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Credit Cards/CIMB Visa Infinite
Credit Cards/CIMB Visa Infinite
3.1
7 reviews
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Summary

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Summary of CIMB Visa Infinite Card Review 2022

The CIMB Visa Infinite Card is a credit card with unlimited cashback on general and travel spend albeit with a high monthly minimum spend. However, this card does not have an annual fee attached to it making it virtually maintenance free - just whip it out whenever

Card Features & Details

1) Key Features

  • 2% unlimited cashback on Travel, Overseas, and Online Spend in Foreign Currencies
  • Complimentary access to over 1000 airport lounges annually
  • Complimentary travel insurance of up to S$1,000,000
  • Enjoy Visa Infinite Conceierge service 
  • Enjoy over 1,000 CIMB deals and promotions across Dining, Retail, and Lifestyle categories in Singapore, Malaysia, and Indonesia
  • No annual fees for life 

2) Benefits

Cashback

  • 2% unlimited cashback on travel 
  • 2% unlimited cashback on overseas spend 
  • 2% unlimited cashback on online spend in foreign currencies 
  • Minimum spend of S$2,000 required to enjoy unlimited 2% cashback with no cap on cashback earned
  • Otherwise, unlimited 1% cashback on all other spending

0% Instalment 

  • Enjoy 0% interest instalments when you convert your credit card purchases with CIMB O& i.Pay Plan
  • Minimum spend of S$500 to qualify for transaction conversion
  • One-time processing fee of 3% for 6 or 12-month tenure, and 5% for 24-month tenure

3) Eligibility

  • Age: 21 years old and above
  • Citizenship: Singaporeans and PRs only
  • Minimum income: S$120,000 and above per annum

4) Fees & Charges 

  • Annual fee: S$0 (for life)
  • Late fee: S$100
  • Annual interest rate: 25.90%
  • Foreign currency transaction fee: 3%
  • Minimum monthly repayment: 3% or S$50, whichever is higher
  • Interest-free period: 23 days

Frequently Asked Questions

Can you enjoy annual fee waiver for CIMB Visa Infinite Card

  • There are no Annual Fees for the CIMB Visa Infinite Card

Who should apply for the CIMB Visa Infinite Card?

  • High-spenders who travel frequently should be able to take full advantage of the high minimum spend and the high cashback percentage of up to 2% that comes with it

What is the minimum income requirement for the CIMB Visa Infinite Card?

  • Singapore/PR: Minimum Income of S$120,000
  • Non-Singaporean Minimum Income of S$120,000
...see more

CIMB Visa Infinite

2% unlimited on Travel, Overseas, Online Spend in foreign currency

CASHBACK

Unlimited

CASHBACK CAP

CIMB Visa Infinite

2% unlimited on Travel, Overseas, Online Spend in foreign currency

CASHBACK

Unlimited

CASHBACK CAP

📣 SIGN-UP BONUS

Receive a ErgoTune Classic (worth S$399) or S$250 cash when you make a min. spend of $988 within 60 days of card approval.

Valid till 02 Oct 2022. T&Cs apply.

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Reviews (7)

3.1

7 Reviews

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1
      Posted 13 May 2022

      Purchased

      CIMB Visa Infinite

      [Cashback Card] With minimum requirements being $2000 in order to get 2% off some categories, this sets requires quite some planning. Also do note that you can't use cardup or ipaymy on this card - a painful mistake I made on my first month...

      0

      What are your thoughts?

      Posted 13 Mar 2022

      Purchased

      CIMB Visa Infinite

      No annual fee Visa Infinite card but have had no use for it for some time already too. Cashback % too low, not competitive..

      0

      What are your thoughts?

      Posted 27 Jul 2021

      Purchased

      CIMB Visa Infinite

      120K tier card with no annual fee - go where find? But many 30K cards outdo its perks... you can easily get free lounge passes from Citi PremierMiles, and the cashback is only 1%... and 2K min spend. Now, if there's some benefits from being a Visa Infinite...

      0

      What are your thoughts?

      27 Jun 2020

      Purchased

      CIMB Visa Infinite

      This used to be my primary card when cashback cards were not so common. Instead of meeting the competition, this card has actually stagnated with its outdated 1% rebate and out of sync with its incredulous $2k minimum spend.

      0

      What are your thoughts?

