BOC NVMO Card
- Key Features
- Reviews (12)
- Discussions (0)
- More Details
Advertisement
3.5
12 reviews
Unclaimed
This product has not been claimed by the company yet.
Summary
Bank Of China NVMO Card
SingSaver Exclusive Offer (10 June 2026 to 20 July 2026)
Apply for selected Bank of China credit cards during the promotion period to be eligible for reward.
- Promotion is valid for new BOC credit cardmembers only.
- Promotion does not stack with other offers from BOC.
Base Reward:
- S$10 Cash
- S$15 Grab Voucher
- 1,000 Max Miles by HeyMax (worth S$18)
Terms and Conditions apply.
The Bank Of China NVMO Card has many cashback features:
- 10% cashback on dining (local and overseas)
- 10% cashback on movies (local and overseas)
- 5% cashback on family club merchants
- 3% cashback on public transport
- 3% cashback on online shopping, groceries and hospital bills
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Popular Products
4.1
176 Reviews
4.1
166 Reviews
4.3
98 Reviews
3.9
200 Reviews
Summary
Bank Of China NVMO Card
SingSaver Exclusive Offer (10 June 2026 to 20 July 2026)
Apply for selected Bank of China credit cards during the promotion period to be eligible for reward.
- Promotion is valid for new BOC credit cardmembers only.
- Promotion does not stack with other offers from BOC.
Base Reward:
- S$10 Cash
- S$15 Grab Voucher
- 1,000 Max Miles by HeyMax (worth S$18)
Terms and Conditions apply.
The Bank Of China NVMO Card has many cashback features:
- 10% cashback on dining (local and overseas)
- 10% cashback on movies (local and overseas)
- 5% cashback on family club merchants
- 3% cashback on public transport
- 3% cashback on online shopping, groceries and hospital bills
Find out about the card's host of benefits, charges, promotions and eligibility criteria below.
Bank of China Family Card
Bank of China Family Card
10% Cashback on Dining and Movies
CASHBACK
$100
CASHBACK CAP
📣 SIGN-UP BONUS
Snag S$10 Cash, S$15 Grab Voucher or 1,000 Max Miles by HeyMax (worth S$18)!
Valid till 20 Jul 2026. T&Cs apply.
Reviews (12)
3.5
12 Reviews
5
4
4
2
3
3
2
2
1
1
High to Low
27 Jun 2020
Purchased
Bank of China Family Card
The key benefits for using this card are (1) to clock qualifying spend for BOC SmartSaver and (2) 10% dining rebate. For other spending categories, there are normally better deals out there.2
What are your thoughts?Reply
Save
View 1 replies20 Jan 2020
Purchased
Bank of China Family Card
[Cashback Card] A powerful card to earn rebates for daily shopping ( groceries, online) and dining (fast food, restaurants). Despite several change in tnc, still rather straightforward to use. [Promotions and Perks] Get step up interest for BOC smartsaver account if u spend $500 per month. Sweet!0
What are your thoughts?08 Jun 2018
This is the cash back card i will recommend to others. ATU NETS FlashPay for up to 4 times per month earns you 5%. So every $50 top up earns you $2.5 but only pay 50 cents service fee. You can use this on public transportation, make payments where credit card is not accepted, only NETS (like People Park Complex). The usual Ezlink Top Up doesn't earn you anything. Besides, telco bill, hospital bill also earn 5% which is not very common to other credit card. You can also use this card to pay income tax/property tax, insurance premium, seasoned parking, condo maintenance fee etc via CardUp earns you 5% cash back. There is no other credit card that can offer the same (as far as i know lar). However, you need to pay 2.6% service fee to CardUp. This transaction will be categorised under online transaction which cap at $600 spent per month. Grocery shopping at 5% is just normal cashback you can get from most credit card. Therefore, if you consolidate these expenses into one card, it is easy to achieve $700 min spent per month. The cashback is cap at $100.0
What are your thoughts?19 May 2018
Rating it cheekily. This is the best "dating" card. Guys will be relieved to know with the BOC card, there is a smaller hole burnt in their pockets with the 10% rebate for local dining and movie tickets. Of course, there is a cap of $30 per billing cycle (approx $30 expenses); so guys don't indulge your girlfriends too much with the BOC card :P As for families, there is a 5% rebate for grocery shopping and teleco bills. While the overall rebate cap for expenditures is $100 per month, this is acceptable given that financially prudent individuals are unlikely to spend a large expenditure. Best card out there at the moment, putting our local banks' credit cards to shame!0
