DBS Esso Card
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Summary
Summary of DBS Esso Card Review 2022
DBS Esso Credit Card is the best card for frequent drivers or riders who wants to enjoy benefits whenever they refuel at Esso. Cardmembers get to enjoy up to discounts and additional Smiles savings on their fuel expenses. This is on of points earned for every litre of Synergy fuel and interest-free Instalment Payment Plan for vehicle related expenses such as insurance and road tax.
Why you should apply for DBS Esso Card?
- Instant fuel discounts of up to 21.2% with the DBS Esso Card
- Up to 2.4% Smiles savings
- You can earn 1 Smiles point for every litre of Synergy fuel from any Esso Station
- Cardholders get to enjoy 0% interest-free instalment Payment Plan for Motor Insurance and Road Tax
- Up to S$100 fuel savings as cash rebate
Can you enjoy annual fee waiver for DBS Esso Card?
- Yes, the annual fee for the DBS Esso Card of $192.60 (inclusive of GST) is waived for the first year
Who should apply for the DBS Esso Card?
- Drivers or riders who frequent petrol station for fuel
What is the minimum income requirement for the DBS Esso Card?
- Singapore/PR: Minimum Income of S$30,000
- Non-Singaporean Minimum Income of S$45,000
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
DBS Esso Card
1 Smiles Point per litre of Synergy fuel
SELECTED SPEND
1 Smiles Point per $10
OTHER SPEND
2 Miles per DBS Point
CONVERSION
DBS Esso Card
1 Smiles Point per litre of Synergy fuel
SELECTED SPEND
1 Smiles Point per $10
OTHER SPEND
2 Miles per DBS Point
CONVERSION
4.2
6 Reviews
- [Useful For...] Utilise this card mainly for petrol. Great % of discount with smiles points. Did not make any other purchase with this card. [Fee Waivers] Wasn't the easiest process to request for a fee waiver given the frequent usage of it. But still got it in the end, so, no complains.
0
What are your thoughts? - If purely used for Esso purchase is highly recommended. But for other purposes, read fine prints. Sign up instalment plans for a purchase but was penalised by its rules. Also no reward points. Take note. Dun take up instalments with credit card if can.
0
What are your thoughts? - Posted 20 Nov 2019
Purchased
DBS Esso Card
Applying for the card online was a breeze provided you have a pre-existing DBS / POSB account. The automated process was painless. The card allows you to get great savings at Esso fuel stations, and more than that, you can rack up Smiles Points even more easily as every $10 charged to the card elsewhere is also converted to Smiles points, resulting in further fuel savings.0
What are your thoughts?
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DBS Esso Card Review 2021
DBS Esso Card is most suitable for users that are frequently driving or riding. Here is a review of what DBS Esso Card has to offer!
New to credit cards? Here's your complete guide to cashback credit cards.
Key Features and Benefits of DBS Esso Card
These are some features of the DBS Esso Card and the cashback benefits it has to offer.
With a Spending of S$180 spending on fuel at Esso | Savings in Discount | Savings in Dollar |
|---|---|---|
Instant Fuel Discount | 18% | S$39.51 |
Additional Savings (min spend of S$180) | 3.2% | S$7 |
Total Fuel Savings | 21.2% | S$46.51 |
Additional Smiles Savings | Up to 2.4% |
DBS Esso Card - Benefits
Eligibility for DBS Esso
- Be at least 21 years old
- Income of S$30,000 and above per annum for Singaporeans and PR
- Income of S$45,000 and above per annum for foreigner
Fees and Charges for DBS Esso Card
- Annual Principle Fee: $192.60 (Waived for the 1st year)
- Annual Supplementary Card fee: S$96.30 for each supplementary card
- Fee Waiver: First-year annual fee waiver
- Interest-Free Period: 20 days
- Charges for Card Transactions: At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
- Charges for Cash Advance: At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
- Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
- Late Payment Charge: A charge of $100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
- $0, if the minimum payment specified in the statement is not received by the payment date.
- Cash Advance Fee: The fee for a cash advance is $15 or 6% of the transaction, whichever is greater.
DBS Esso Card Promotions
DBS Esso Card updates their new sign-up promotions regularly, so make sure to check out the official webpage of DBS Esso Card for the most recent ongoing promotions.
Terms and Conditions of DBS Esso Card
- Esso Smiles Driver Rewards programme gives you up to 2.4% in additional fuel savings
- For every litre of Synergy fuel purchased at any Esso station = Earn 1 Smiles Point
- S$10 instant fuel redemption with 300 Smiles Point with your DBS Esso Card
- S$30 Instant fuel redemption with 750 Smiles Point with your DBS Esso Card
- 0% interest-free instalment payment plan for Motor Insurance and Road Tax:
- You can use your DBS Esso Card to pay off your Motor Insurance and Road Tax fees. DBS will charge you with a 12 months instalment with S$0 administrative fee
DBS Contact Info
- Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
- Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)
About DBS
Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.
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