Citi PremierMiles MasterCard Credit Card

Citi PremierMiles MasterCard

The Citibank PremierMiles MasterCard has a high miles per dollar (MPD) rate that gets higher with selected merchants, and miles that never expire. This card is best for frequent travellers as cardmembers will also enjoy complimentary insurance coverage and VIP access to airport lounges worldwide.

SingSaver Sure Win, Sure Huat: Get 1x Red Packet worth up to S$8,888

• SingSaver CNY Sure Win, Sure Huat promotion runs from 8 January 2025, 9:00 AM SGT to 26 January 2025.
• Promotion is valid for new Citi credit cardmembers only.
• Apply for participating products on SingSaver during the promo period to win 1x Red Packet worth up to S$8,888!
• Red Packet may be opened on Chinese New Year, from 27 January 2025 to 12 February 2025.
• Red Packet reward will be received on top of existing SingSaver promotional rewards.
• Terms and Conditions apply.
• SingSaver General Promotion Terms and Conditions apply.

SingSaver Exclusive Promotion: Get S$378 Cash via PayNow

• SingSaver Exclusive promotion is valid until 26 January 2025.
• Promotion is valid for new Citi credit cardmembers only.
• Apply for select Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
• Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
• Terms and Conditions apply.

SingSaver Exclusive Promotion: Get a Dyson Supersonic, Samsonite Straren Spinner 67/24 + 2X AirTag, Apple iPad 10th Gen, or 20k Max Miles

• Promotion is valid until 26 January 2025.
• Promotion is valid for new Citi credit cardmembers only.
• Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
• Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
• Promotion does not stack with other welcome offers from Citibank.
• Terms and Conditions apply.

Product Page Transparency

• Pays to access additional features

Card Features & Details

1) Key Features

• Earn Citi Miles with every S$1 spent
• Citi Miles never expire, never worry about miles expiry ever again
• Worldwide Airport Lounge Access
• Up to S$1 million travel insurance coverage when purchasing travel tickets with Citi PremierMiles MasterCard

2) Benefits

Earn Citi Miles

• 1.2 Citi Miles per S$1 local spend
• 2 Citi Miles per S$1 foreign currency spend
• Up to 7 Citi Miles per S$1 spend on Agoda hotel bookings
• Up to 10 Citi Miles per S$1 spend on Kaligo
• 10,000 Citi Miles renewal bonus on card anniversary
• Citi Miles never expire
• Redeem Citi Miles anywhere

Citibank Promotions & Privileges

• Enjoy great travel deals thanks to Citi
• Citi World Privileges allows you to enjoy deals and discounts locally and in over 90 countries, from travel, dining to shopping.
• Citibank Gourmet Pleasures gets you the best dining deals at over 1,000 locations across Singapore.
• Online Shopping Deals give you offers and promotions with your favourite online brands such as Shopee and Lazada, year-round.

3) Eligibility

• Age: 21 years old and above
• Citizenship: Singaporeans, PRs and Foreigners
• Minimum annual income:
• S$30,000 for Singaporeans/PRs
• S$42,000 for Foreigners

4) Fees & Charges

• Annual principal fee: S$196.20 (inclusive of GST) 
• Supplementary card annual fee: S$97.20
• Late payment fees: S$100
• Repayment grace period: Depends on monthly credit card statement
• Minimum monthly payment:
• If Current Balance is S$0 to =S$50
• The minimum payment is the Current Balance
• If Current Balance is >=S$50
• The minimum payment amount is specified in your statement of account and is computed by taking a greater of – 
• (a) (i) 1% of the current balance; plus 
• (ii) 1% of any outstanding unbilled instalment amounts; plus 
• (iii) all interest charges (including interest charged under our instalment plans); plus 
• (iv) all upfront service fees for our instalment plans; plus 
• (v) late payment charges; or 
• (b) S$50;
• plus any overdue amounts. 
• Cash advance charges: S$15 or 8% of the amount drawn, whichever is higher.
• Overlimit fee: S$40, if the total outstanding balance (including unbilled balance) of all credit card(s) exceeds the customer’s combined credit limit on any day within the statement period.

Frequently Asked Questions

Can you enjoy annual fee waiver for the Citi PremierMiles MasterCard?

• The annual fee for the Citi PremierMiles MasterCard of S$196.20 (inclusive of GST) is not waived for the first year

Who should apply for the Citi PremierMiles MasterCard?

• For travellers who use miles that spend regularly overseas and locally
• People who do not want to worry about miles expiry

What is the minimum income requirement for the Citi PremierMiles MasterCard?

• Singapore/PR: Minimum Income of S$30,000
• Foreigners: Minimum Income of S$42,000