CIMB Visa Signature
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Summary
CIMB Visa Signature
The CIMB Visa Signature card offers a high 10% cashback rate on selected categories with a cap on each category which makes it perfect for shoppers who consistently purchase products or services from a wide range of categories. This card also has no annual fee attached to it making it an even attractive card to have.
Product Page Transparency
- Pays to access additional features
Card Features & Details
1) Key Features
- 10% cashback on Online Shopping, Groceries, Beauty and more
- Â Minimum spend of S$800 with cashback cap of S$100 per statement month (up to S$20 per category)
- Otherwise, unlimited 0.2% cashback on all other spend with no minimum spend required or monthly cashback cap
2) Benefits
Dining
- 10% cashback on dining
- Deals and promotions with a range of brands
Groceries
- 10% cashback on groceries
Beauty and Wellness
- 10% cashback on beauty and wellness
- Deals and promotion with a wide range of fitness services and beauty brands
Shopping
- Deals and promotions with a range of brandsÂ
- 10% cashback on shopping
- 10% cashback on pet shops and veterinary servicesÂ
3) Eligibility
- Age: 21 - 70 years old
- Minimum income: S$30,000 and above per annum (for Singaporeans and PRs)
4) Fees & ChargesÂ
- Annual fees: $0 (no annual fees)
- Late fee: S$100Â
- Annual interest rate: 26.80%
- Foreign currency transaction fee: 3%
- Minimum monthly repayment: 3% or S$50, whichever is higher
- Interest-free period: 23 days
Frequently Asked Questions
Why you should apply for CIMB Visa Signature?
- The CIMB Visa Signature offers high base cashback rates of up to 10% for selected categories
- You won't have to pay any annual fees for the CIMB Visa Signature
- Via SimplyGo, the card can double up as a payment option for your bus and train rides
- Unlimited 0.2% cashback after cap has been reached
Can you enjoy annual fee waiver for CIMB Visa Signature?
- The CIMB Visa Signature has no annual fee
Who should apply for the CIMB Visa Signature?
- Average spenders who track their spending will be able to make the most out of the cashback caps set for each category
- Consistent spenders on the Beauty & Wellness, Online Shopping, Groceries, Pet Shops and Veterinary Services, and Cruises category
- Suitable as a starter card for new working adults, especially those with pets.
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Summary
CIMB Visa Signature
The CIMB Visa Signature card offers a high 10% cashback rate on selected categories with a cap on each category which makes it perfect for shoppers who consistently purchase products or services from a wide range of categories. This card also has no annual fee attached to it making it an even attractive card to have.
Product Page Transparency
- Pays to access additional features
Card Features & Details
1) Key Features
- 10% cashback on Online Shopping, Groceries, Beauty and more
- Â Minimum spend of S$800 with cashback cap of S$100 per statement month (up to S$20 per category)
- Otherwise, unlimited 0.2% cashback on all other spend with no minimum spend required or monthly cashback cap
2) Benefits
Dining
- 10% cashback on dining
- Deals and promotions with a range of brands
Groceries
- 10% cashback on groceries
Beauty and Wellness
- 10% cashback on beauty and wellness
- Deals and promotion with a wide range of fitness services and beauty brands
Shopping
- Deals and promotions with a range of brandsÂ
- 10% cashback on shopping
- 10% cashback on pet shops and veterinary servicesÂ
3) Eligibility
- Age: 21 - 70 years old
- Minimum income: S$30,000 and above per annum (for Singaporeans and PRs)
4) Fees & ChargesÂ
- Annual fees: $0 (no annual fees)
- Late fee: S$100Â
- Annual interest rate: 26.80%
- Foreign currency transaction fee: 3%
- Minimum monthly repayment: 3% or S$50, whichever is higher
- Interest-free period: 23 days
Frequently Asked Questions
Why you should apply for CIMB Visa Signature?
- The CIMB Visa Signature offers high base cashback rates of up to 10% for selected categories
- You won't have to pay any annual fees for the CIMB Visa Signature
- Via SimplyGo, the card can double up as a payment option for your bus and train rides
- Unlimited 0.2% cashback after cap has been reached
Can you enjoy annual fee waiver for CIMB Visa Signature?
- The CIMB Visa Signature has no annual fee
Who should apply for the CIMB Visa Signature?
- Average spenders who track their spending will be able to make the most out of the cashback caps set for each category
- Consistent spenders on the Beauty & Wellness, Online Shopping, Groceries, Pet Shops and Veterinary Services, and Cruises category
- Suitable as a starter card for new working adults, especially those with pets.
