CIMB Visa Signature
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Summary
CIMB Visa Signature
The CIMB Visa Signature card offers a high 10% cashback rate on selected categories with a cap on each category which makes it perfect for shoppers who consistently purchase products or services from a wide range of categories. This card also has no annual fee attached to it making it an even attractive card to have.
SingSaver Exclusive Promotion:Â Receive an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or upsized S$320 cash via PayNow
- Promotion valid only for new CIMB cardmembers
- A min. spend of S$988 must be made on eligible goods and services within 60-day period following card approval
- Promotion not valid with other welcome offers
- Promotion valid until 1 October 2023
- Terms and Conditions. Click here
CIMB Exclusive Promotion: Enjoy 10% cashback with lower S$600 min. spend
- Promotion is valid for new and existing CIMB credit cardmembers
- Make a min. spend of S$600 on eligible spends on your CIMB Visa Signature Card to be eligible for 10% cashback
- Eligible spend categories include online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises
- Promotion is valid until 31 October 2023
- Terms and Condition. Click here
Product Page Transparency
- Pays to access additional features
Card Features & Details
1) Key Features
- 10% cashback on Online Shopping, Groceries, Beauty and more
- Â Minimum spend of S$800 with cashback cap of S$100 per statement month (up to S$20 per category)
- Otherwise, unlimited 0.2% cashback on all other spend with no minimum spend required or monthly cashback cap
2) Benefits
Dining
- 10% cashback on dining
- Deals and promotions with a range of brands
Groceries
- 10% cashback on groceries
Beauty and Wellness
- 10% cashback on beauty and wellness
- Deals and promotion with a wide range of fitness services and beauty brands
Shopping
- Deals and promotions with a range of brandsÂ
- 10% cashback on shopping
- 10% cashback on pet shops and veterinary servicesÂ
3) Eligibility
- Age: 21 years old and above
- Minimum income: S$30,000 and above per annum (for Singaporeans and PRs)
4) Fees & ChargesÂ
- Annual fees: $0 (no annual fees)
- Late fee: S$100Â
- Annual interest rate: 26.80%
- Foreign currency transaction fee: 3%
- Minimum monthly repayment: 3% or S$50, whichever is higher
- Interest-free period: 23 days
Frequently Asked Questions
Why you should apply for CIMB Visa Signature?
- The CIMB Visa Signature offers high base cashback rates of up to 10% for selected categories
- You won't have to pay any annual fees for the CIMB Visa Signature
- Via SimplyGo, the card can double up as a payment option for your bus and train rides
- Unlimited 0.2% cashback after cap has been reached
Can you enjoy annual fee waiver for CIMB Visa Signature?
- The CIMB Visa Signature has no annual fee
Who should apply for the CIMB Visa Signature?
- Average spenders who track their spending will be able to make the most out of the cashback caps set for each category
- Consistent spenders on the Beauty & Wellness, Online Shopping, Groceries, Pet Shops and Veterinary Services, and Cruises category
- Suitable as a starter card for new working adults, especially those with pets.
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Summary
CIMB Visa Signature
The CIMB Visa Signature card offers a high 10% cashback rate on selected categories with a cap on each category which makes it perfect for shoppers who consistently purchase products or services from a wide range of categories. This card also has no annual fee attached to it making it an even attractive card to have.
SingSaver Exclusive Promotion:Â Receive an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or upsized S$320 cash via PayNow
- Promotion valid only for new CIMB cardmembers
- A min. spend of S$988 must be made on eligible goods and services within 60-day period following card approval
- Promotion not valid with other welcome offers
- Promotion valid until 1 October 2023
- Terms and Conditions. Click here
CIMB Exclusive Promotion: Enjoy 10% cashback with lower S$600 min. spend
- Promotion is valid for new and existing CIMB credit cardmembers
- Make a min. spend of S$600 on eligible spends on your CIMB Visa Signature Card to be eligible for 10% cashback
- Eligible spend categories include online shopping, groceries, beauty & wellness, pet shops & veterinary services, and cruises
- Promotion is valid until 31 October 2023
- Terms and Condition. Click here
Product Page Transparency
- Pays to access additional features
Card Features & Details
1) Key Features
- 10% cashback on Online Shopping, Groceries, Beauty and more
- Â Minimum spend of S$800 with cashback cap of S$100 per statement month (up to S$20 per category)
- Otherwise, unlimited 0.2% cashback on all other spend with no minimum spend required or monthly cashback cap
2) Benefits
Dining
- 10% cashback on dining
- Deals and promotions with a range of brands
Groceries
- 10% cashback on groceries
Beauty and Wellness
- 10% cashback on beauty and wellness
- Deals and promotion with a wide range of fitness services and beauty brands
Shopping
- Deals and promotions with a range of brandsÂ
- 10% cashback on shopping
- 10% cashback on pet shops and veterinary servicesÂ
3) Eligibility
- Age: 21 years old and above
- Minimum income: S$30,000 and above per annum (for Singaporeans and PRs)
4) Fees & ChargesÂ
- Annual fees: $0 (no annual fees)
- Late fee: S$100Â
- Annual interest rate: 26.80%
- Foreign currency transaction fee: 3%
- Minimum monthly repayment: 3% or S$50, whichever is higher
- Interest-free period: 23 days
Frequently Asked Questions
Why you should apply for CIMB Visa Signature?
