DBS Esso Card

DBS Esso Card Review 2021

DBS Esso Card is most suitable for users that are frequently driving or riding. Here is a review of what DBS Esso Card has to offer!

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Key Features and Benefits of DBS Esso Card

These are some features of the DBS Esso Card and the cashback benefits it has to offer.

Eligibility for DBS Esso

• Be at least 21 years old
• Income of S$30,000 and above per annum for Singaporeans and PR
• Income of S$45,000 and above per annum for foreigner

Fees and Charges for DBS Esso Card

• Annual Principle Fee: $192.60 (Waived for the 1st year)
• Annual Supplementary Card fee: S$96.30 for each supplementary card
• Fee Waiver: First-year annual fee waiver
• Interest-Free Period: 20 days
• Charges for Card Transactions: At the prevailing effective interest rate of 26.80% p.a. (subject to compounding if charges are not paid in full), chargeable on a daily basis from the date of transaction until receipt of full payment. A minimum charge of $2.50 applies.
• Charges for Cash Advance: At the prevailing effective interest rate of 28% p.a. (subject to compounding if charges are not paid in full) on the amount withdrawn, chargeable on a daily basis from the date of withdrawal until receipt of full payment. A minimum charge of $2.50 applies.
• Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater).
• Late Payment Charge: A charge of $100 applies for outstanding balances of $50.01 and up, if payment is not received by the due date. For outstanding balances of $50 and below, no charge applies.
• $0, if the minimum payment specified in the statement is not received by the payment date.
• Cash Advance Fee: The fee for a cash advance is $15 or 6% of the transaction, whichever is greater.

DBS Esso Card Promotions

DBS Esso Card updates their new sign-up promotions regularly, so make sure to check out the official webpage of DBS Esso Card for the most recent ongoing promotions.

Terms and Conditions of DBS Esso Card

• Esso Smiles Driver Rewards programme gives you up to 2.4% in additional fuel savings
• For every litre of Synergy fuel purchased at any Esso station = Earn 1 Smiles Point
• S$10 instant fuel redemption with 300 Smiles Point with your DBS Esso Card
• S$30 Instant fuel redemption with 750 Smiles Point with your DBS Esso Card
• 0% interest-free instalment payment plan for Motor Insurance and Road Tax:
• You can use your DBS Esso Card to pay off your Motor Insurance and Road Tax fees. DBS will charge you with a 12 months instalment with S$0 administrative fee

DBS Contact Info

• Loss of ATM card(s): 1800 339 6963 (SG) or +65 6339 6963 (if overseas)
• Banking and general enquiries: 1800 111 1111 (SG) or +65 6327 2265 (if overseas)

About DBS

Singapore bank DBS was founded in 1968, and currently has over 100 branches islandwide. With assets totalling some $518 million (as of end-Dec 2017), DBS is the largest bank in Southeast Asia - of which its primary shareholder is Temasek Holdings. The bank's key areas of focus include consumer banking, asset management, securities brokerage, treasury and debt fund-raising in Singapore and Hong Kong.

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