Thinking of putting $700-$800 monthly into RSPs for DCA. Any advice for my current strategy, and are there any better alternatives for growth and wealth accumulation?

Hi Dexter,

I think you are 'overly-diversify' into too many platforms. I would just pick one only.

Personally, I would go with FSMOne to get exposure to interntional ETF with higher growth potential such as iShares FTSE A50 China Index ETF, Vanguard FTSE Emerging Markets ETF, iShares Core S&P 500 ETF, Fidelity® MSCI Information Tech ETF. DCA $200 into each of them every month will be a good way to start.

Hey Dexter, thought I would share more about the REIT+ portfolio. The portfolio isn't invested in REIT ETFs. Instead, you own each of the REITs we have in the portfolio. For wealth accumulation, the 100% REIT option we have could be worth considering. In essence , it replicates the performance of the SGX's iEdge S-REIT 20 index, an index which measures the performance of the 20 largest REITs in Singapore.

Dividends are automatically reinvested for you, so you ultimately earn higher returns. There are no brokerage costs as well, so you can do your own "RSP" without paying extra in fees.