NTUC Income Travel Insurance Reviews and Comparison - Seedly
 

NTUC Income Travel Insurance

  • Overview
  • Reviews (98)
  • Questions (2)
  • More Details
Travel Insurance/NTUC Income Travel Insurance

Plans (3)

Slide 1 of 3
  • NTUC Income Classic Plan

    $24
    PER ADULT (THAILAND, 1 WK)
    $250,000
    MEDICAL COVERAGE (OVERSEAS)
    $5,000
    TRIP CANCELLATION
    $3,000
    LOSS OR DAMAGE OF BAGGAGE
  • NTUC Income Deluxe Plan

    $33
    PER ADULT (THAILAND, 1 WK)
    $500,000
    MEDICAL COVERAGE (OVERSEAS)
    $10,000
    TRIP CANCELLATION
    $5,000
    LOSS OR DAMAGE OF BAGGAGE
  • NTUC Income Preferred Plan

    $47
    PER ADULT (THAILAND, 1 WK)
    $1,000,000
    MEDICAL COVERAGE (OVERSEAS)
    $15,000
    TRIP CANCELLATION
    $8,000
    LOSS OR DAMAGE OF BAGGAGE

    NTUC Income Classic Plan

    $24
    PER ADULT (THAILAND, 1 WK)
    $250,000
    MEDICAL COVERAGE (OVERSEAS)
    $5,000
    TRIP CANCELLATION
    $3,000
    LOSS OR DAMAGE OF BAGGAGE

Details

About NTUC Income Travel Classic

Established in 1970, NTUC Income is an insurance cooperative company that provides life, health and general insurance products.

NTUC Income served over 2 million customers as the top composite insurer in Singapore providing an array of selection ranging from health to motor insurance.

They have a strong team of financial advisers and partners to provide value-added financial advisory that complements today’s digital-first landscape to serve the needs of customers across all segments of society.

Read More about NTUC Income Travel Insurance
Reviews (98)

4.2

98 Reviews

  • 5
    43
  • 4
    44
  • 3
    5
  • 2
    1
  • 1
    5

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claim experience

application process

hassle free

claim not

online claim

pre existing

manage claim

travel overseas

easy apply

reasonable price

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  • Updated 6d ago

    Purchased

    NTUC Income Preferred Plan

    Last month, I was down with dengue 1 week before I was to depart for my trip (so sad T___T~ damn mosquitoes). I initially wanted to ask my agent to assist in the claim, but she also uses their online claim website to do so. Hence, I did it myself, which is faster this way, since I have all the documents. With the doctor's letter, I was able to get back the amount that I couldn't get from the accommodation (I booked Airbnb). Meanwhile, Singapore Airlines returned the full amount to me. Entire claim process is smooth and they deposited the money electronically into my bank account within a week, after they sent me a sms that they were going to do so.
    0 comments
    0
  • Updated 2w ago

    Purchased

    NTUC Income Classic Plan

    [Claims Process] Income has one of the easiest claims process. you can submit at the branch or you can do it online at home/office at your own convenience with ease. Claims are generally very fast unless it is peak period or the documents are incomplete/insufficient. Provides you a peace of mind when you travel.
    0 comments
    0
  • Posted 4w ago

    Purchased

    NTUC Income Deluxe Plan

    [Purchase Process] I recently went to Taiwan and got the travel insurance at a reasonable price of $25+ for greater coverage relative to others! Well Recommended!
    0 comments
    1
  • Posted on 24 Dec 2019

    Purchased

    NTUC Income Classic Plan

    easy to purchase and paperless. the claims might be tricky as there are some terms and conditions attached
    0 comments
    0
  • Posted on 21 Nov 2019
    I use it all the time for travelling after comparison. Find it cheaper than the rest. Also, it is user friendly
    0 comments
    0
Questions (2)

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Travel Insurance

Rent

NTUC Income Travel Insurance

Check your travel insurance and find out if they cover for damages to the rented car. Some travel insurance covers for this section. Upon return, they will usually check the car for damages before renting it out again. Likewise, the next driver will check the car before renting it and to report of any damages. The staff will either ask you to pay for the excess upfront, or to charge it to your deposit. Either way, they have the right to pursue you for damages (this is often written in the rental agreement). If the repair cost is less than 4,500, they will take the repair cost, e.g. $1k. Otherwise, the maximum loss to you will be 4,500, assuming no other terms stated in the agreement. Here is everything about me and what I do best.

Insurance

Travel Insurance

FWD Travel Insurance

AVIVA Travel Insurance

NTUC Income Travel Insurance

Yes, you will be able to buy more than one travel insurance. For medical reimbursement, you may claim up to the medical bill amount. For death claims, all policies will issue a payout (subject to the policies' terms - have to check since different policies may have different terms and exclusions). For loss of items and delays, we will have to check the individual policies for its terms and exclusion. In most cases, I will suggest for my clients to buy an individual travel insurance policy that they are comfortable and confident with. Additionally, it is a bonus to get it through a trusted agent. This way, he will be able to assist in any policy or claim related enquiry. Here is everything about me and what I do best.

NTUC Travel Insurance

NTUC Travel Insurance provides a plethora of options for you to obtain coverage from damages to your items to medical expenses.