What are your thoughts?13 Jun 2019
Have been using this card for the past 6 months plus. Hands down this was one of my favourite cards which I selected after doing an assessment here: https://blog.seedly.sg/best-cashback-cards-for-working-adults-in-2017/ Pros: - One of the highest for dining (10%) but capped at $30 per billing cycle - Same for online and supermarket purchases which stands at 5% - Additional interest for your savings account if you are on the BOC SmartSaver account - Ideal for larger family sizes where this can be your main utility cards Cons: - They changed the min spend from $500 to $700 last month (April 2018) which kinda sucks :( - Beyond that, some of the caps include categories like dining and online at $30 each a month - This is the main reason why I am giving it only 4 stars and not 5 stars - Cashback was delayed for 2 months before and the UI on the app kinda is not good LOL - But the customer service called me up to check on the status etc which is not bad Overall, I may be switching to a miles card depending on our progress as a couple. And if my spending drops below $700 per month. But we'll see, in the meantime, it's nice to get good cashback monthly :)2
What are your thoughts?View 1 other commentsYes qoo10 qualifies as online spend
Reply
Save
21 May 2018
One of my fave cards I would say because the cash back is simple to achieve as long as you meet the monthly minimum spending ($500 when I first got the card months ago, now they revised to $700 per month since end Apr but it’s very doable for me cos I charge nearly everything to this card). Although they increased the minimum spending, BOC also upped some Cashback %, like dining is now 10% Cashback compared to 7%? (I think) before. Easy to use because there’s no other hoops to jump (eg. Some other cards required minimum 8 transactions of $30 at least plus $500 total per month to get cash back) BOC family card is simple. Just hit the minimum $700 and next month you will get the cash back which is directly credited to your bill and deducted from payment. Easy! 5% off on supermarkets. Everyone needs that! I would have given it a 5 star rating except that the internet banking isn’t so user friendly and some websites or retailers machines don’t accept BOC cards. I’ve faced some problems making payment in some outlets but not a major problem. The BOC call center staff are fantastic. Would recommend this card!0
What are your thoughts?13 Jun 2019
Well, this card is alright. nothing much i can complain about. serve as a decent credit card for casual spending monthly. 1 thing to note is that the annual fee is $230 and the fee waiver process takes at least 2 working week before you get any notification.1
What are your thoughts?I wanted a bank of China card, thinking I can link it to Alipay. I was wrong. 😑
Reply
Save
10 Aug 2018
A new review after one year. The refused to waive the annual fee fully even though my spend is prolly above 10k per year. The still charged a total of $50 for one main and one supp card. That said, I'm still going to use it because the rebates are pretty good so far for rebates. I might stop once I change to a full points/miles system.0
What are your thoughts?10 Jul 2018
Good for dining and Super marketing spending with a high cash back of 10%. Only draw back is the cash back cap and high minimum spending of $700.0
What are your thoughts?02 May 2020
Purchased
Bank of China Family Card
[Updates on 2th May 2020] Since the benefits has reduced since 2019, it is no longer beneficial for most except those choose to save with the bank's high interest savings account which needs to spend min $500 on their card. Otherwise it is a no go for this card as other card might provide better benefits. Been using this card for the past 8 months plus and in the past their other services. BOC is still NKOTB, so kinda in the past not really good in their offers until recent 1 to 2 years. Still my main card due to : Pros: - One of the highest for dining + Movie at 10% but capped at $30 per billing cycle - Telco/supermarket/hospital bill /netflashpay[first 4 auto top up with fees at $0.50 each auto top up]/best denki, Bigbox, Toys r us , Unity, Watson, all shared at 5% BUT Cap at $40! (So max spend is $800) - Online spend at 5% but cap at $30 (max spend $600) - Good