|Operations||MAS Capital Markets Services License (CMS100614)|
|Methodology||GAIAA: Genetic Algorithm-based Iterative Asset Allocation In Darwin's evolutionary theory, only the fittest survive the battle of natural selection. Similarly, Kristal.AI's biology-inspired methodology selects the best portfolio design for every individual's needs. Our proprietary AI uses an underlying genetic algorithm to choose and modify strategies from a pool of thousands of permutations. At each stage, the curated strategies are tested against user-defined objectives, and only the 'fittest' strategies are chosen to finally evolve into a risk-limiting model which optimises asset allocation and maximises returns.|
|Fees||RoboAdvisor Plan (ETFs and REITS only): Free up to USD 50k. Amount over 50k = 0.3% per annum of assets under management.|
Kristal.AI strives to make investments possible and personal for everyone. Whether you have 20 dollars or 1 million.
Founded by Asheesh Chanda and Vineeth Narasimhan in 2016, what started as an ambitious idea sketched out on a black-board, is now present and thriving in three countries.
Today Kristal.AI is operational in Singapore, Hong Kong & India and has clients across Asia, Middle East, and the Americas, committed to providing the best investment strategies to our investors and building a community of portfolio managers, affiliated partners, and investors. Our diverse team of financial advisors, researchers, and market experts takes a unique yet holistic approach to our clients’ needs and works hard to achieve their goals.
Additionally, we are the humble recipient of numerous accolades, awards, and recognition across the three countries. Our goal is to get only better and offer you a service that is truly a unique blend of continuous innovation and financial expertise.
Today, we are more than a tech platform or a financial advisor. We are the ones who bring the ‘intelligence’ into intelligent investing.
No minimum investment (depends on the smallest Kristal which would be a single ETF around USD 15)
Zero fees up to USD 50k under management in our Kristal Investment Account (ETFs and Strategies consisting of ETFs only). Amount above USD 50k = management fee of 0.3% p.a.
For Private Wealth clients investing in strategies consisting of other instruments than ETFs = management fee of 0.5% p.a.