CIMB AWSM Card Reviews and Comparison - Seedly
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CIMB AWSM Card

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  • Reviews (11)
  • Questions (2)
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Credit Cards/CIMB AWSM Card

CIMB AWSM Card

4.6
11 reviews

CIMB AWSM Card

1% unlimited on Dining, Online Shopping, Telco
CASHBACK
Unlimited
CASHBACK CAP
$0
MINIMUM SPEND

    CIMB AWSM Card

    1% unlimited on Dining, Online Shopping, Telco
    CASHBACK
    Unlimited
    CASHBACK CAP
    $0
    MINIMUM SPEND

Details

Highlights of CIMB AWSM Card

  • 1% Cashback on Dining
  • 1% Cashback on Entertainment
  • 1% Cashback on Online shopping
  • 1% Cashback on all things Telco
  • Eligible for students >18 years old

Find out about the card's host of benefits, charges, promotions and eligibility criteria below.

Read More about CIMB AWSM Card
Reviews (11)

4.6

11 Reviews

  • 5
    7
  • 4
    4
  • 3
    0
  • 2
    0
  • 1
    0

Read Review About...

credit card

customer service

annual fee

learn manage

card build

build credit

credit score

application process

fees whatsoever

fast approval

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  • Updated 3w ago

    Purchased

    CIMB AWSM Card

    Using this card to build credit score since there's no annual fees. Perks definitely not the best, but good as a starting point to learn how to manage credit cards.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB AWSM Card

    Approval was fast and convenient, good for students and non working adults for easy cash back. However note that for any dispute in claims, you can only do it once a year , so make it count. Note that this doesn’t support Apple Pay.
    0 comments
    0
  • Posted on 20 Nov 2019

    Purchased

    CIMB AWSM Card

    Good customer services, fast approval. Can say one of the good card, highly recommended for CIMD bank credit card.
    0 comments
    0
  • Posted on 19 Nov 2019

    Purchased

    CIMB AWSM Card

    A great card to build your credit score for those who just started working but aren't eligible for those mainstream cards. Comes with 1% cashback on what youngsters would normally spend on anyway (telco, online shopping, dining) and there's no annual fees whatsoever, so that's a bonus! I'd recommend this card for those wanting to try out credit cards for the first time because it comes with a nice $500 limit so you don't blow your budget. You'll definitely learn to manage your cashflow with this one.
    0 comments
    0
  • Posted on 18 Nov 2019

    Purchased

    CIMB AWSM Card

    First and foremost, they don't have any principal fee. ever! That is why it is called awsm, secondly, the app does make you tracking your spending's a whole lot easier, the only con is that the website interface could have been better. The card itself is wonderful and the $500 limit really lets you keep a hold of your spending's. Plus the Cash backs! it might not be big, but it is still something!
    0 comments
    0
Questions (2)

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CIMB AWSM Card

CIMB

Credit Cards

Kathlyn Laiu
Kathlyn Laiu, Community Associate at Seedly
Level 6. Master
Answered 2w ago
CIMB has a deal of having a 1% cashback on multiple things - dining, entertainment, online shopping and telco so if you spend on these areas using the card, the accumulated cashback would be quite good. they also have benefits like no annual fees for principal cardmembers. Multiple participating members give discounts from all over Southeast Asia - 15% off anytime fitness membership, complimentary green fees for course in SEA, 20% off 1 day ski tour at High1 resort, etc. Many deals in different genres to enjoy.
👍 1

DBS Live Fresh Visa Student Card

Maybank eVibes Card

CIMB AWSM Card

SG Budget Babe

Cashback

Education

Credit Cards

Bjorn Ng
Bjorn Ng
Level 9. God of Wisdom
Answered on 20 Dec 2019
For me, I got the Maybank eVibes, because it has a $500 limit to control my spending. It also gives 1% rebate on all things, so I don't have to bother to meet any min. spend. It's a fuss free card that I can use for everything. And yes, you can consider other cards when you start earning a steady salary, but at the end of it, as long as you remember not to overspend and only spend on what's necessary, that is fine!
👍 6

CIMB AWSM Card

CIMB AWSM Card

Find out how a Cashback credit card works, and the difference between Cashbacks and cash rebates.

Eligibility for CIMB AWSM Card

To be eligible for the CIMB AWSM Card, you'll have to meet the following criteria:

For Students and NSFs:

  • Age between 18 to 29 years old
  • No minimum income requirement

For Salaried employees:

  • For age <35 years old: Annual income of S$18,000
  • For age >35 years old: Annual income of S$30,000

Fees and Charges for CIMB AWSM Card

  • Annual Principal Card Fee: Free
  • Interest-free Period: 23 days
  • Annual Interest Rate: 27%
  • Minimum Monthly Payment: 3% or $15, whichever is higher
  • Late Payment Charge: $80
  • Cash Advance Fee: 6% (minimum charge of $15)
  • Overlimit Fee: 5% or $50, whichever is higher

Key Features and Benefits of CIMB AWSM Card

These are some features of the CIMB AWSM Card and the Cashback benefits it has to offer.

CIMB AWSM Card - Benefits

What You'll Get

Cashback (for both overseas and local transactions)

  • 1% cashback on Dining
  • 1% cashback on Entertainment
  • 1% cashback on Online Shopping
  • 1% cashback on Telco products - eg. monthly phone bill

Discounts

Enjoy CIMB deals and discounts over 1,000 partners across dining, retail and lifestyle outlets

SimplyGo

Travel hassle-free on public transport with SimplyGo

Benefits of CIMB AWSM Card

Additional Features of CIMB AWSM Card

CIMB AWSM Card - Additional benefits

What You'll Get

Exclusive Mastercard Priviledges

A large list of offers and benefits as a Mastercard member

No Annual Fees

No annual fees for the principal cardmember

Cash Withdrawals

You can withdraw cash from ATMs at CIMB bank branches in Singapore

Additional benefits of CIMB AWSM Card

Terms and Conditions of CIMB AWSM Card

  • Applicants must be a Singaporean or Singapore PR in order to apply for CIMB AWSM Card
  • Applicant must not be an existing CIMB credit card member
  • Online submission is not available for applicants 21 years old and below
  • This is a credit card for students thus students below 21 years old are not applicable for online submission for approval
  • Transactions that are classified under cashback on dining entertainment includes all local and overseas transactions made at restaurants and cafes, including fast food, bars, taverns, caterers, lounges and nightclubs
  • Transactions that are classified under online shopping telco includes shopping websites selling apparels, accessories, shoes, bags, Telco companies in Singapore such as M1, Singtel, Starhub, Circles.Life and MyRepublic
  • There is no spending requirements to qualify for the unlimited 1% cashback
  • There is no cap for cashback

About CIMB

CIMB Group is a leading ASEAN universal bank as well as the world leader in Islamic finance. They are headquartered in Kuala Lumpur, Malaysia. CIMB offers consumer banking, commercial banking, investment banking, Islamic banking and asset management products and services. CIMB have around 14 million customers and made up of 36,000 staff.

CIMB Contact Info

  • Customer service(Credit Card): +65 6333 6666

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and Cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

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