - changing from their Dividend card to Cashback card. Getting cash back by charging to the card. Getting rebates or discounts for lazada, purchases and Petrol station top up too.
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  • Tian Hui
    Tian Hui
    9 Reviews, 20 Upvotes
    Reviewed on 30 May 2018
    Charged for ‘currency conversion’ which I do not experience with other banks, and insist they are valid charges. Will avoid Citibank to prevent any other sneaky charges. =/
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  • Joseph Sng
    Joseph Sng
    2 Reviews, 8 Upvotes
    Reviewed on 27 May 2018
    Would have given it 1 Star, but decided not to be so bad. Charges me interest every month despite me paying up the full sum. I'm guessing these monthly interest was incurred due to leadtime of asking them to rectify the previous error. Bad customer service, everything is via online, making it difficult for me to commute when problems arises. Send a few emails through my account asking them to call back, but received none. Instead, got tons of calls from their marketing dept promiting their loans n other services 😑 For the cashback, was told we need to accumate 50 points before we can redeem it out. Have been using it very frequent, but the cashback % was so low that i am only reaching 30 points. Not a good system imo.👎 There are better cashback cards out there. Get those instead
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  • Cedric Cai QuanCai
    Cedric Cai QuanCai
    9 Reviews, 15 Upvotes
    Reviewed on 27 May 2018
    It is one of the great card to own it as the rebate system makes me spend even more. As i spend more for petrol and essentials bills, the rebates allows me to earned more at the same time.
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  • Ai Chung
    Ai Chung
    5 Reviews, 10 Upvotes
    Reviewed on 23 May 2018
    I use this card on Apple Pay only as it offer 5% cash back. Occasionally, Citibank will offer additional discount or free goodie at fair like Natas, Philips sales etc.
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  • Ang Teck Yew
    Ang Teck Yew
    1 Reviews, 2 Upvotes
    Reviewed on 23 May 2018
    An average card. Not very generous with their points, but there are a huge variety of merchants available. Not sure if other banks, but the app for Citibank is pretty good. They also allow you to offset certain transactions made with your points available immediately!
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