Here're some benefits offered under NTUC Income's travel insurance plan:

  • Personal accidents
  • Overseas medical expenses
  • Flight delays or trip cancellations
  • Loss/damage of baggage and personal belongings
  • Baggage delays
  • Losing money or theft of personal belongings
  • Losing travel documents
  • Rental vehicle excess cover

NTUC Travel Insurance comes in 2 forms: Standard and Enhanced PreX (which covers for any pre-existing medical conditions). Under Standard, there are three further plans to choose from: Classic, Deluxe and Preferred. Here are what to look out for when choosing your travel insurance.

Here is a table indicating the level of coverage for each plan as well as the price of each insurance for travellers.

Here's a quick summary of the Standard Plan.

Location (Cost/Week)

Plan Type: Classic

Plan Type: Deluxe

Plan Type: Preferred

ASEAN Region

$38

$52

$75

Asia

$47

$65

$99

Worldwide

$79

$98

$137

NTUC Income Travel Insurance - Standard Plan(Cost)

What You'll Get

Plan Type: Classic

Plan Type: Deluxe

Plan Type: Preferred

Overseas Medical Expenses (Adult > 70 Years Old)

$250,000

$300,000

$350,000

Overseas Medical Expenses (Adult < 70 Years Old)

$250,000

$500,000

$1,000,000

Overseas Medical Expenses (Child)

$150,000

$200,000

$300,000

Emergency Medical Evacuation

$500,000

Unlimited

Unlimited

Baggage Delay ($200 Every 6 Hours)

$1,000

$1,200

$2,000

Baggage Loss/Damage

$3,000

$5,000

$8,000

Death or Permanent Disability Caused By Overseas Accident (Per Pax)

$150,000

$200,000

$500,000

NTUC Income Travel Insurance - Standard Plan

Now, let us take a look at the Enhanced PreX Plan that gets you insured even with pre-existing medical conditions. Under this, you'll find three further plans: Basic, Superior and Prestige.

Location (Cost/Week)

Plan Type: Basic

Plan Type: Superior

Plan Type: Prestige

ASEAN Region

$81

$107

$128

Asia

$100

$135

$162

Worldwide

$138

$184

$221

NTUC Income Travel Insurance - Enhanced PreX Plan(Cost)

What You'll Get

Plan Type: Basic

Plan Type: Superior

Plan Type: Prestige

Overseas Medical Expenses (Adult > 70 Years Old)

$300,000

$300,000

$350,000

Overseas Medical Expenses (Adult < 70 Years Old)

$500,000

$500,000

$1,000,000

Overseas Medical Expenses (Child)

$200,000

$200,000

$300,000

Emergency Medical Evacuation Due To Pre-Existing Condition

$150,000

$150,000

$300,000

All Other Emergency Medical Evacuation

Unlimited

Unlimited

Unlimited

Claim For Trip Disruption Caused By Pre-Existing Medical Condition

No

Yes

Yes

Claim for Overseas Hospital Allowance

No

Yes

Yes

Baggage Delay ($200 Every 6 Hours)

$1,200

$1,200

$2,000

Baggage Loss/Damage

$5,000

$5,000

$8,000

Death or Permanent Disability Caused By Overseas Accident (Per Pax)

$200,000

$200,000

$500,000

NTUC Income Travel Insurance - Enhanced PreX Plan

Does NTUC Income Offer Family Travel Insurance Plans?

If you are planning to travel with your family, NTUC Income offers a family package which includes coverage for 1 or 2 adults - and any number of children as long as each child is below the age of 21.

Enhanced PreX Plan should be considered if you have pre-existing medical conditions as you would not be able to make a claim if you have pre-existing medical conditions with the Standard Plan.

In Cases Of Trip Cancellation

NTUC Income travel insurance can provide coverage in the event that your holiday is cancelled due to unforeseen circumstances like death, serious sickness or pandemic in the place you are travelling to.

Furthermore, you are able to get coverage from trip cancellation due to pre-existing medical conditions when you opt for Enhanced PreX Superior or Enhanced PreX Prestige Plans.

Additional Things To Know About NTUC Income Travel Insurance

  • The NTUC Travel Insurance emergency hotline is +65 6338 1222
  • Traveller insurance will automatically extend for the first 14 days if there is a delay with the transport back to Singapore or if you are hospitalised overseas
  • You must be living or working in Singapore and hold a valid NRIC, employment pass, work permit, long-term visit pass or student pass to be eligible for this travel insurance plan
  • You have to make your claims within 30 days of the insured incident through their online travel claim portal
  • NTUC Income Travel Insurance has a 24/7 medical emergency hotline for any accident or medical emergency anywhere in the world.
  • They extend the traveller's policy automatically for the first 14 days at no extra charge should one get delayed abroad.
  • Lastly, one can apply for a policy online, through their mobile application or their hotline, for the convenience of consumers.

NTUC Income Travel Insurance Contact Info

  • Main Office: +65 6788 1222 (Mon to Fri, 8:30am to 6:30pm; Sat, Sun & Public Holidays: Closed
  • Email: [email protected]
  • Address: Various branches including NTUC Income Centre, 75 Bras Basah Rd, Singapore 189557