Citi Cash Back Visa Card Reviews and Comparison - Seedly
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Citi Cash Back Visa Card
3.5
10 reviews
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Reviews (10)
3.5
Reviews (10)
3.5
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Read reviews that mention

pretty good

card rebate

card cashback

cash rebate

average card

card generous

generous points

points huge

huge variety

variety merchants

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  • Posted on 19 Sep 2019
    Not too bad of a CC if your expenses revolve around petrol, groceries and dining. The 8% cash back is rather generous.
    0 comments
    6
  • Updated on 19 Sep 2019
    Wonderful and magical card which allows me to use without worries. To add on we can get the cash rebates and redeem it hazzle free.
    0 comments
    0
  • Posted on 01 Jul 2019
    not so good. has many exclusions like grab pay top up and also insurance. hence I did not hit the minimum 888. may give it another chance next month, see how.
    0 comments
    0
  • Updated on 01 Jul 2019
    Generally, pretty good card for me as quite a nos of the merchants that they tie in with promotion are those whom i frequent. Earn a decent cash rebate from my purchases / spending. And I only realize recently that you get to earn additional bonus cashback with min spending of $888 in the statement month so with proper planning on yout bigger purchase can help you gain more cash rebates.
    0 comments
    0
  • Updated on 30 May 2018
    Best card ever. Been using their Citibank Credit Cards since 30 years ago. They are the pioneers of cashback cards in Singapore - changing from their Dividend card to Cashback card. Getting cash back by charging to the card. Getting rebates or discounts for lazada, purchases and Petrol station top up too.
    0 comments
    0
  • Updated on 30 May 2018
    Charged for ā€˜currency conversionā€™ which I do not experience with other banks, and insist they are valid charges. Will avoid Citibank to prevent any other sneaky charges. =/
    0 comments
    0
  • Updated on 27 May 2018
    Would have given it 1 Star, but decided not to be so bad. Charges me interest every month despite me paying up the full sum. I'm guessing these monthly interest was incurred due to leadtime of asking them to rectify the previous error. Bad customer service, everything is via online, making it difficult for me to commute when problems arises. Send a few emails through my account asking them to call back, but received none. Instead, got tons of calls from their marketing dept promiting their loans n other services šŸ˜‘ For the cashback, was told we need to accumate 50 points before we can redeem it out. Have been using it very frequent, but the cashback % was so low that i am only reaching 30 points. Not a good system imo.šŸ‘Ž There are better cashback cards out there. Get those instead
    0 comments
    0
  • It is one of the great card to own it as the rebate system makes me spend even more. As i spend more for petrol and essentials bills, the rebates allows me to earned more at the same time.
    0 comments
    1
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Citi Cash Back Visa Card

Hi Anon, under https://www.citibank.com.sg/globaldocs/pdf/Cash-Back-FAQ.pdf insurance (2 vi) and Grabpay (2 x) are specifically excluded from computation for the bonus cash back, but you should be able to get the 0.25% cashback on all other 'retail spend'. Having said that, most insurers only allow initial premium payment by Credit Card, so do take note. I'm not a cashback person, so this is based on my understanding of the T&Cs. The term 'retail spend' is a little vague though.
About Citi Cash Back Visa Card
Card NameCITI Cashback Card
Cashback Rate8%
Monthly Cashback Cap$25 per category of rides/dining/groceries/petrol
Monthly Min Spend$888
HighlightsDining, Groceries, Petrol

Eligibility for Citi Cash Back Card

  • Age 21 and older
  • Singaporeans and PR; Minimum annual income of Ā $30,000
  • Foreigners; Minimum annual income of $42,000

Fees and Charges for Citi Cash Back Card

  • Annual Principle Fee: $193
  • Annual Supplementary Card fee: $96.30
  • Fee waiver: Available
  • Interest-Free Period: 25 days
  • Annual Interest Rate: 26.90%
  • Minimum monthly payment: 1% or $50, whichever higher
  • Late payment charge: $100
  • Cash advance fee: 6% or $15, whichever higher
  • Overlimit fee: $40

Key features of Citi Cash Back Card

  • Up to $120 cash back for new Citi cardmembers
  • Cash back is capped at $25/month per category, with a minimum spend of $888/month
  • Up to 20.88% savings at Esso and Shell, with 8% cash back at other petrol stations
  • First year annual principle fee waived for principle and two supplementary cards
  • 7.75% bonus cash back on dining and groceries
  • 0.25% bases cash back on all retail purchases, no cap

Terms and conditions of Citi Cash Back Card

  • Spend a minimum of $888 in a month to enjoy bonus cash back
  • Click here for full Citi Cash Back T&Cs.

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For more info, you can check out Citi Cash Back Cardā€™s page here.