Citi SMRT Card Reviews and Comparison - Seedly
 
Citi SMRT Card
3.7
33 reviews
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Reviews (33)
3.7
Reviews (33)
3.7
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    9
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public transport

minimum spend

credit card

link card

auto reload

card cashback

spend 300

fast food

rebate public

great card

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  • Posted 1d ago

    Purchased

    Citibank SMRT EZ-LINK Card

    High rebates for purchases made in NTUC and can also be use together with NTUC link card. High rebates for taking public transport as well.
    0 comments
    0
  • Posted 2d ago

    Purchased

    Citibank SMRT EZ-LINK Card

    Overall citi bank card is great for everyday commute. It can act as EZ link and credit card as well. Very convenient. Great customer service and the balance transfer promotion is AWESOME!
    0 comments
    0
  • Posted 2w ago

    Purchased

    Citibank SMRT EZ-LINK Card

    If you are a thrift person and loves cashback, this card is made for you. Just hit the minimum spending of $300 and get additional 0.3% on all the categories! Spend less than that? Don't worry, you get at least 4.7% for groceries and 2.7% for online etc.! Just remember to convert the SMRT points to rebates.
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    0
  • Posted 2w ago

    Purchased

    Citibank SMRT EZ-LINK Card

    [Cashback Card] Not the best cashback card out there but with a low minimum spend and cheaper annual fee (if you ever need to pay), I would say it's pretty decent. Also note that you have to SMS to "redeem" your cashback (in blocks of $5) to offset your next bill, unlike most cashback card where it is offset automatically.
    0 comments
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  • Posted on 19 Sep 2019
    Easy and hassle free card to use with the EZ-Reload feature and you can even get up to 2% of savings when you do so if you hit the min spending of $300.
    0 comments
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  • Posted on 19 Sep 2019
    Thank you for your helpfully For your good service and Kylie I hope in future updates the service more likely for your service
    0 comments
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  • Posted on 19 Sep 2019
    This card has EZ-Reload enabled on it with no convenience fee for EZ-Reload auto top-up transactions.
    0 comments
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  • Posted on 19 Sep 2019
    You might think that SMRT is the source of all your problems, but that doesn’t mean you should refuse to sign up for the Citibank SMRT Card out of spite. Its name might make it sound like a glorified EZ-Link card, but it’s actually one of the better cashback credit cards available right now.
    0 comments
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Questions (3)

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Citi SMRT Card

Leslie Koh
Leslie Koh
Top Contributor

Top Contributor (Oct)

Level 6. Master
Updated on 20 Oct 2019
You should consider getting the UOB one card, consolidate your recurring payments and cap it to $500 to earn the first tier of cashback, while the remaining payments, you divide to whichever card gives you the best cashback or rebate depending on your type of purchase 😊

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HSBC Advance Credit Card

Citi SMRT Card

Gabriel Tham
Gabriel Tham
Level 9. God of Wisdom
Updated on 07 Jun 2019
HSBC advance card is not an unlimited cashback card. They have a cap on the cashback per month, even for advance banking clients. Plus, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not spend at least $12k a year. Citi SMRT card is also good but its not actual cashback as in real cash credited to your account. The rebate comes in the form of SMRT$ which is a rewards program. Some people prefer to get actual cashback credit rather than collecting rewards points.

DBS Live Fresh Card

Bank Account

Credit Card

Citi SMRT Card

Lok Yang Teng
Lok Yang Teng
Level 8. Wizard
Updated on 04 Nov 2018
Citibank SMRT Card - Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300) - Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300) - Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300) - Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead) - Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers - 2 years fee waiver for Principal and two (2) Supplementary cards DBS Live Fresh Card - 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card - Get 0.3% cashback on everything else with no cap on rebates - Auto EZ-Reload - 1-year annual fee waiver Not sure which DBS Visa you were referring to.
About Citi SMRT Card
Card NameCitibank SMRT EZ-LINK Card
Cashback Rate2-5%
Monthly Cashback CapMax 600 SMRT$ per year
Monthly Min Spend$300
Highlights2% on ez-link auto top-up, 5% on groceries, fast food, movies and coffee