Budget Direct Travel Insurance
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Summary
Budget Direct Travel Insurance Review 2021
Here's an overview of what's covered under Budget Direct Travel Insurance:
- Overseas medical expenses
- Personal liability
- Accidental death
- Trip cancellation
- Rental vehicle excess
- Local medical expenses
- Overseas medical evacuations
Plans (2)
Budget Direct Travel Basic Plan
$8.17
PER ADULT (THAILAND, 1 WK)
$50,000
MEDICAL COVERAGE (OVERSEAS)
-
TRIP CANCELLATION
$500
LOSS OR DAMAGE OF BAGGAGE
Budget Direct Travel Comprehensive Plan
$15.42
PER ADULT (THAILAND, 1 WK)
$250,000
MEDICAL COVERAGE (OVERSEAS)
$10,000
TRIP CANCELLATION
$5,000
LOSS OR DAMAGE OF BAGGAGE
Budget Direct Travel Basic Plan
$8.17
PER ADULT (THAILAND, 1 WK)
$50,000
MEDICAL COVERAGE (OVERSEAS)
-
TRIP CANCELLATION
$500
LOSS OR DAMAGE OF BAGGAGE
0.0
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What does Budget Direct Travel Insurance cover?
It can be a little overwhelming to choose the right travel insurance plan for yourself and if you don't know how to start, here's a travel insurance guide Singapore.
Budget Direct Insurance offers several types of travel insurance for you and your family. You'll find plans for everyone, including:
- Individual: For one pax
- Family: For two adults and four dependent children. Budget Direct Insurance defines children as anyone between 15 days -18 years old, or a full-time student up to 24 years old
- Group: For two to ten pax
You can then select the type of travel policy - Annual Trip and Single Trip
- Annual Trip: Unlimited number of overseas trips (maximum of 90 days per trip)
- Single Trip: Overseas trip is no longer than 182 days (approximately 6 months)
Here's an overview of what's covered under Budget Direct Travel Insurance:
- Overseas medical expenses
- Personal liability
- Accidental death
- Trip cancellation
- Rental vehicle excess
- Local medical expenses
- Overseas medical evacuations
Optional Covers:
- Overseas emergency allowance
- Travel documents, baggage, personal belongings, and cash coverage
Plan Tiers Offered by Budget Direct
Budget Direct Insurance in Singapore offers 2 different tiers of travel insurance coverage - Comprehensive and Basic
Here's a look at the benefits of each tier:
What You'll Get | Comprehensive | Basic |
|---|---|---|
Accidental Death (<70 years old) | $250,000 | $50,000 |
Overseas Medical Expenses (<70 years old) | $250,000 | $50,000 |
Treatment by a Chinese Medical Practitioner or Chiropractor | $500 | Not Covered |
Trip Cancellation | $10,000 | Not Covered |
Travel Delay | $1,000 | Not Covered |
Loss or Damage to Personal Belongings | $5,000 | $500 |
Emergency Medical Evacuation (<70 years old) | $500,000 | $50,000 |
Personal Liability | $1,000,000 | $100,000 |
Terrorism Coverage | Covered | Covered |
Home Contents | $5,000 | Not Covered |
Budget Direct Travel Insurance
If you planning to travel through Ferry, Cruise, Car, Coach or Train here is a summary of the coverage provided
What You'll Get | Comprehensive Plan | Basic Plan |
|---|---|---|
Loss or Damage of Baggage and Personal Items due to Theft, Robbery or Break-In | $2,000 | Not Covered |
Losing Money | $1,000 | Not Covered |
Losing Travel Documents | $1,000 | Not Covered |
Ferry/Cruise/Car/Coach/Train Options (per insured person)
Which Insurance Policy Is Suitable For Me
Annual travel insurance will be more suitable if you are planning to have multiple overseas trips in a year and if you don't travel often, Single Trip travel insurance will be more suitable.
If you still don't know what travel insurance is suitable, here's a list of the best travel insurance in Singapore.
How Do I Claim?
There a 4 simple steps to take for you to get your claim
- You have to submit your travel claim via mail at [email protected]
- You can get your travel claim form on their website. In order to support your travel claim. These documents are needed: invoices, receipts, authorization letters, medical reports, flight, accommodation and tour detail
- Budget Direct Insurance will contact you with regards to the claim
- Get your claim!
Additional Things To Know About Budget Direct Insurance - Travel Insurance
- If you have any medical emergencies overseas you can contact their 24/7 emergency hotline for further assistance
- Budget Direct Insurance only provides coverage if you are traveling overseas for business or holiday, not for the purpose of getting overseas medical treatment
- You should purchase Budget Direct Insurance as soon as you have paid for your trip. That way you can get the most benefit out of it
- You can make your purchase online or through the phone
Contact Budget Direct
- Main office: +65 6221 2111 (Monday to Friday, 8am - 8pm, Saturday, 9am - 3pm, Excluding public holidays)
- Address: 190 Clemenceau Avenue, #03-01, Singapore Shopping Centre, Singapore 239924
About Budget Direct Travel Insurance
Budget Direct Insurance’s policies are underwritten by Auto & General (Singapore) Pte. Limited. Auto & General (Singapore) Pte. Limited is regulated and licensed by MAS.
Budget Direct Insurance is a part of an international insurance group that provides insurance for millions of users worldwide.
They are headquartered in the British Isles, generating more than $2b in annual revenues and they operates across four continents.
Contact us at [email protected] should you require any assistance or spot any inaccuracies.
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