CIMB Visa Signature Reviews and Comparison - Seedly
 

CIMB Visa Signature

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  • Reviews (40)
  • Questions (1)
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Credit Cards/CIMB Visa Signature
Credit Cards/CIMB Visa Signature
CIMB Visa Signature
3.5
40 reviews

USER RATINGS

Speed of Approval

4.4

Ease of Fee Waiver

4.5

Customer Service

4.3
Credit Cards/CIMB Visa Signature
CIMB Visa Signature
3.5
40 reviews

USER RATINGS

Read reviews

Speed of Approval

4.4

Ease of Fee Waiver

4.5

Customer Service

4.3

CIMB Visa Signature

10% on Beauty, Online Shopping, Groceries
CASHBACK
$100
CASHBACK CAP
$800
MINIMUM SPEND

    CIMB Visa Signature

    10% on Beauty, Online Shopping, Groceries
    CASHBACK
    $100
    CASHBACK CAP
    $800
    MINIMUM SPEND

Details

About CIMB (Visa Signature)

CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.

Read More about CIMB Visa Signature
Reviews (40)

3.5

40 Reviews

  • 5
    11
  • 4
    8
  • 3
    14
  • 2
    4
  • 1
    3

Read Review About...

card cashback

credit card

good card

annual fee

customer service

category cap

minimum spend

spend 500

online shop

terms conditions

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  • Posted on 20 Nov 2019

    Purchased

    CIMB Visa Signature

    Ever since CIMB changed their terms and conditions, this card is not attractive anymore with respect to its cashback. The 10% cashback is now capped at S$100 per statement month per member and up to S$20 per category. To make things worst, member must spend at least S$800 in the same statement month. There is no harm keeping the card. However, there are other better cashback cards.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Visa Signature

    [Cashback Card] 10% cashback across 5 categories including Beauty & Wellness, Online, Grocery, Cruises, Pet Shops and Veterinary Services. with a minimum spending of $800. Although cashback is one of the highest (10%), but it is capped at $20 per category, i.e. $200 spending on a particular category will hit the cap for the cashback. Might still be a worthwhile card for if you are able to maximum out the cashback awarded by hitting 4 categories with $200 spending for each category.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Visa Signature

    Used to be generous in terms of rebates. But have already tighten their purse. I also like their no transaction fee for overseas spending, but there are so many options now. Overall, decent card to have.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Visa Signature

    Just like all the other reviewers, this used to be the best card on the market with 10% cashback, until they changed their terms and conditions! What I still really like about CIMB credit cards is that there is no annual fee at all (hopefully they don't change that!)
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB Visa Signature

    Best travel card for overseas spending. They offered 50% off for the admin fee that incurred during overseas spending. However, their customer service attitude is poor. Not helpful and unfriendly.
    0 comments
    0
Questions (1)

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Credit Card

CIMB Visa Signature

HC Tang
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 8. Wizard
Answered on 13 May 2019
Possible solutions: https://www.sgbudgetbabe.com/2019/05/goodbye-cimb-heres-next-best-credit.html CIMB Visa Signature basically offers dining, online, groceries. There's no single card with around $600 min spend of these 3 category hit with 1 of the 3 taking the bulk. You'll have to split between different card.

CIMB Visa Signature

CIMB Visa Signature

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for CIMB Visa Signature

To be eligible for the CIMB Visa Signature, you'll have to meet the following criteria:

  • 21 years old and above
  • For Singaporeans and PRs: Minimum annual income of S$30,000
  • For Singaporeans and PR aged 55 years and above: Minimum annual income of $15,000
  • Or fixed deposit collateral of $10,000

Fees and Charges for CIMB Visa Signature

  • Annual Principal Fee: Free
  • Annual Supplementary Card Fee: Free
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 25.9%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% (minimum charge of $15)
  • Overlimit fee: 5% or $50, whichever is higher

Key Features and Benefits of CIMB Visa Signature

These are some features of the CIMB Visa Signature and the Cashback benefits it has to offer.

  • 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
  • Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
  • Visa Signature Concierge - enjoy concierge services anytime and anywhere.

CIMB Visa Signature Benefits

What You'll Get

Beauty and Wellness

10% Cashback on Beauty and Wellness

Online Shopping

10% Cashback on Online Shopping

Groceries

10% Cashback on Groceries at gourmet grocer or major supermarkets

Pets

10% Cashback on Pet shops and Veterinary services locally or overseas

Cruise

10% Cashback on Cruises

Transport

Travel easy with SimplyGo where you tap and pay with your card for transport

CIMB Visa Signature - Benefits

Additional Features of CIMB Visa Signature

Additional Benefits of CIMB Visa Signature

What You'll Get

Unlimited 0.2% Cashback

No minimum spend or cap - Cashback on all retail spend

Complimentary Travel Insurance

Coverage up to $500,000 for you and your family

Flexi-Payment With CIMB 0% interest Pay Plan

Convert your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 24 months

Life-long Membership

No annual fee

Visa Signature Concierge

Access to world class service and privileges

Share the Benefits

Up to 4 supplementary cards and your family

CIMB Deals and Discounts

Exclusive CIMB deals and discounts

Additional Benefits of CIMB Visa Signature

Terms and Conditions of CIMB Visa Signature

  • 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category
  • 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met
  • The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities

CIMB Contact Info

  • Customer service(Credit Card):  +65 6333 6666

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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