to consolidate all your household charges/ spending to get the max cash back out of it! Cons: - They changed the min spend from $500 to $700, effective 24th April 2018! TOO MUCH! - Need to call up CSO to find out your billing period and it is based on book-keeping date (posting date), and different CSO actually gave me different date! Furious! - With everyone posting date different, and transaction may post 2 to 3 days after transaction date(depends on merchant), you need to buffer: (a) 2 day before the starting of the posting date and (b) 3 days before end of posting date => to ensure your transaction safely fall into the cash back period for yourself eg. If your posting date is: 17th Mar to 16th Apr, you need to spend on 15th Mar to 13th Apr to ensure it safely falls into your billing period to fulfill the $700 min spend and then ensure each cash back category doesn't get over the max cashback cap of each category. - Probably they realize they are paying too much cash back due to many pro user using their card! haha.. so they started consolidating spending category and limit the cash back. sigh... - Worst Internet banking and apps ever, confusing bill, troublesome to login, LONGEST 2FA code in the world!!! Very hard to calculate the cash back transactions validity. Overall, still the only good cashback cash in the market than the rest with easier spending to meet.0
What are your thoughts?
Discussions (0)
Recent Activity
No Posts Found.
Popular Products
4.1
176 Reviews
4.1
166 Reviews
4.3
98 Reviews
3.9
200 Reviews
Eligibility for BOC NVMO Card
- Be at least 21 years old
- Income of S$30,000 and above per annum for Singaporeans and PR
- Income of S$60,000 and above per annum for foreigners
Fees and Charges for Bank of China NVMO Card
- Annual Principle Fee: S$203.30
- Annual Supplementary Card fee: S$101.65
- Fee Waiver: First year annual fee waiver
- Interest-Free Period: 23 days
- Charges for Card Transactions: At the prevailing effective interest rate of 28.88% p.a. (subject to compounding if charges are not paid in full)
- Foreign Currency Transaction Fee: 2%
- Minimum Monthly Payment: 3% of the outstanding balance, in addition to: i) the total sum of any overdue minimum payment, ii) late payment charges, and iii) any amount exceeding your credit limit, or S$50 (whichever is greater)
- Overlimit fee: S$40
- Late Payment Charge: A charge of S$100 applies for outstanding balances
- Cash Advance Fee: The fee for a cash advance is S$5 or 3% of the transaction, whichever is greater.
Key Features and Benefits of BOC NVMO Card
These are some features of the BOC NVMO Card and the cashback benefits it has to offer.
Benefits of BOC NVMO Card | What You'll Get |
|---|---|
Base Cash Rebate | 0.3% if you spend less than S$800 with a cap of S$25 |
Family Cash Rebate | Minimum spend of S$800
It is capped at S$25 per billing cycle
|
BOC NVMO Card - Benefits
Terms and Conditions of BOC NVMO Card
- 0.3% base cash rebate will be awarded on all retail transactions if the Bank of China credit card user spends less than S$800 in his/her billing cycle
- Family cash rebates will be given after spending more than S$800 within the billing cycle
- These are some transactions that does qualify for the cashback: payments to government institutions, payments to financial institutions, utilities payment, any form of donation, payment for parking lots, payment for cleaning, payment made via AXS and SAM
- 0.3% cash rebate on all other spending is capped at S$25 per billing cycle
Bank of China Contact Info
- Credit card assistance: 1800 338 5335 (SG) or +65 6779 5566 (if overseas)
- Banking and general enquiries: 1800 669 5566 (SG) or +65 6779 5566 (if overseas)
About Bank of China
Bank of China is a notable bank with the longest continuous operation among Chinese banks. Formally established in February 1912, they served as the central bank till 1949. Bank of China has a well-established global service network with institutions set up across mainland China and 57 countries. They provide services such as corporate banking, personal banking, financial markets and commercial banking.
Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.
You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.
Advertisement
The BOC Family Card is still a fantastic choice for regular household spenders who want to get cash back on a variety of purchases. I really geometry dash unblocked like it.