CIMB Visa Signature Reviews and Comparison - Seedly
 

CIMB Visa Signature

  • Overview
  • Reviews (40)
  • Questions (1)
  • More Details
Credit Cards/CIMB Visa Signature
CIMB Visa Signature
3.5
40 reviews

USER RATINGS

Read reviews

Speed of Approval

4.4

Ease of Fee Waiver

4.5

Customer Service

4.3

CIMB Visa Signature

10% on Beauty, Online Shopping, Groceries
CASHBACK
$100
CASHBACK CAP
$800
MINIMUM SPEND

    CIMB Visa Signature

    10% on Beauty, Online Shopping, Groceries
    CASHBACK
    $100
    CASHBACK CAP
    $800
    MINIMUM SPEND
Reviews (40)

3.5

40 Reviews

  • 5
    11
  • 4
    8
  • 3
    14
  • 2
    4
  • 1
    3

Read Review About...

card cashback

credit card

annual fee

good card

category cap

customer service

minimum spend

terms changed

grocery online

cashback cap

Most Recent

  • Most Helpful
  • Most Recent
  • Low to High
  • High to Low
Most HelpfulMost RecentLow to HighHigh to Low
  • Posted 3w ago

    Purchased

    CIMB Visa Signature

    Ever since CIMB changed their terms and conditions, this card is not attractive anymore with respect to its cashback. The 10% cashback is now capped at S$100 per statement month per member and up to S$20 per category. To make things worst, member must spend at least S$800 in the same statement month. There is no harm keeping the card. However, there are other better cashback cards.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB Visa Signature

    [Cashback Card] 10% cashback across 5 categories including Beauty & Wellness, Online, Grocery, Cruises, Pet Shops and Veterinary Services. with a minimum spending of $800. Although cashback is one of the highest (10%), but it is capped at $20 per category, i.e. $200 spending on a particular category will hit the cap for the cashback. Might still be a worthwhile card for if you are able to maximum out the cashback awarded by hitting 4 categories with $200 spending for each category.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB Visa Signature

    Used to be generous in terms of rebates. But have already tighten their purse. I also like their no transaction fee for overseas spending, but there are so many options now. Overall, decent card to have.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB Visa Signature

    Just like all the other reviewers, this used to be the best card on the market with 10% cashback, until they changed their terms and conditions! What I still really like about CIMB credit cards is that there is no annual fee at all (hopefully they don't change that!)
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB Visa Signature

    Best travel card for overseas spending. They offered 50% off for the admin fee that incurred during overseas spending. However, their customer service attitude is poor. Not helpful and unfriendly.
    0 comments
    0
Questions (1)

Recent Activity

  • Recent Activity
  • Unanswered
  • Trending
Recent ActivityUnansweredTrending

Credit Card

CIMB Visa Signature

HC Tang
HC Tang, Financial Enthusiast, Budgeting at The Society
Level 8. Wizard
Answered on 13 May 2019
Possible solutions: https://www.sgbudgetbabe.com/2019/05/goodbye-cimb-heres-next-best-credit.html CIMB Visa Signature basically offers dining, online, groceries. There's no single card with around $600 min spend of these 3 category hit with 1 of the 3 taking the bulk. You'll have to split between different card.

Eligibility for CIMB Visa Signature Card

  • Minimum age for Principal Card: 21 years old
  • Minimum age for Supplementary Card: 18 years old
  • Singaporeans and PR; Minimum annual income of $30,000
  • Singaporeans and PR aged 55 years and above; Minimum annual income of $15,000
  • Or fixed deposit collateral of $10,000

Fees and Charges for CIMB Visa Signature Card

  • Annual Principal Fee: Free
  • Annual Supplementary Card fee: Free
  • Interest-Free Period: 23 days
  • Annual Interest Rate: 25.9%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $100
  • Cash advance fee: 6% (minimum charge of $15)
  • Overlimit fee: 5% or $50, whichever is higher

Key features of CIMB Visa Signature Card

  • 10% Cashback on the following categories: Beauty & Wellness, Online Shopping, Grocery, Pet Shops & Vet Services and Cruises.
  • Charge your full travel fares to the CIMB Visa Signature and automatically get travel accident insurance coverage of up to $500,000 for you and your family.
  • Visa Signature Concierge - enjoy concierge services anytime and anywhere.

 

Terms and conditions of CIMB Visa Signature Card

  • 10% cashback is capped at $100 per calendar month per Principal Cardmember and up to $20 per category.
  • 10% cashback = 0.2% credited in the same statement month and 9.8% will be credited in the following month after spending criteria of $800 has been met.
  • The following transactions will not qualify for cashback: any gambling-related related transactions, payments to insurance companies, payments to government institutions, donations to non-profit institutions and any payments for utilities. For full list, please visit CIMB Visa Signature’s T&Cs here.
  • *Terms and conditions governing the CIMB Credit Card Promotion 2019 apply. Click here for the full T&Cs.

For more info, you can check out CIMB Visa Signature’s page here.