DBS Esso Card Reviews and Comparison - Seedly
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DBS Esso Card

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  • Reviews (5)
  • Questions (2)
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Credit Cards/DBS Esso Card

DBS Esso Card

4.0
5 reviews

DBS Esso Card

1 Smiles Point per litre of Synergy fuel
SELECTED SPEND
1 Smiles Point per $10
OTHER SPEND
2 Miles per DBS Point
CONVERSION

    DBS Esso Card

    1 Smiles Point per litre of Synergy fuel
    SELECTED SPEND
    1 Smiles Point per $10
    OTHER SPEND
    2 Miles per DBS Point
    CONVERSION

Details

Highlights of DBS Esso Card

  • Up to 21.2% fuel savings
  • Up to 2.4% Smiles savings
  • Enjoy further savings at Esso with Esso Smiles Driver Rewards programme
  • Up to S$100 fuel savings as cash rebate

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about DBS Esso Card
Reviews (5)

4.0

5 Reviews

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    2
  • 4
    1
  • 3
    2
  • 2
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  • 1
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Read Review About...

great card

fuel savings

converted smiles

good discount

discount esso

esso pay

pay time

time fine

fine late

late payment

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  • Posted on 20 Nov 2019

    Purchased

    DBS Esso Card

    If purely used for Esso purchase is highly recommended. But for other purposes, read fine prints. Sign up instalment plans for a purchase but was penalised by its rules. Also no reward points. Take note. Dun take up instalments with credit card if can.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    DBS Esso Card

    Applying for the card online was a breeze provided you have a pre-existing DBS / POSB account. The automated process was painless. The card allows you to get great savings at Esso fuel stations, and more than that, you can rack up Smiles Points even more easily as every $10 charged to the card elsewhere is also converted to Smiles points, resulting in further fuel savings.
    0 comments
    0
  • Posted on 16 Nov 2019

    Purchased

    DBS Esso Card

    This is a great card for fuel savings when paired with existing discount cards. Good to have as a secondary card for the sole purpose of purchasing fuel.
    0 comments
    0
  • Posted on 13 Nov 2019

    Purchased

    DBS Esso Card

    useful for car owners who pump at Esso. Great discounts for fuel. Fee waiver is also easy to apply for.
    0 comments
    0
  • Posted on 13 Nov 2019

    Purchased

    DBS Esso Card

    High standard interest per annum. But good discount for esso. Pay in time, its fine. Late payment accur heavy interest and you ended up posting only interest monthly that never clears your bill
    0 comments
    0
Questions (2)

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DBS Esso Card

DBS

Credit Cards

Shell: https://www.shell.com.sg/motorists/loyalty-and-payment/greater-credit-cards-savings-at-shell.html Esso: https://www.dbs.com.sg/personal/cards/credit-cards/dbs-esso-platinum-card Assuming ceteris paribus, the Esso card seems to have greater upfront discount for fuel that all other CC that can be used at Shell for savings. Probably because the Esso card is specially for petrol. I'll probably use the esso card specially for this but if you want to have a CC with a wider possibility of eligible spending besides fuel, then you can consider the Citibank cards.
ūüĎć 0

DBS Esso Card

Cashback

Citibank

DBS

Citi Cash Back Card

Credit Cards

It depends on your usage and spending power. If you are able to spend at least $888 on your Citi Cashback card, then the cashback may be slightly more for petrol as compared to DBS Esso card itself. Hence, further calculation is required in order to determine your mileage and expenditure. Here is everything about me and what I do best.
ūüĎć 0

DBS Esso Card

DBS Esso Card is most suitable for users that are frequently driving or riding. Here is a review of what DBS Esso Card has to offer!

DBS Esso Card

New to credit cards? Here's your complete guide to cashback credit cards.

Eligibility for DBS Esso

  • Be at least 21 years old
  • Income of S$30,000 and above per annum for Singaporeans and PR
  • Income of S$45,000 and above per annum for foreigner

Fees and Charges for DBS Esso Card

  • Annual Principle Fee:¬†$192.60 (Waived for the 1st year)
  • Annual Supplementary Card fee:¬†S$96.30 for each supplementary card
  • Fee Waiver:¬†First-year annual fee waiver
  • Interest-Free Period:¬†20 days
  • Charges for Card Transactions:¬†At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
  • Charges for Cash Advance:¬†At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
  • Minimum Monthly Payment:¬†3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
  • Late Payment Charge:¬†A charge of¬†$100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
  • $0, if the minimum payment specified in the statement is not received by the payment date.
  • Cash Advance Fee:¬†The fee for a cash advance is $15¬†or 6% of the transaction, whichever is greater.

Key Features and Benefits of DBS Esso Card

These are some features of the DBS Esso Card and the cashback benefits it has to offer.

With a Spending of S$180 spending on fuel at Esso

Savings in Discount

Savings in Dollar

Instant Fuel Discount

18%

S$39.51

Additional Savings (min spend of S$180)

3.2%

S$7

Total Fuel Savings

21.2%

S$46.51

Additional Smiles Savings

Up to 2.4%

DBS Esso Card - Benefits

DBS Esso Card Promotions

New DBS Esso Card sign-ups enjoy:

From 1 November 2019 to 31 December 2019,

  • 1 Litre of Synergy Fuel¬†purchased at Esso for¬†1 Smiles Point
  • Earn Smiles Points when you spend outside of Esso on Card (Other Retail Spending)
  • S$1 - S$500:¬†S$10¬†for¬†1 Smiles Point
  • S$501 - S$5,000:¬†S$10¬†for¬†2 Smiles Point
  • Above S$5,001:¬†S$10¬†for¬†1 Smiles Point

From 1 November 2019 to 29 February 2020,

  • Get up to $100 fuel savings
  • Apply for DBS Esso Card and spend a minimum of S$100 nett fuel spend and S$500 on regular spending (excluding spending on Esso) within 2 months from the card approval date

Terms and Conditions of DBS Esso Card

  • Esso Smiles Driver Rewards programme gives you up to 2.4% in additional fuel savings
  • For every litre of Synergy fuel purchased at any Esso station = Earn 1 Smiles Point
  • S$10 instant fuel redemption with 300 Smiles Point with your DBS Esso Card
  • S$30 Instant fuel redemption with 750 Smiles Point with your DBS Esso Card
  • 0% interest-free instalment payment plan for Motor Insurance and Road Tax:
  • You can use your DBS Esso Card to pay off your Motor Insurance and Road Tax fees. DBS will charge you with a 12 months instalment with S$0 administrative fee

DBS Contact Info

  • Loss of ATM card(s): 1800 339 6963¬†(SG)¬†or +65 6339 6963¬†(if overseas)
  • Banking and general enquiries: 1800 111 1111¬†(SG)¬†or +65 6327 2265¬†(if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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