Kristal.AI Reviews and Comparison - Seedly
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Kristal.AI

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  • Reviews (49)
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Robo-Advisors/Kristal.AI
Robo-Advisors/Kristal.AI

Kristal.AI

4.5
49 reviews

USER RATINGS

User Experience

4.4

Ease of Sign up

4.8

Customer Support

4.7

Kristal.AI

0% to 0.3% p.a.
PRICING
$100
MINIMUM INVESTMENT
Web and Mobile App
PLATFORMS

    Kristal.AI

    0% to 0.3% p.a.
    PRICING
    $100
    MINIMUM INVESTMENT
    Web and Mobile App
    PLATFORMS

Details

Best Robo-Advisor Review 2020:
Is Kristal the Robo-Advisor For You?

Kristal is an AI-powered Digital Wealth Management Platform. that strives to make investments possible and personal for everyone, whether you have 20 dollars or 1 million.

Kristal offers customers a curated basket of diverse portfolios, carefully selected by their Investment Committee with a cumulative 120+ years of experience in international markets. It helps you invest with AI technology, backed with human experience, to provide consistent returns at your level of comfort.

Read More about Kristal.AI
Reviews (49)

4.5

49 Reviews

  • 5
    30
  • 4
    13
  • 3
    5
  • 2
    1
  • 1
    0

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Most HelpfulMost RecentLow to HighHigh to Low
  • Updated 1d ago

    Purchased

    Kristal.AI

    Their mobile app is user friendly and informative. Many ways of investing and will also guide you to choose which plan to invest in. Fees don't seem too extreme. But they're all in USD so conversion rate might differ and eat up some your money.
    0 comments
    0
  • Updated 2w ago

    Purchased

    Kristal.AI

    First robo-advisor I've used, nice UI and prompt customer support. Funding the account was easy too with either bank transfer or PayNow. Simple UI allows easy navigation even for beginners like me.
    0 comments
    0
  • Updated 2w ago

    Purchased

    Kristal.AI

    [Investment Method] They allow users to choose individual ETFs from a basket of ETFs that they offer on the platform. Which have themes like geographical , industry, etc. This feature I think set them apart from robo like stashaway which allow you to set a risk profile and decide on the allocation for you. They also have their own recommend Kristal. Which have profiles such as all weather , Growth, etc. These Kristal are made up of selected ETFs suggested by their algorithms to meet the aim. I personally decided to choose individual ETFs to experiment with ( like CQQQ). Each ETFs also have a minimum quantity to order. Oh there are also no fees for portfolio less than $50k And first 25 customer initiated orders per calendar year ( so that was an incentive to experiment with the platform ). [Waiting Time] Typically 2-3 working days for them to register your topup. And after ordering your etf , maybe another 2-3 working days. Reasonable waiting time. I have not tried to withdraw yet. (So there is that...) [Customer Support] They have a friendly customer support on WhatsApp that is helpful. [User Experience] Personally, I was very confused with the initial signup process. But after awhile the user interface is fine and adaptable.
    0 comments
    0
  • Updated 2w ago

    Purchased

    Kristal.AI

    Tried Kristal.AI for a while. Not really interested in it as the interest rate is quite low. However, the sign up process is easy and user-friendly. The agents are responsive and helpful when I was in doubt. Not using it anymore but others can just try it for extra investment
    0 comments
    0
  • Updated 2w ago

    Purchased

    Kristal.AI

    [User Experience] App UI was slightly confusing for newbies like me. Navigation around the App was quite confusing as there are just too many things to navigate through. [Onboarding Experience] Sign up and overall onboarding experience is quick and easy. [Investment Method] They offer a choose-your-own-ETF rather than a standard portfolio that helps you to invest according to your risk profile. However, they do provide suggestions according to your risk profile. So this is more suitable for people who knows what they want to invest in.
    1 comment
    1
    Maya
    Maya

    2w ago

    Thank you for your feedback! We're constantly working on improving our UI and UX! :)
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About Kristal

Founded by Asheesh Chanda and Vineeth Narasimhan in 2016, what started as an ambitious idea sketched out on a black-board, is now present and thriving in three countries. 

Today Kristal.AI is operational in Singapore, Hong Kong & India and has clients across Asia, Middle East, and the Americas, committed to providing the best investment strategies to our investors and building a community of portfolio managers, affiliated partners, and investors. Our diverse team of financial advisors, researchers, and market experts takes a unique yet holistic approach to our clients’ needs and works hard to achieve their goals. 


Additionally, they have numerous accolades, awards, and recognition across the three countries under their belt.

How Does Kritstal Work?

  • Kristal will get to know you, to understand your financial goals and risk appetite
  • Next, they will design, create, monitor, and automatically rebalance your portfolio as per market trends
  • Using their GAIAA (Genetic Algorithm-based Iterative Asset Allocation), they will aid your asset selection and keep your portfolio's health in check.

Fees and Charges for Kristal

  • Zero fees up to USD 50k under management in our Kristal Investment Account (ETFs and Strategies consisting of ETFs only). Amount above USD 50k = management fee of 0.3% p.a.
  • For Private Wealth clients investing in strategies consisting of other instruments than ETFs = management fee of 0.5% p.a.
  • No minimum investment (depends on the smallest Kristal which would be a single ETF around USD 15)

Contact Kristal

Visit Kristal's website for more information: https://kristal.ai/

Operations

MAS Capital Markets Services License (CMS100614)