- The CIMB Visa Signature offers high base cashback rates of up to 10% for selected categories
- You won't have to pay any annual fees for the CIMB Visa Signature
- Via SimplyGo, the card can double up as a payment option for your bus and train rides
- Unlimited 0.2% cashback after cap has been reached
Can you enjoy annual fee waiver for CIMB Visa Signature?
- The CIMB Visa Signature has no annual fee
Who should apply for the CIMB Visa Signature?
- Average spenders who track their spending will be able to make the most out of the cashback caps set for each category
- Consistent spenders on the Beauty & Wellness, Online Shopping, Groceries, Pet Shops and Veterinary Services, and Cruises category
- Suitable as a starter card for new working adults, especially those with pets.
3.4
51 Reviews
Service Rating
Speed of Approval
Ease of Fee Waiver
Customer Support
Most Helpful
Posted 01 Mar 2023
Purchased
CIMB Visa Signature
Good as there is no annual fee. Otherwise the minimum spend is rather high, and hurdles to cross rather tedious.0
What are your thoughts?Posted 06 Feb 2023
Purchased
CIMB Visa Signature
I holding this card for so many years, it’s useful but cash back getting lesser and lesser. Hope the bank can consider to increase cash back0
What are your thoughts?Posted 01 Feb 2023
Purchased
CIMB Visa Signature
Have this card for many years but hardly use. Seems a lot of restrictions and cashback for each category is very little.0
What are your thoughts?Posted 09 Jan 2023
Purchased
CIMB Visa Signature
CIMB has the worst speed of approval I have ever seen, and I've had cards from DBS, OCBC, UOB, SC, HSBC. I applied on 8 Dec 2022, and have not received any updates from them as of 9 Jan 2023, over a month. I signed up with Singpass, and additionally uploaded payslips and NOA just in case. I also applied with the promotion code "BT" which promises 1-day approval as I am interested in the balance transfer. Theres no point having their promotions from SingSaver if they are unable or unwilling to give approval on time.0
What are your thoughts?Posted 21 Oct 2022
Purchased
CIMB Visa Signature
A bit tricky if you don't read the clause which says " The 10% cashback consists of the base cashback of 0.2% which will be credited in the same statement month and additional 9.8% cashback which will be credited in the following statement month after the spend criteria has been met. " Signed up only because SingSaver got promo $550 cashback for min spend $988 within 60 days from card approval. To get 10% cashback (capped at $100, = $20 per category, = $200 spend each category, min spend $800. 5 categories are : o Beauty and Wellness o Online Shopping o Grocery o Pet Shops and Veterinary Services o Cruise Pet/vet + cruise are categories that are unconventional so may be good for those with pets or looking to go on cruise. Also, apparently you need to hold the card for at least 6 months to a year otherwise there's some early termination fee - someone should confirm if this is true.0
What are your thoughts?Posted 13 May 2022
Purchased
CIMB Visa Signature
[Cashback Card] With minimum requirements being $800 in order to get 10% off some categories, this sets requires quite some planning. Better off using other no cap no min card, rather than take a gamble on this and spend extra unnecessarily. Also the categories itself are also cap at $20. Also do note that you can't use cardup or ipaymy on this card - a painful mistake I made on my first month...1
What are your thoughts?Reply
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Posted 17 Mar 2022
Purchased
CIMB Visa Signature
Good for cashback up to 1k spends mthly. Ancient interface for digibank / website T&C from website: The 10% cashback is capped at S$100 per statement month per Principal Cardmember, and up to S$20 per category. To qualify for the 10% cashback, you must spend at least S$800, posted in the same statement month. The 10% cashback consists of the base cashback of 0.2% and an additional 9.8% cashback. For spend beyond the cap, you will earn 0.2% cashback. Other terms and conditions apply.0
What are your thoughts?Posted 19 Oct 2021
Purchased
CIMB Visa Signature
[Useful For...] Nothing much to shout about apart from no annual fee. Basically, I signed up for the card in order to get the 1% p.a. interest on my CIMB Fastsaver account for my first $10,000 until June 2022. Didn't really benefit from its enhanced cashback benefits as one needs to spend $800 in a month to qualify for it in selective categories which are also capped at $200 per category.0
What are your thoughts?Posted 21 Aug 2021
Purchased
CIMB Visa Signature
