CIMB AWSM Card Reviews and Comparison - Seedly
 

CIMB AWSM Card

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  • Reviews (10)
  • Questions (1)
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Credit Cards/CIMB AWSM Card
CIMB AWSM Card
4.7
10 reviews

CIMB AWSM Card

1% unlimited on Dining, Online Shopping, Telco
CASHBACK
Unlimited
CASHBACK CAP
$0
MINIMUM SPEND

    CIMB AWSM Card

    1% unlimited on Dining, Online Shopping, Telco
    CASHBACK
    Unlimited
    CASHBACK CAP
    $0
    MINIMUM SPEND
Reviews (10)

4.7

10 Reviews

  • 5
    7
  • 4
    3
  • 3
    0
  • 2
    0
  • 1
    0

Read Review About...

credit card

customer service

fast approval

500 limit

annual fee

fees whatsoever

card time

good student

online shopping

shopping dining

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  • Posted 3w ago

    Purchased

    CIMB AWSM Card

    Approval was fast and convenient, good for students and non working adults for easy cash back. However note that for any dispute in claims, you can only do it once a year , so make it count. Note that this doesn’t support Apple Pay.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB AWSM Card

    Good customer services, fast approval. Can say one of the good card, highly recommended for CIMD bank credit card.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB AWSM Card

    A great card to build your credit score for those who just started working but aren't eligible for those mainstream cards. Comes with 1% cashback on what youngsters would normally spend on anyway (telco, online shopping, dining) and there's no annual fees whatsoever, so that's a bonus! I'd recommend this card for those wanting to try out credit cards for the first time because it comes with a nice $500 limit so you don't blow your budget. You'll definitely learn to manage your cashflow with this one.
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB AWSM Card

    First and foremost, they don't have any principal fee. ever! That is why it is called awsm, secondly, the app does make you tracking your spending's a whole lot easier, the only con is that the website interface could have been better. The card itself is wonderful and the $500 limit really lets you keep a hold of your spending's. Plus the Cash backs! it might not be big, but it is still something!
    0 comments
    0
  • Posted 3w ago

    Purchased

    CIMB AWSM Card

    Customer service was great ! Customer Service Officer was patient and clearly understood where I need help from and gave me the best advice to solve the issue.
    0 comments
    0
Questions (1)

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Top Contributor

Top Contributor (Nov)

Level 9. God of Wisdom
Answered 3d ago
As a student, definitely go with the ones that do not require salary creditting at this point. First up, CIMB AWSM and Maybank eVibes would be the top two choices given the no-frills 1%. I personally have used CIMB for quite a few years now and it's been a pretty good experience. I also appreciate that CIMB has no annual fee so I don't need to bother to call up every 12 months to waive it (am lazy like that). Secondly, don't spend just for the sake of getting cashback. Terrible mistake. Save up and put that capital towards growth assets. Thirdly,

Eligibility for CIMB AWSM Card

  • Minimum age for Principal Card: 18 years old
  • For students & NSF: Minimum annual income NIL
  • For salaried employees: Minimum annual income of $18,000 (<35 years old) / $30,000 (≥35 years old)

Fees and Charges for CIMB AWSM Card

  • Annual Principal Card Fee: Free
  • Interest-free Period: 23 days
  • Annual Interest Rate: 27%
  • Minimum monthly payment: 3% or $15, whichever is higher
  • Late payment charge: $80
  • Cash advance fee: 6% (minimum charge of $15)
  • Overlimit fee: 5% or $50, whichever is higher

Key features of CIMB AWSM Card

  • Unlimited 1% Cashback on Dining & Entertainment, Online Shopping and Telco
  • Over 1,000 deals in the region
  • Transit with ease with SimplyGo

Terms and conditions of CIMB AWSM Card

  • The following transactions will not qualify for cashback: cash advancements, gambling, related transactions, payments to insurance companies/ government institutions, any donations or payments to non-profit organisations, for the full list please visit CIMB AWSM Card’s T&Cs.

For more info, you can check out CIMB AWSM Card’s page here.