3.5
51 Reviews
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Posted 19 Nov 2019
Purchased
CIMB Visa Signature
i like the immediate cash back off that month's statement. no need to wait to accumulate points or wait for the next month to get rebates. free travel insurance when i charge airfare to this card. saves me one hassle.0
What are your thoughts?Posted 06 Feb 2023
Purchased
CIMB Visa Signature
I holding this card for so many years, it’s useful but cash back getting lesser and lesser. Hope the bank can consider to increase cash back0
What are your thoughts?Posted 20 Nov 2019
Purchased
CIMB Visa Signature
Best travel card for overseas spending. They offered 50% off for the admin fee that incurred during overseas spending. However, their customer service attitude is poor. Not helpful and unfriendly.0
What are your thoughts?Posted 14 Nov 2019
Purchased
CIMB Visa Signature
Good... No annual fee... Fast approval and good customer service officer... Good to use... 10% rebate...0
What are your thoughts?Posted 14 Nov 2019
Purchased
CIMB Visa Signature
It is very convenient as it is usable everywhere. The transactions reflected in the statements were clear. Cashback was received.0
What are your thoughts?Posted 14 Nov 2019
Purchased
CIMB Visa Signature
Having been calling numbers of time to seek on assistance..,, Great job by your Staffs Thank you [Customer Service]0
What are your thoughts?Posted 13 Nov 2019
Purchased
CIMB Visa Signature
I would like to feedback that this credit card have a good advantage due to I need to use it to buy air tickets certainly in a year.0
What are your thoughts?Posted 13 Nov 2019
Purchased
CIMB Visa Signature
This credit card attracts me firstly as it does not charge annual fee. Online application process was seamless and the credit card was posted to me a couple of days later. Certainly, this card is great to have to pay for dining expenses as it gives out rebates.0
What are your thoughts?Posted 19 Sep 2019
One of the few cards that has perpetual fee waiver. Definitely a card to keep solely because of the reason.0
What are your thoughts?05 Apr 2019
Current the best cash back card since Q32018 with the renewed T&C till now: Min Spend : $600 Cashback : 10% On Category: Wine and Dine, Grocery and Online Note: Each category has a cashback cap of $50 Max cashback per month: $100 (all category combined) Eg. Good if you: 1) Eat out a lot such as $300 2) Online shop up to $100 3) Grocery up to $200 This way you can achieve $600 monthly to get the cashback. T&C at : https://www.cimbbank.com.sg/content/dam/cimbsingapore/personal/cards/terms-and-conditions/tnc-visa-signature-20181018.pdf1
What are your thoughts?HC Tang
13 Nov 2019
Financial Enthusiast, Budgeting at The Society
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Key Benefits of CIMB Visa Signature
These are some features of the CIMB Visa Signature and the Cashback benefits it has to offer:
- 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
- Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
- Visa Signature Concierge - enjoy concierge services anytime and anywhere.
CIMB Visa Signature Benefits | What You'll Get |
|---|---|
Beauty and Wellness | 10% Cashback on Beauty and Wellness |
Online Shopping | 10% Cashback on Online Shopping |
Groceries | 10% Cashback on Groceries at gourmet grocer or major supermarkets |
Pets | 10% Cashback on Pet shops and Veterinary services locally or overseas |
Cruise | 10% Cashback on Cruises |
Transport | Travel easy with SimplyGo where you tap and pay with your card for transport |
CIMB Visa Signature - Benefits
Additional Features of CIMB Visa Signature
Additional Benefits of CIMB Visa Signature | What You'll Get |
|---|---|
Unlimited 0.2% Cashback | No minimum spend or cap - Cashback on all retail spend |
Complimentary Travel Insurance | Coverage up to $500,000 for you and your family |
Flexi-Payment With CIMB 0% interest Pay Plan | Convert your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 24 months |
Life-long Membership | No annual fee |
Visa Signature Concierge | Access to world class service and privileges |
Share the Benefits | Up to 4 supplementary cards and your family |
CIMB Deals and Discounts | Exclusive CIMB deals and discounts |
Additional Benefits of CIMB Visa Signature
Features & Benefits:
+Â 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises
+ Unlimited 0.2% cashback on all other spend
+ Can be used for bus and train rides with SimplyGo
+ Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card
+ No annual fees for life + up to 4 supplementary cards with no annual fees
- Min. spending of S$800 in the statement month to qualify for 10% cashback
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap
Eligibility for CIMB Visa Signature
To be eligible for the CIMB Visa Signature, you'll have to meet the following criteria:
- 21 - 70 years old
- For Singaporeans and PRs:Â Minimum annual income of S$30,000
- For Singaporeans and PR aged 55 years and above: Minimum annual income of $15,000
- Or Fixed Deposit Collateral of $10,000
Fees and Charges for CIMB Visa Signature
- Annual Principal Fee: Free
- Annual Supplementary Card Fee: Free
- Interest-Free Period: 23 days
- Annual Interest Rate: 25.9%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% (minimum charge of $15)
- Overlimit fee: 5% or $50, whichever is higher
Still unsure? Find out everything you need to know about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
Still have questions? You can ask the Seedly Community (anonymously, if you'd prefer) for their insights and discuss which credit card you should get.
Terms and Conditions of CIMB Visa Signature
- 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category
- 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met
- The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities
How to Apply for CIMB Visa Signature Card
You can Apply Online or visit CIMB branches. with the necessary documents:
- A photocopy of NRIC (Both sides) for both Principal and Supplementary Card applicants OR a photocopy of a valid passport for Supplementary Card applicants (Foreigner).
- For salaried employee - Latest Computerised Payslip OR CPF Contribution, History Statement (For the last 12 months) OR Latest Income Tax Notice of Assessment AND CPF Contribution History Statement (For the past 12 months) OR Latest Computerised Payslip.
- For self-employed - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).
- For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (for the past 12 months).
About CIMB
CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking, and asset management products and services. CIMB has around 14 million customers and made up of 36,000 staff.
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As of mid 2019, the T&C has been change. Where : The 10% cashback is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category. To qualify for the 10% cashback, Cardmembers must spend at least S$800, all posted in the same statement month. The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. Beyond the cap, Cardmembers will earn 0.2% cashback on all spend.
CardUp, iPaymy, Mileslife, SmoovPay, YouTrip, GrabPay, Singtel Dash, Lazada top-ups, Crypto currencies transactions all excluded. So makes it very hard to earn cash back.
In short, more caps in each group, thus cash back earn is harder and no longer attractive.
New t&C at : https://www.cimbbank.com.sg/content/dam/cimbsin...