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CIMB Visa Signature
- Overview
- Reviews (40)
- Questions (2)
- More Details
USER RATINGS
Speed of Approval
Ease of Fee Waiver
Customer Service
USER RATINGS
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Speed of Approval
Ease of Fee Waiver
Customer Service
Details
About CIMB (Visa Signature)
CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.
3.5
40 Reviews
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card cashback
credit card
good card
annual fee
customer service
category cap
minimum spend
spend 500
online shop
terms conditions
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- Posted on 20 Nov 2019
Purchased
CIMB Visa Signature
Ever since CIMB changed their terms and conditions, this card is not attractive anymore with respect to its cashback. The 10% cashback is now capped at S$100 per statement month per member and up to S$20 per category. To make things worst, member must spend at least S$800 in the same statement month. There is no harm keeping the card. However, there are other better cashback cards.0 comments0 - Posted on 20 Nov 2019
Purchased
CIMB Visa Signature
[Cashback Card] 10% cashback across 5 categories including Beauty & Wellness, Online, Grocery, Cruises, Pet Shops and Veterinary Services. with a minimum spending of $800. Although cashback is one of the highest (10%), but it is capped at $20 per category, i.e. $200 spending on a particular category will hit the cap for the cashback. Might still be a worthwhile card for if you are able to maximum out the cashback awarded by hitting 4 categories with $200 spending for each category.0 comments0 - Posted on 20 Nov 2019
Purchased
CIMB Visa Signature
Used to be generous in terms of rebates. But have already tighten their purse. I also like their no transaction fee for overseas spending, but there are so many options now. Overall, decent card to have.0 comments0 - Posted on 20 Nov 2019
Purchased
CIMB Visa Signature
Just like all the other reviewers, this used to be the best card on the market with 10% cashback, until they changed their terms and conditions! What I still really like about CIMB credit cards is that there is no annual fee at all (hopefully they don't change that!)0 comments0 - Posted on 20 Nov 2019
Purchased
CIMB Visa Signature
Best travel card for overseas spending. They offered 50% off for the admin fee that incurred during overseas spending. However, their customer service attitude is poor. Not helpful and unfriendly.0 comments0
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CIMB Visa Signature
Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.
Eligibility for CIMB Visa Signature
To be eligible for the CIMB Visa Signature, you'll have to meet the following criteria:
- 21 years old and above
- For Singaporeans and PRs: Minimum annual income of S$30,000
- For Singaporeans and PR aged 55 years and above: Minimum annual income of $15,000
- Or fixed deposit collateral of $10,000
Fees and Charges for CIMB Visa Signature
- Annual Principal Fee: Free
- Annual Supplementary Card Fee: Free
- Interest-Free Period: 23 days
- Annual Interest Rate: 25.9%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% (minimum charge of $15)
- Overlimit fee: 5% or $50, whichever is higher
Key Features and Benefits of CIMB Visa Signature
These are some features of the CIMB Visa Signature and the Cashback benefits it has to offer.
- 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
- Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
- Visa Signature Concierge - enjoy concierge services anytime and anywhere.
CIMB Visa Signature Benefits | What You'll Get |
|---|---|
Beauty and Wellness | 10% Cashback on Beauty and Wellness |
Online Shopping | 10% Cashback on Online Shopping |
Groceries | 10% Cashback on Groceries at gourmet grocer or major supermarkets |
Pets | 10% Cashback on Pet shops and Veterinary services locally or overseas |
Cruise | 10% Cashback on Cruises |
Transport | Travel easy with SimplyGo where you tap and pay with your card for transport |
CIMB Visa Signature - Benefits
Additional Features of CIMB Visa Signature
Additional Benefits of CIMB Visa Signature | What You'll Get |
|---|---|
Unlimited 0.2% Cashback | No minimum spend or cap - Cashback on all retail spend |
Complimentary Travel Insurance | Coverage up to $500,000 for you and your family |
Flexi-Payment With CIMB 0% interest Pay Plan | Convert your travel and other big ticket items to CIMB 0% i.Pay Plan, where you will enjoy interest-free repayments over a period of up to 24 months |
Life-long Membership | No annual fee |
Visa Signature Concierge | Access to world class service and privileges |
Share the Benefits | Up to 4 supplementary cards and your family |
CIMB Deals and Discounts | Exclusive CIMB deals and discounts |
Additional Benefits of CIMB Visa Signature
Terms and Conditions of CIMB Visa Signature
- 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category
- 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met
- The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities
CIMB Contact Info
- Customer service(Credit Card): +65 6333 6666
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
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