If you have to invest in a competitor's roboadvisor, which one would you go for?

I would go with a platform that enables CPF and SRS investing. For everything else I strongly (and obviously) feel kristal.ai is the best

Moneyowl because they share our values of focusing on advice, and passive asset allocation strategy.

I personally do not prefer to have an active asset allocation on new platforms because there is no actual track record and thus we have to constantly assess whether their trading strategies are even meeting benchmark performace. Even if they do now, the outperformance can be purely random. That is my personal preference!​​​