AMEX Personal Card Credit Card

Eligibility for American Express Personal Card

To be eligible for the POSB Everyday Card, you'll have to meet the following criteria:

• 21 years old and above, supplementary card for 18 years of age and older
• For Singaporeans and PRs: Minimum annual income of S$30,000
• For foreigners: Minimum annual income of S$60,000

Fees and Charges for AMEX Personal Card

• Annual Principle Fee: $120
• Annual Supplementary Card fee: $75
• Fee waiver: NA
• Interest-Free Period: NA
• Minimum Monthly Payment: NA
• Late Payment Charge: 2.5% per month for any overdue previous balance or $90 per month (whichever is greater)
• Cash Advance Fee: 5% of the amount withdrawn per transaction

Key Features and Benefits of American Express Personal Card

These are some features of the POSB Everyday Card and the cashback benefits it has to offer.

Terms and conditions of American Express Personal Card

• All charges are to be paid in full Singaporean Dollars
• If you require any copy of the statement of accounts, there is a retrieval fee of $10 for every copy and a $5 charge for every copy of record of charge
• An administrative fee of $50 will be charged for any returned cheque and $25 for any rejected Direct Debit (Giro) payment
• $100 charge will be incurred for any lost or stolen card
• A 2.5% fee will be charged for foreign currency transactions

American Express Contact Info

• Credit card support: 1800 295 0500

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.

Terms and conditions of American Express Personal Card

• All charges are to be paid in full Singaporean Dollars
• If you require any copy of the statement of accounts, there is a retrieval fee of $10 for every copy and a $5 charge for every copy of record of charge
• An administrative fee of $50 will be charged for any returned cheque and $25 for any rejected Direct Debit (Giro) payment
• $100 charge will be incurred for any lost or stolen card
• A 2.5% fee will be charged for foreign currency transactions

American Express Contact Info

• Credit card support: 1800 295 0500

Still unsure? Find out everything you need about credit cards - including what the best credit cards in Singapore are for miles and cashback, factors to consider before getting one, fees to know, and why a good credit score matters.

You can also pose questions (anonymously, if you'd prefer) on the Seedly Q&A platform.