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Credit Cards/UOB PRVI Miles Mastercard
Credit Cards/UOB PRVI Miles Mastercard
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UOB PRVI Miles Mastercard Review 2022

  • Up to 6 miles for every S$1 spend on major airlines and hotels worldwide
  • Up to 2.4 miles for every S$1 spend on overseas dining, shopping and accommodation
  • Up to 1.4 miles for spend on bus and train rides - for Mastercard and VISA only
  • Up to 1.4 miles for every S$1 spend locally
  • UNI$ points earned can be used to redeem cashback, or vouchers for shopping, dining and more.

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

...see more

UOB PRVI Miles Mastercard

1.4 mpd


2.4 mpd


4.4 mpd on Shopping, Accommodation and Transport


UOB PRVI Miles Mastercard

1.4 mpd


2.4 mpd


4.4 mpd on Shopping, Accommodation and Transport



Receive 12,000 welcome miles when you make a min. spend of $1,500 within 30 days of account opening.

Valid till 31 Jul 2022. T&Cs apply.

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Reviews (2)


2 Reviews

      Posted 24 Jul 2021


      UOB PRVI Miles Mastercard

      Also known as the least foreigner-friendly bank in Singapore, they will ask you to upload all sorts of documents when you apply via online banking, then a few weeks later when you ask them about the application status, they'd ask you to send the documents all over again, this time via email. And this could go on and on. But assuming you're one of the "lucky" few and got a card -- this card, here's some bad news for you: it's not worth it. The 1.4mpd earn rate is per $5 block, so unless your transactions are always in multiples of 5, you're being shortchanged by UOB. Spend anywhere less than $5, and you'll get nothing. Spend $9.99 and you'll get only 7 miles, and that's 0.7mpd, a far cry from the advertised 1.4mpd. You might think it's not a lot, and that's true, but if you have a lot of transactions, these differences can quickly add up, and in the long run, you might even be better off with a card that earns 1.2mpd, but without the $5 block, like Citi Premiermiles. As far as fee waivers are concerned, getting one on this card might give you first a heart attack, then a migraine. A heart attack happens when UOB uses your hard-earned points to offset the annual fee without any prior notice. You might wake up one beautiful day and see an empty UNI$ balance, that just means UOB has decided to give you a surprise gift on your card anniversary. Now you either accept that gift gracefully by paying the 200+ annual fee, the highest among the non-premium cards by any bank in Singapore, or you call up the customer service and request for an annual fee. However, the second option is rarely successful unless you're prepared to cancel the card. No matter what happens, though, after a long and arduous call with the customer officer, you're gonna get a migraine anyway.


      What are your thoughts?

      Hi Van Le,

      I am Brian from the Seedly Operations Team. Thanks for leaving a review on Seedly!

      However, your review has violated our community guidelines as Spam as you have mostly copied the same review across the other UOB Cards reviews. We have therefore removed the other UOB Cards reviews created by you.

      View 1 other comments

      12 May 2021


      UOB PRVI Miles Mastercard

      Fee waivers are almost impossible to obtain if the minimum spending amount is not met. Being stuck in a pandemic, spending will naturally decrease. There is no chance to talk to a customer rep in terms of fee waiver but rather just pressing numbers and waiting for the rejection of fee waiver.


      What are your thoughts?

    Discussions (0)

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      Exclusive Rewards

      • Receive 12,000 welcome miles
      • Promotion is valid from 1 to 31 July 2022
      • Promotion is applicable for new-to-UOB credit cardmembers.
      • Min. spend of S$1,500 on eligible goods and services within 30 days from the date of card approval is required
      • Terms and Conditions apply
      • To apply, click on the "Apply Now" or "Visit Site" buttons

      UOB PRVI MILES Mastercard Mile Benefits summary

      Benefits of UOB PRVI Miles Mastercard

      These are some features of the UOB PRVI Miles and the benefits it has to offer:

      • No spending cap
      • No minimum spend
      • More flight destinations
      • No restrictions
      • Use your UOB accumulated UNI$ points to offset cardspend or redeem shopping and dining vouchers.

      Benefits of UOB PRVI Miles

      What You'll Get


      Up to 6 miles for every S$1 spend

      • Expedia
      • UOB Travel


      Up to 6 miles for every S$1 spend

      • Agoda
      • Expedia
      • UOB Travel

      UOB PRVI Travel Butler

      Hotline for comprehensive travel assistance


      Up to S$500,000 travel insurance coverage


      Get cash to offset your spending or vouchers

      UOB PRVI Miles - Benefits

      Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

      Eligibility for UOB PRVI Miles Mastercard

      To be eligible for the UOB PRVI Miles, you'll have to meet the following criteria:

      • 21 years old and above
      • For Singaporeans and PRs: Minimum annual income of S$30,000 or Fixed Deposit collateral of at least S$10,000
      • For Foreigners: Minimum annual income of S$40,000 or Fixed Deposit collateral of at least S$10,000

      Fees and Charges for UOB PRVI Miles

      • Annual Principle Fee: $256
      • Annual Supplementary Card fee: First 2 cards free, subsequent cards: $128.40
      • Fee Waiver: Available for the first year
      • Interest-Free Period: 21 days
      • Annual Interest Rate: 25.90%
      • Minimum Monthly Payment: 3% or $50, whichever is higher
      • Late Payment Charge: $90
      • Cash Advance Fee: 6%
      • Overlimit Fee: $40

      UOB PRVI Miles Promotions

      • Get 10,000 welcome miles when you sign up with UOB PRVI miles before 31 Dec 19 with a minimum spend of S$6,000 spend within 90 days from the card approval date

      Terms and Conditions of UOB PRVI Miles

      • Annual waiver applicable upon $50,000 spent on card or more
      • For Miles Earn Rate: 1.4 mile or up to 2.4 miles for every S$1 spent locally or overseas respectively
      • UOB PRVI Miles Cardmembers be able to get UNI$ for every spending on their UOB PRVI Miles Card
      • Cardmembers will get UNI$6 for every S$5 spent on transactions in foreign currencies (equivalent to 2.4 miles for every S$1 spent), where the payment gateway is outside of Singapore, and UNI$3.5 for every S$5 spent on transactions in Singapore Dollars (equivalent to 1.4 miles for every S$1 spent)
      • Since 30 November 2019, UNI$ will no longer be awarded for any payment made to Member Financial Institution – Merchandise and Services, Securities – Brokers and Dealers, Stored Value Card Purchase/Load, Betting/Track/Casino/Lotto and Political Organizations

      Cash Rebate Will Not Be Awarded On:

      • Payments made to charitable/religious organisations
      • Payments government institutions and services
      • Cash advancements
      • Any late payment charges or interests charges on any Card
      • Any fees payable to the bank

      UOB Contact Info

      • Customer service(Credit card): 1800 222 2121

      Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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