      15 Nov 2019

      Purchased

      CIMB Visa Infinite

      Hey there! Love travelling ✈? I have the perfect credit card for you at NO annual fee*! CIMB VISA infinite credit card offers the following travel perks: 1. Complementary travel insurace 👍 2. Access to over a thousand VIP airport lounges 3. Up to 10% online shopping at expedia 😳 4. 2% unlimited cashback from overseas spending and currency exchange. 👆 These perks made it perfect for those who travel a lot or loves travelling! However, even if there are times you do not travel as much, you could also made use of other perks that they have such as dining privileged of up to 50% off selected restsurants and club access to willow stream spa. ♨ Do not that there is one downside with this card and that is it does not offer travel miles.. But does it matter? You get cashback and cash is king! 👑

      0

      What are your thoughts?

      Posted 14 Nov 2019

      Purchased

      CIMB Visa Infinite

      [Cashback Card] Used to be good but with the change in category cash back, not very professional. Will use other cash back cards like Amex.

      0

      What are your thoughts?

      Posted 13 Nov 2019

      Purchased

      CIMB Visa Infinite

      [Cashback Card] This card is useful for cashback and travels. If we could also have a choice of miles as well then this card can be the main card for use

      0

      What are your thoughts?

    Discussions (0)

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      Exclusive Rewards

      Receive a ErgoTune Classic (worth S$399) or S$250 cash

      • Promotion valid only for new CIMB cardmembers
      • A min. spend of S$988 must be made on eligible goods and services within 60 days following card approval
      • Promotion not valid with other welcome offers
      • Valid till 2 October 2022
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      CIMB Visa Infinite

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Eligibility for CIMB Visa Infinite

      To be eligible for the CIMB Visa Infinite, you'll have to meet the following criteria:

      • 21 years old and above
      • For Singaporeans or PRs: Minimum annual income of S$120,000
      • Or fixed deposit collateral of $50,000

      Fees and Charges for CIMB Visa Infinite

      • Annual Principal Card Fee: Free
      • Annual Supplementary Card Fee: Free
      • Interest-free Period: 23 days
      • Annual Interest Rate: 25.9%
      • Minimum monthly payment: 3% or $50, whichever is higher
      • Late payment charge: $100
      • Cash advance fee: 6% (minimum charge of $15)
      • Overlimit fee: 5% or $50, whichever is higher

      Key Features and Benefits of CIMB Visa Infinite

      These are some features of the CIMB Visa Infinite and the Cashback benefits it has to offer.

      Benefits of CIMB Visa Infinite

      What You'll Get

      Cashback

      2% cashback on (minimum spend of S$2,000):

      • Travel
      • Overseas spend
      • Online spending in foreign currency

      1% cashback on all other retail spending

      CIMB Airport Companion Programme

      • 3 complimentary global lounge access at over 1,000 airports anually
      • Up to 25% discounts at selected dining outlets in the airport
      • 5% discount for airport limousine

      Deals and Discounts

      CIMB deals and discounts of over 1,000 partners

      Travel

      Travel simple with SimplyGo

      CIMB Visa Infinite - Benefits

      Additional Features of CIMB Visa Infinite

      Additional benefits of CIMB Visa Infinite

      What You'll Get

      Concierge

      Visa Infinite Concierge

      Free

      No annual fees for both principal and supplementary cardmembers

      Flexi-Payment

      Convert your travel and big ticket items with CIMB 0% interest pay plan

      Travel Insurance

      Up to S$1,000,000 travel insurance coverage for you and your family

      CIMB Visa Infinite - Additional Features

      Terms and Conditions of CIMB Visa Infinite

      • Visa Infinite credit card CIMB allows you to earn 2% cashback on online shopping in foreign currencies, wether it is travel booking or hotel booking
      • You are able to convert your large purchases with Flexi- Payments
      • 2% cashback consists of cashback of 1% and an addition 1% cashback. In order to qualify for the 2% cashback, the CIMB credit card holder must spend at least S$2,000 within the same statement month
      • 1% cashback will not be awarded to the following transactions: Any cash advances, gambling, late payment, local or overseas donations, utilities payment, cancelled credit card transaction, etc.
      • Travel related spend refers to transactions made in hotels, travel agencies and airline

      About CIMB

      CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.

      CIMB Contact Info

      • Customer service (Credit Card): +65 6333 6666

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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