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Anonymous
My agent is recommending me a GREAT personal protector plan that will cost S$61 a month for S$1million death coverage, is it worth it?
Because there is an ongoing promotion that GE is having this week, now I am wondering if I even need it... The 1mil death coverage is really a selling point for me. But again, do I really need it? Does anyone have any experience with this plan, the good and the bad?
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Hariz Arthur Maloy
07 Jun 2019
Independent Financial Advisor at Promiseland Independent
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Alvin Teo
19 Oct 2018
Aviva Relationship Consultant at Aviva Affinity Channel
Getting this plan will make your life look like a tv drama. People might be creating accidents to go after your $1 mil
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Soon Xiaohui
19 Oct 2018
Analyst at Common Place
Hello there, there are a few points need to highlight to you.
- Its 1 million coverage is focusin...
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This is a Personal Accident Plan. The payout will only be given in the event of accidental death and dismemberment. There's also a payout schedule for loss of limbs, burns, etc.
This is not a normal Life Insurance plan that pays the death benefit due to any death, and not just accidental.
A PA plan with that high coverage may seem a little overkill, but I don't doubt it's a good plan.
You should get it after you got yourself Life and CI cover.