NTUC Income Travel Insurance Reviews and Comparison - Seedly
 

NTUC Income Travel Insurance

  • Overview
  • Reviews (95)
  • Questions (2)
  • More Details
Travel Insurance/NTUC Income Travel Insurance

Plans (3)

Slide 1 of 3
  • NTUC Income Classic Plan

    $24
    PRICE PER ADULT (THAILAND, 1 WEEK)
    $250,000
    MEDICAL COVERAGE (OVERSEAS)
    $5,000
    TRIP CANCELLATION
    $3,000
    LOSS OR DAMAGE OF BAGGAGE
  • NTUC Income Deluxe Plan

    $33
    PRICE PER ADULT (THAILAND, 1 WEEK)
    $500,000
    MEDICAL COVERAGE (OVERSEAS)
    $10,000
    TRIP CANCELLATION
    $5,000
    LOSS OR DAMAGE OF BAGGAGE
  • NTUC Income Preferred Plan

    $47
    PRICE PER ADULT (THAILAND, 1 WEEK)
    $1,000,000
    MEDICAL COVERAGE (OVERSEAS)
    $15,000
    TRIP CANCELLATION
    $8,000
    LOSS OR DAMAGE OF BAGGAGE

    NTUC Income Classic Plan

    $24
    PRICE PER ADULT (THAILAND, 1 WEEK)
    $250,000
    MEDICAL COVERAGE (OVERSEAS)
    $5,000
    TRIP CANCELLATION
    $3,000
    LOSS OR DAMAGE OF BAGGAGE

Details

About NTUC Income Travel Classic

Established in 1970, NTUC Income is an insurance cooperative company that provides life, health and general insurance products.

NTUC Income served over 2 million customers as the top composite insurer in Singapore providing an array of selection ranging from health to motor insurance.

They have a strong team of financial advisers and partners to provide value-added financial advisory that complements today’s digital-first landscape to serve the needs of customers across all segments of society.

Read More about NTUC Income Travel Insurance
Reviews (95)

4.2

95 Reviews

  • 5
    42
  • 4
    42
  • 3
    5
  • 2
    1
  • 1
    5

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  • I use it all the time for travelling after comparison. Find it cheaper than the rest. Also, it is user friendly
    0 comments
    0
  • My wife has been using NTUC for travel insurance for more than 10 years. We feel it's one of the cheapest in the market
    0 comments
    0
  • The plan I always go to whenever I'm travelling overseas as I'm not a frequent traveler. Last year March during my trip to Sri Lanka, there was a state of emergency declared, I had to shorten my trip and made an early return to Singapore. As such, I managed to claim to cover part of my accommodation costs. Submitting claims online was easy.
    0 comments
    1
  • Simple and fuss free travel insurance application. I've always managed to make claims (all my claims so far have been either flight delays or visits to the GP). However, for medical claims, one complain is that the medical invoice has to be submitted in hardcopy, which defeats the purpose of having an online portal to make claims.
    0 comments
    0
  • The claim process was very efficient and quick. In addition, their newly implemented online claim portal makes it very convenient for me to make travel claims easily
    0 comments
    0
Questions (2)

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Travel Insurance

Rent

NTUC Income Travel Insurance

Check your travel insurance and find out if they cover for damages to the rented car. Some travel insurance covers for this section. Upon return, they will usually check the car for damages before renting it out again. Likewise, the next driver will check the car before renting it and to report of any damages. The staff will either ask you to pay for the excess upfront, or to charge it to your deposit. Either way, they have the right to pursue you for damages (this is often written in the rental agreement). If the repair cost is less than 4,500, they will take the repair cost, e.g. $1k. Otherwise, the maximum loss to you will be 4,500, assuming no other terms stated in the agreement. Here is everything about me and what I do best.

Insurance

Travel Insurance

FWD Travel Insurance

AVIVA Travel Insurance

NTUC Income Travel Insurance

Yes, you will be able to buy more than one travel insurance. For medical reimbursement, you may claim up to the medical bill amount. For death claims, all policies will issue a payout (subject to the policies' terms - have to check since different policies may have different terms and exclusions). For loss of items and delays, we will have to check the individual policies for its terms and exclusion. In most cases, I will suggest for my clients to buy an individual travel insurance policy that they are comfortable and confident with. Additionally, it is a bonus to get it through a trusted agent. This way, he will be able to assist in any policy or claim related enquiry. Here is everything about me and what I do best.

NTUC Travel Insurance

NTUC Travel Insurance provides a plethora of options for you to obtain coverage from damages to your items to medical expenses.

Here're some benefits offered under NTUC Income's travel insurance plan:

  • Personal accidents
  • Overseas medical expenses
  • Flight delays or trip cancellations
  • Loss/damage of baggage and personal belongings
  • Baggage delays
  • Losing money or theft of personal belongings
  • Losing travel documents
  • Rental vehicle excess cover

NTUC Travel Insurance comes in 2 forms: Standard and Enhanced PreX (which covers for any pre-existing medical conditions). Under Standard, there are three further plans to choose from: Classic, Deluxe and Preferred. Here are what to look out for when choosing your travel insurance.

