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CIMB Visa Signature
- Overview
- Reviews (40)
- Questions (1)
- More Details
USER RATINGS
Speed of Approval
4.4
Ease of Fee Waiver
4.5
Customer Service
4.3
USER RATINGS
Read reviews
Speed of Approval
4.4
Ease of Fee Waiver
4.5
Customer Service
4.3
Reviews (40)
3.5
40 Reviews
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card cashback
credit card
annual fee
good card
category cap
customer service
minimum spend
terms changed
grocery online
cashback cap
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- Posted 3w ago
Purchased
CIMB Visa Signature
Ever since CIMB changed their terms and conditions, this card is not attractive anymore with respect to its cashback. The 10% cashback is now capped at S$100 per statement month per member and up to S$20 per category. To make things worst, member must spend at least S$800 in the same statement month. There is no harm keeping the card. However, there are other better cashback cards.0 comments0 - Posted 3w ago
Purchased
CIMB Visa Signature
[Cashback Card] 10% cashback across 5 categories including Beauty & Wellness, Online, Grocery, Cruises, Pet Shops and Veterinary Services. with a minimum spending of $800. Although cashback is one of the highest (10%), but it is capped at $20 per category, i.e. $200 spending on a particular category will hit the cap for the cashback. Might still be a worthwhile card for if you are able to maximum out the cashback awarded by hitting 4 categories with $200 spending for each category.0 comments0 - Posted 3w ago
Purchased
CIMB Visa Signature
Used to be generous in terms of rebates. But have already tighten their purse. I also like their no transaction fee for overseas spending, but there are so many options now. Overall, decent card to have.0 comments0 - Posted 3w ago
Purchased
CIMB Visa Signature
Just like all the other reviewers, this used to be the best card on the market with 10% cashback, until they changed their terms and conditions! What I still really like about CIMB credit cards is that there is no annual fee at all (hopefully they don't change that!)0 comments0 - Posted 3w ago
Purchased
CIMB Visa Signature
Best travel card for overseas spending. They offered 50% off for the admin fee that incurred during overseas spending. However, their customer service attitude is poor. Not helpful and unfriendly.0 comments0
Questions (1)
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Credit Card
CIMB Visa Signature
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 8. Wizard
Answered on 13 May 2019
Possible solutions: https://www.sgbudgetbabe.com/2019/05/goodbye-cimb-heres-next-best-credit.html CIMB Visa Signature basically offers dining, online, groceries. There's no single card with around $600 min spend of these 3 category hit with 1 of the 3 taking the bulk. You'll have to split between different card.
Eligibility for CIMB Visa Signature Card
- Minimum age for Principal Card: 21 years old
- Minimum age for Supplementary Card: 18 years old
- Singaporeans and PR; Minimum annual income of $30,000
- Singaporeans and PR aged 55 years and above; Minimum annual income of $15,000
- Or fixed deposit collateral of $10,000
Fees and Charges for CIMB Visa Signature Card
- Annual Principal Fee: Free
- Annual Supplementary Card fee: Free
- Interest-Free Period: 23 days
- Annual Interest Rate: 25.9%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% (minimum charge of $15)
- Overlimit fee: 5% or $50, whichever is higher
Key features of CIMB Visa Signature Card
- 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
- Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
- Visa Signature Concierge - enjoy concierge services anytime and anywhere.
Terms and conditions of CIMB Visa Signature Card
- 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category.
- 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met.
- The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities. For full list, please visit CIMB Visa Signature’s T&Cs here.
- *Terms and conditions governing the CIMB Credit Card Promotion 2019 apply. Click here for the full T&Cs.
For more info, you can check out CIMB Visa Signature’s page here.