Kristal.AI Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

Kristal.AI

  • Overview
  • Reviews (51)
  • Questions (0)
  • More Details
Robo-Advisors/Kristal.AI
Robo-Advisors/Kristal.AI
4.5
51 reviews

Unclaimed

This product has not been claimed by the company yet.

USER RATINGS

User Experience

4.4

Ease of Sign up

4.7

Customer Support

4.7

Kristal.AI

0% to 0.3% p.a.
PRICING
$100
MINIMUM INVESTMENT
Web and Mobile App
PLATFORMS

    Kristal.AI

    0% to 0.3% p.a.
    PRICING
    $100
    MINIMUM INVESTMENT
    Web and Mobile App
    PLATFORMS

Details

Kristal AI Robo Advisor Review 2020: Is Kristal the Robo-Advisor For You?

  • Minimum Investment: $0, recommends $5,000 USD
  • Management Fees: 0.30% (excluding custody and asset operation fees)
  • Platform Fees: $0
  • Products available: Stocks, Bonds, Fund, Commodities, ETFs, REITs
  • Utilises AI and human experience to provide unbiased and personalised advice
  • Kristal offers high levels of customisation which allows you the freedom to choose your own ETF.
  • They do also provide suggestions according to your risk profile but Kristal is more suitable for people who know what they want to invest in.
Read More about Kristal.AI
Reviews (51)

4.5

51 Reviews

  • 5
    30
  • 4
    15
  • 3
    5
  • 2
    1
  • 1
    0

Read Review About...

Most HelpfulMost RecentLow to HighHigh to Low
  • Updated 4w ago

    Purchased

    Kristal.AI

    Great customer service to teach you how to start investing Lowest management fees but take note of currency fees
    0 comments
    0
    Post
  • Updated 4w ago

    Purchased

    Kristal.AI

    Generally easy to use and fuss free. Would recommend for first 50k. Pros: Quite a number of etfs available Allow for DCA Good customer service (on Whatsapp) Free deposit and withdrawal Cons: Require to buy 1 share worth of etf instead of a fraction. Might be a small problem for others but it is something that I find to be quite troublesome. (i.e. if I want to buy $500 worth it cant be done. Not ideal for DCA strategy to buy more when the price is low and buy less when the price is high with a fixed amount of budget. Also, there will be leftover cash unused rather than the full amount of budget utilized) Some etf require min investment amount (e.g. need to purchase >1 unit)
    0 comments
    0
    Post
  • Updated on 11 Jul 2020

    Purchased

    Kristal.AI

    Seems like withdrawal of funds is not as fuss free as deposit of funds.. why isn't there a button for 'withdraw funds' like the 'deposit funds' button in the app?
    0 comments
    0
    Post
  • Updated on 03 Jul 2020

    Purchased

    Kristal.AI

    Their mobile app is user friendly and informative. Many ways of investing and will also guide you to choose which plan to invest in. Fees don't seem too extreme. But they're all in USD so conversion rate might differ and eat up some your money.
    0 comments
    0
    Post
  • Updated on 24 Jun 2020

    Purchased

    Kristal.AI

    First robo-advisor I've used, nice UI and prompt customer support. Funding the account was easy too with either bank transfer or PayNow. Simple UI allows easy navigation even for beginners like me.
    0 comments
    0
    Post
Questions (0)
Recent ActivityUnansweredTrending
No questions found.

Benefits and Features of Kristal

  • Minimum Investment: $0, recommends $5,000 USD
    While the minimum investment might be $0, it depends on the products traded.
  • Fees: 0.30% excluding custody and asset operation fees
  • Platform Fees: $0
  • Products available: Stocks, Bonds, Fund, Commodities, ETFs
  • 2 types of accounts:
    Kristal Freedom - for everyone
    Kristal Private Wealth - for accredited investors only

  • Kristal does not charge fees for investors with under US$50,000 invested, and only starts charging a 0.3% management fee on your account when the value increases to more than US$50,000
  • Kristal is an AI-powered Digital Wealth Management Platform backed with human experience
  • Kristal offers a curated basket of diverse portfolios, carefully selected by their Investment Committee with a cumulative 120+ years of experience in international markets
  • No requirement of minimum investment amount is attractive for many users
  • Many Seedly reviewers also noted great user-friendliness and seamless registration of the Kristal platform, as well as good customer service from Kristal personnel.

How Does Kritstal Work?

  • Kristal will get to know you, to understand your financial goals and risk appetite
  • Next, they will design, create, monitor, and automatically rebalance your portfolio as per market trends
  • It helps you invest with AI technology, backed with human experience, to provide consistent returns at your level of comfort.
  • Using their GAIAA (Genetic Algorithm-based Iterative Asset Allocation), they will aid your asset selection and keep your portfolio's health in check.

Fees and Charges for Kristal

  • Zero fees up to USD$50,000 (ETFs and Strategies consisting of ETFs only).
  • Amount above USD$ 50,000: Management fee of 0.3% p.a.
  • For Private Wealth clients investing in strategies consisting of other instruments than ETFs = management fee of 0.5% p.a.
  • No minimum investment (depends on the smallest Kristal which would be a single ETF around USD 15), but they recommend a minimum of USD$ 5,000
  • Kristal does charge Custody & Asset operating fees, as well as withdrawal fees for USD

About Kristal

Founded by Asheesh Chanda and Vineeth Narasimhan in 2016, what started as an ambitious idea sketched out on a black-board, is now present and thriving in three countries. 

Today Kristal.AI is operational in Singapore, Hong Kong & India and has clients across Asia, Middle East, and the Americas, committed to providing the best investment strategies to our investors and building a community of portfolio managers, affiliated partners, and investors. Our diverse team of financial advisors, researchers, and market experts takes a unique yet holistic approach to our clients’ needs and works hard to achieve their goals. 

Contact Kristal

Visit Kristal's website for more information
Address: Kristal Advisors, 50-03, AXA Tower, 8 Shenton Way, Singapore 068811
Tel: +65 8511 9486

Operations

MAS Capital Markets Services License (CMS100614)