Should I put all my funds in my robo account into a higher risk portfolio or split it into 2 with one with high risk and the other with medium/low risk?

It is probably easier to do it on platform - if you have different investment horizon, and different risk appetites linked to these goals then you can have different goals with us.

Best thing with Endowus is that you can do CPF, SRS and cash investments all on one platform.

Hi anon, that's a great question!

Generally, if you have different investment objectives with different time frames, say saving for a house and saving for retirement, you can create two portfolios to meet those objectives. You can usually take higher risk with the objective that has a longer time horizon.

With Syfe, you can easily create multiple portfolios with different risk levels to suit your investment needs. If you wish to invest for income, you can also set up a Syfe REIT+ portfolio to earn dividends.