CIMB World Mastercard Credit Card
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Summary
CIMB World Mastercard
The CIMB World Mastercard is one of the best cards to have for social spenders who have high budgets for dining, entertainment, and leisure. The card offers an unlimited 2% cashback on spending in categories such as drinking, dining and online food delivery, movies and digital entertainment, taxi and automobile, and luxury goods with a minimum spend of S$1,000. For all other spends, users will receive an unlimited 1% cashback with a minimum spend of S$500. What makes the CIMB World Mastercard more attractive is that it has no annual fee attached to it and users can apply for free supplementary cards.
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- Pays to access additional features
CIMB World Mastercard Features & Details
1) Key Features
- Enjoy unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
- Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
- Enjoy access to over 1,000 lounges in more than 60 airports globally via LoungeKey
- Enjoy more than 1,000 e-commerce, dining, travel & lifestyle, shopping & groceries, and beauty & wellness deals and discount regionally in Singapore, Malaysia, and IndonesiaÂ
- Enjoy a 50% discount off green fees at 42 golf courses regionally
- There is no cap on cashbackÂ
- No credit card annual fees
2) Benefits
Cashback
- Earn unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
- Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
- Earn unlimited 1% cashback on all other spend. To qualify for this cashback tier, the spending requirement is between S$500 to S$1,000
- There is no cap on cashback for both cashback tiers
CIMB 0% i.Pay Plan
- Have the freedom to convert CIMB Credit Card transactions above S$300 into CIMB’s 0% interest Instalment Payment Plan (iPP)Â
- Transactions of at least S$300 qualifies for 6 or 12 month tenures, while transactions of at least S$1,000 qualifies for a 24 month tenure
- A one-time processing fee of 3% of transaction amount applies for 6 and 12 month tenures, and 5% of transaction fee for 24 month tenures
- CIMB Credit Cardholders can continue to earn cashback on the CIMB 0% i.Pay Plan
3) Eligibility
- Age: 21 - 70 years old
- Citizenship: Singaporeans and PRs only
- Minimum annual income: S$30,000 and above per annumÂ
4) Fees & Charges
- Annual principal fee: S$0
- Supplementary card annual fee: S$0
- Late payment fees: S$100
- Repayment grace period: 23 days
- Minimum monthly payment: 3% of outstanding or S$50, whichever is higher
- Cash advance charges: S$15 or 6% of amount drawn
- Overlimit fee: S$40
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Summary
CIMB World Mastercard
The CIMB World Mastercard is one of the best cards to have for social spenders who have high budgets for dining, entertainment, and leisure. The card offers an unlimited 2% cashback on spending in categories such as drinking, dining and online food delivery, movies and digital entertainment, taxi and automobile, and luxury goods with a minimum spend of S$1,000. For all other spends, users will receive an unlimited 1% cashback with a minimum spend of S$500. What makes the CIMB World Mastercard more attractive is that it has no annual fee attached to it and users can apply for free supplementary cards.
Product Page Transparency
- Pays to access additional features
CIMB World Mastercard Features & Details
1) Key Features
- Enjoy unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
- Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
- Enjoy access to over 1,000 lounges in more than 60 airports globally via LoungeKey
- Enjoy more than 1,000 e-commerce, dining, travel & lifestyle, shopping & groceries, and beauty & wellness deals and discount regionally in Singapore, Malaysia, and IndonesiaÂ
- Enjoy a 50% discount off green fees at 42 golf courses regionally
- There is no cap on cashbackÂ
- No credit card annual fees
2) Benefits
Cashback
- Earn unlimited 2% cashback on all eligible local spend when you meet the minimum spend requirement of S$1,000 per month
- Eligible categories include Wine & Dine, Online Food Delivery (Deliveroo, Foodpanda, GrabFood, WhyQ, and AirAsia Food), Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods
- Earn unlimited 1% cashback on all other spend. To qualify for this cashback tier, the spending requirement is between S$500 to S$1,000
- There is no cap on cashback for both cashback tiers
CIMB 0% i.Pay Plan
- Have the freedom to convert CIMB Credit Card transactions above S$300 into CIMB’s 0% interest Instalment Payment Plan (iPP)Â
- Transactions of at least S$300 qualifies for 6 or 12 month tenures, while transactions of at least S$1,000 qualifies for a 24 month tenure
- A one-time processing fee of 3% of transaction amount applies for 6 and 12 month tenures, and 5% of transaction fee for 24 month tenures
- CIMB Credit Cardholders can continue to earn cashback on the CIMB 0% i.Pay Plan
3) Eligibility
- Age: 21 - 70 years old
- Citizenship: Singaporeans and PRs only
- Minimum annual income: S$30,000 and above per annumÂ
4) Fees & Charges
- Annual principal fee: S$0
- Supplementary card annual fee: S$0
- Late payment fees: S$100
- Repayment grace period: 23 days
- Minimum monthly payment: 3% of outstanding or S$50, whichever is higher
- Cash advance charges: S$15 or 6% of amount drawn
- Overlimit fee: S$40
4.1
14 Reviews
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Posted 13 Nov 2019
Purchased
CIMB World Mastercard