Pretty high cashback, with the caveat that it only applies to certain categories and $800 minimum spend. But the good thing is that this card has no annual fee at all, so there is no pressure to hit a certain amount of spend in a year, in hopes of trying to get an annual fee waiver compared to other banks. I would recommend getting the card, and only use it in circumstances where you are spending on the stated categories, and am able to hit the minimum spend. Such as doing a bulk purchase on groceries in a month. As a bonus, if you also have a CIMB FastSaver account, you earn 1% interest on your first $10,000 balance till June 2022.0
What are your thoughts?Posted 18 Aug 2021
Purchased
CIMB Visa Signature
probably one of the most no frills credit card by CIMB. no annual fee and to be honest, nothing fancy about this credit card0
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Key Benefits of CIMB Visa Signature
These are some features of the CIMB Visa Signature and the Cashback benefits it has to offer:
- 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
- Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
- Visa Signature Concierge - enjoy concierge services anytime and anywhere.
CIMB Visa Signature Benefits | What You'll Get |
|---|---|
Beauty and Wellness | 10% Cashback on Beauty and Wellness |
Online Shopping | 10% Cashback on Online Shopping |
Groceries | 10% Cashback on Groceries at gourmet grocer or major supermarkets |
Pets | 10% Cashback on Pet shops and Veterinary services locally or overseas |
Cruise | 10% Cashback on Cruises |
Transport | Travel easy with SimplyGo where you tap and pay with your card for transport |
CIMB Visa Signature - Benefits
Additional Features of CIMB Visa Signature
Additional Benefits of CIMB Visa Signature | What You'll Get |
|---|---|
Unlimited 0.2% Cashback | No minimum spend or cap - Cashback on all retail spend |
Complimentary Travel Insurance | Coverage up to $500,000 for you and your family |
Flexi-Payment With CIMB 0% interest Pay Plan | Convert your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 24 months |
Life-long Membership | No annual fee |
Visa Signature Concierge | Access to world class service and privileges |
Share the Benefits | Up to 4 supplementary cards and your family |
CIMB Deals and Discounts | Exclusive CIMB deals and discounts |
Additional Benefits of CIMB Visa Signature
Features & Benefits:
+Â 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises
+ Unlimited 0.2% cashback on all other spend
+ Can be used for bus and train rides with SimplyGo
+ Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card
+ No annual fees for life + up to 4 supplementary cards with no annual fees
- Min. spending of S$800 in the statement month to qualify for 10% cashback
- 10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap
Eligibility for CIMB Visa Signature
To be eligible for the CIMB Visa Signature, you'll have to meet the following criteria:
- 21 years old and above
- For Singaporeans and PRs:Â Minimum annual income of S$30,000
- For Singaporeans and PR aged 55 years and above: Minimum annual income of $15,000
- Or Fixed Deposit Collateral of $10,000
Fees and Charges for CIMB Visa Signature
- Annual Principal Fee: Free
- Annual Supplementary Card Fee: Free
- Interest-Free Period: 23 days
- Annual Interest Rate: 25.9%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% (minimum charge of $15)
- Overlimit fee: 5% or $50, whichever is higher
Still unsure? Find out everything you need to know about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
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Terms and Conditions of CIMB Visa Signature
- 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category
- 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met
- The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities
How to Apply for CIMB Visa Signature Card
You can Apply Online or visit CIMB branches. with the necessary documents:
- A photocopy of NRIC (Both sides) for both Principal and Supplementary Card applicants OR a photocopy of a valid passport for Supplementary Card applicants (Foreigner).
- For salaried employee - Latest Computerised Payslip OR CPF Contribution, History Statement (For the last 12 months) OR Latest Income Tax Notice of Assessment AND CPF Contribution History Statement (For the past 12 months) OR Latest Computerised Payslip.
- For self-employed - Last 2 years' income tax notice of assessment AND bank statement (for 3 months).
- For commissioned or variable income earner - Last 2 years' income tax notice of assessment OR CPF statement (for the past 12 months).
About CIMB
CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking, and asset management products and services. CIMB has around 14 million customers and made up of 36,000 staff.
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