Citi SMRT Card Reviews and Comparison - Seedly
 

Citi SMRT Card

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  • Reviews (34)
  • Questions (3)
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Credit Cards/Citi SMRT Card
Citi SMRT Card
3.7
34 reviews
Reviews (34)

3.7

34 Reviews

  • 5
    9
  • 4
    16
  • 3
    2
  • 2
    5
  • 1
    2

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public transport

auto reload

link card

credit card

fast food

minimum spend

card not

spend 300

card cashback

good card

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  • Posted 3w ago

    Purchased

    Citibank SMRT EZ-LINK Card

    Been using it for a few years now. I like the auto top up feature especially for people who always forget to top up, its also hassle-free. Like that there is rebate!
    0 comments
    0
  • Posted 4w ago

    Purchased

    Citibank SMRT EZ-LINK Card

    High rebates for purchases made in NTUC and can also be use together with NTUC link card. High rebates for taking public transport as well.
    0 comments
    0
  • Posted 4w ago

    Purchased

    Citibank SMRT EZ-LINK Card

    Overall citi bank card is great for everyday commute. It can act as EZ link and credit card as well. Very convenient. Great customer service and the balance transfer promotion is AWESOME!
    0 comments
    0
  • Posted on 13 Nov 2019

    Purchased

    Citibank SMRT EZ-LINK Card

    If you are a thrift person and loves cashback, this card is made for you. Just hit the minimum spending of $300 and get additional 0.3% on all the categories! Spend less than that? Don't worry, you get at least 4.7% for groceries and 2.7% for online etc.! Just remember to convert the SMRT points to rebates.
    0 comments
    0
  • Posted on 12 Nov 2019

    Purchased

    Citibank SMRT EZ-LINK Card

    [Cashback Card] Not the best cashback card out there but with a low minimum spend and cheaper annual fee (if you ever need to pay), I would say it's pretty decent. Also note that you have to SMS to "redeem" your cashback (in blocks of $5) to offset your next bill, unlike most cashback card where it is offset automatically.
    0 comments
    0
Questions (3)

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Credit Card

Standard Chartered

Citibank

Standard Chartered Spree Credit Card

Citi SMRT Card

SG Budget Babe

Cashback

Leslie Koh
Leslie Koh
Top Contributor

Top Contributor (Nov)

Level 6. Master
Updated on 20 Oct 2019
You should consider getting the UOB one card, consolidate your recurring payments and cap it to $500 to earn the first tier of cashback, while the remaining payments, you divide to whichever card gives you the best cashback or rebate depending on your type of purchase ūüėä

Credit Card

HSBC Advance Credit Card

Citi SMRT Card

Gabriel Tham
Gabriel Tham
Top Contributor

Top Contributor (Nov)

Level 9. God of Wisdom
Updated on 07 Jun 2019
HSBC advance card is not an unlimited cashback card. They have a cap on the cashback per month, even for advance banking clients. Plus, if you are not an advance banking client, you would not get subsequent card fee waiver if you do not spend at least $12k a year. Citi SMRT card is also good but its not actual cashback as in real cash credited to your account. The rebate comes in the form of SMRT$ which is a rewards program. Some people prefer to get actual cashback credit rather than collecting rewards points.

DBS Live Fresh Card

Bank Account

Credit Card

Citi SMRT Card

Lok Yang Teng
Lok Yang Teng
Level 8. Wizard
Updated on 04 Nov 2018
Citibank SMRT Card - Up to 5% savings on Groceries. 2.7% + 2% (for transactions above $50) + 0.3% (if monthly card spend is at least $300) - Up to 5% savings on Fast Food, Movies & Coffee. 4.7% + 0.3% (if monthly card spend is at least $300) - Up to 3% savings on Online Shopping. 2.7% + 0.3% (if monthly card spend is at least $300) - Up to 2% EZ-Reload Auto Top-up. 0.3% + 1.7% (If top-up more than $30. If $30 or less, 0.7% awarded instead) - Savings awarded in SMRT$. SMRT$ can be redeemed for cash rebate or vouchers - 2 years fee waiver for Principal and two (2) Supplementary cards DBS Live Fresh Card - 5% cashback on online shopping and when you pay using Visa payWave, Apple Pay, Samsung Pay or Google Pay through your Card - Get 0.3% cashback on everything else with no cap on rebates - Auto EZ-Reload - 1-year annual fee waiver Not sure which DBS Visa you were referring to.