Great credit card with no minimum spending and unlimited cashback of 1.5% to 2%. Especially recommended for those whose largest expense is food, as there is a 2% cashback rate on food and dining spending. The card also offers significant discounts on specific restaurants, such as 50% off at La Nonna for a minimum of two diners. There is also no annual fee for both principal and supplementary cardholders, so you don't have to go through the trouble of remembering to request for a fee waiver every year. Moreover, there is currently a promotion offering up to $150 cash credit if you spend $1200 over 3 months ($400/month) and apply for a supplementary card. The only thing that could be improved is the CIMBclicks app and website as the user interface is outdated and difficult to navigate. For example, the app doesn't allow you to log in with FaceID or TouchID.0
What are your thoughts?14 Oct 2020
Purchased
CIMB World Mastercard
Excited to use this card. In comparison to StandChart unlimited, this give a slightly higher (2% vs 1.5%) rebates for dining related purchases; also, you get 1.5% for most other spends without any spending criteria, great for someone like me who like things fuss free.0
What are your thoughts?24 Jun 2020
Purchased
CIMB World Mastercard
I prefer the cash back scheme rather than the earning points which needs a lot of it to exchange for rewards.0
What are your thoughts?02 May 2020
Purchased
CIMB World Mastercard
Used this card for more than 7mths - no issues with making payments, able to get cash back easily (unlike Citi cashbacks card), and there are constant promotions that makes the card useful.0
What are your thoughts?Posted 20 Nov 2019
Purchased
CIMB World Mastercard
Great card for a fussed free unlimited cash back rewards! Also appreciate the very friendly customer service personnel over the phone. :)0
What are your thoughts?Posted 19 Nov 2019
Purchased
CIMB World Mastercard
No annual fees for both the Principal and Supplementary Cardmembers, unlimited 1.5% cashback on all your other spends.0
What are your thoughts?Posted 13 Nov 2019
Purchased
CIMB World Mastercard
[Promotions and Perks] [Promotions and Perks] [Promotions and Perks]Free [Promotions and Perks] Free golf game green fee for golf cluns I Singapore, Malaysia and other countries.0
What are your thoughts?13 Nov 2019
Purchased
CIMB World Mastercard
[Cashback Card] [Promotions and Perks] This is my go to card for all sorts of expenses. Not gimmicky like other banks. No min spending, no min transactions, no need to spend every month for a quarter. And the rewards for holidays are genuine and significant too.0
What are your thoughts?Posted 12 Feb 2023
Purchased
CIMB World Mastercard
Good because no annual fee, but it took a while to receive the credit cards about more than 2 weeks in total..0
What are your thoughts?Posted 14 Nov 2019
Purchased
CIMB World Mastercard
This card offers cash back for any purchases with no minimal spending. I would like CIMB to consider have paywave option for this card as it is currently lacking.0
What are your thoughts?
Discussions (0)
Recent Activity
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Key Features and Benefits of CIMB World Mastercard
These are some features of the CIMB World Mastercard and the Cashback benefits it has to offer.
Benefits of CIMB World Mastercard | What You'll Get |
|---|---|
Cashback |
|
Dining | Enjoy up to 50% discount on exclusive fine dining privileges when you use your CIMB World Mastercard at Peach Garden Chinese restaurant, Spizza or La Nonna |
Golf | Tee-off without paying green fees at luxurious golf courses locally and in overseas |
Flexi-Payment | Enjoy 0% interest repayment over a period of up to 24 months |
Share the Benefits | Up to 4 supplementary cards |
Travel Insurance | Complimentary travel insurance for you and your family |
Free for Life | No Annual Fees |
e-Commerce Purchase Protection | Max USD$200 of coverage |
CIMB World Mastercard - Benefits
Features & Benefits:
+ Unlimited 2% cashback on dining, movies and entertainment, taxi and automobile and luxury goods
+ Unlimited 1% on all other spend with no minimum spend
+ Enjoy 50% off green fees at 25 golf courses
+ Complimentary travel insurance of up to S$1 million when you charge your travel fares to this card
+ Access to over 1,000 airport lounges globally
+ Can be used for bus and train rides with SimplyGo
+ No annual fees for life + up to 4 supplementary cards with no annual fees
- Only Singapore citizens and Permanent Residents may apply
- Min. spend of S$1,000 required for 2% cashback earn rate
- Min. spend of S$500 required for 1% cashback earn rate
Eligibility for CIMB World Mastercard
To be eligible for the CIMB World Mastercard, you'll have to meet the following criteria:
- 21 - 70 years old
- For Singaporeans or PRs:Â Minimum annual income of S$50,000
- Or fixed deposit collateral of $50,000
Fees and Charges for CIMB World Mastercard
- Annual Principal Card Fee: Free
- Annual Supplementary Card Fee: Free
- Interest-free Period: 23 days
- Annual Interest Rate: 25.9%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $100
- Cash advance fee: 6% (minimum charge of $15)
- Overlimit fee: 5% or $50, whichever is higher
Terms and Conditions of CIMB World Mastercard
- 1.5% base cashback will be credited to the cardmember's card account on a monthly basis within the same statement month
- The following are spending that are not eligible for cashback: Any cash advances, gambling-related transactions, quasi-cash transactions, payment to insurance companies, donations, payment to utilities, payments done via any AXS network, any fees payable to the bank, interest fees and charges.
- There is no cap to the 1.5% base cashback earnings
About CIMB
CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.
CIMB Contact Info
Customer service(Credit Card):Â +65 6333 6666
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