Here is a table indicating the level of coverage for each plan as well as the price of each insurance for travellers.

Here's a quick summary of the Standard Plan.

Location (Cost/Week)

Plan Type: Classic

Plan Type: Deluxe

Plan Type: Preferred

ASEAN Region

$38

$52

$75

Asia

$47

$65

$99

Worldwide

$79

$98

$137

NTUC Income Travel Insurance - Standard Plan(Cost)

What You'll Get

Plan Type: Classic

Plan Type: Deluxe

Plan Type: Preferred

Overseas Medical Expenses (Adult > 70 Years Old)

$250,000

$300,000

$350,000

Overseas Medical Expenses (Adult < 70 Years Old)

$250,000

$500,000

$1,000,000

Overseas Medical Expenses (Child)

$150,000

$200,000

$300,000

Emergency Medical Evacuation

$500,000

Unlimited

Unlimited

Baggage Delay ($200 Every 6 Hours)

$1,000

$1,200

$2,000

Baggage Loss/Damage

$3,000

$5,000

$8,000

Death or Permanent Disability Caused By Overseas Accident (Per Pax)

$150,000

$200,000

$500,000

NTUC Income Travel Insurance - Standard Plan

Now, let us take a look at the Enhanced PreX Plan that gets you insured even with pre-existing medical conditions. Under this, you'll find three further plans: Basic, Superior and Prestige.

Location (Cost/Week)

Plan Type: Basic

Plan Type: Superior

Plan Type: Prestige

ASEAN Region

$81

$107

$128

Asia

$100

$135

$162

Worldwide

$138

$184

$221

NTUC Income Travel Insurance - Enhanced PreX Plan(Cost)

What You'll Get

Plan Type: Basic

Plan Type: Superior

Plan Type: Prestige

Overseas Medical Expenses (Adult > 70 Years Old)

$300,000

$300,000

$350,000

Overseas Medical Expenses (Adult < 70 Years Old)

$500,000

$500,000

$1,000,000

Overseas Medical Expenses (Child)

$200,000

$200,000

$300,000

Emergency Medical Evacuation Due To Pre-Existing Condition

$150,000

$150,000

$300,000

All Other Emergency Medical Evacuation

Unlimited

Unlimited

Unlimited

Claim For Trip Disruption Caused By Pre-Existing Medical Condition

No

Yes

Yes

Claim for Overseas Hospital Allowance

No

Yes

Yes

Baggage Delay ($200 Every 6 Hours)

$1,200

$1,200

$2,000

Baggage Loss/Damage

$5,000

$5,000

$8,000

Death or Permanent Disability Caused By Overseas Accident (Per Pax)

$200,000

$200,000

$500,000

NTUC Income Travel Insurance - Enhanced PreX Plan

Does NTUC Income Offer Family Travel Insurance Plans?

If you are planning to travel with your family, NTUC Income offers a family package which includes coverage for 1 or 2 adults - and any number of children as long as each child is below the age of 21.

Enhanced PreX Plan should be considered if you have pre-existing medical conditions as you would not be able to make a claim if you have pre-existing medical conditions with the Standard Plan.

In Cases Of Trip Cancellation

NTUC Income travel insurance can provide coverage in the event that your holiday is cancelled due to unforeseen circumstances like death, serious sickness or pandemic in the place you are travelling to.

Furthermore, you are able to get coverage from trip cancellation due to pre-existing medical conditions when you opt for Enhanced PreX Superior or Enhanced PreX Prestige Plans.

Additional Things To Know About NTUC Income Travel Insurance

  • The NTUC Travel Insurance emergency hotline is +65 6338 1222
  • Traveller insurance will automatically extend for the first 14 days if there is a delay with the transport back to Singapore or if you are hospitalised overseas
  • You must be living or working in Singapore and hold a valid NRIC, employment pass, work permit, long-term visit pass or student pass to be eligible for this travel insurance plan
  • You have to make your claims within 30 days of the insured incident through their online travel claim portal
  • NTUC Income Travel Insurance has a 24/7 medical emergency hotline for any accident or medical emergency anywhere in the world.
  • They extend the traveller's policy automatically for the first 14 days at no extra charge should one get delayed abroad.
  • Lastly, one can apply for a policy online, through their mobile application or their hotline, for the convenience of consumers.

NTUC Income Travel Insurance Contact Info

  • Main Office: +65 6788 1222 (Mon to Fri, 8:30am to 6:30pm; Sat, Sun & Public Holidays: Closed
  • Email: [email protected]
  • Address: Various branches including NTUC Income Centre, 75 Bras Basah Rd, Singapore 189557