- Ask Community
- ProductsUSER REVIEWS
- Content
- Events
Ask Community
Product Comparison
Content
Ultimate guides to kickstart your finances
Reviews (8)
2.6
Reviews (8)
2.6
- 51
- 42
- 31
- 21
- 13
Read reviews that mention
sign bonus
voucher rebates
rebate dining
card worth
capitaland mall
credit card
card spend
held card
accumulate points
exchange rate
Most Recent
- Most Helpful
- Most Recent
- Low to High
- High to Low
- Posted on 18 Sep 2019enjoy using this card which is widely used in all shopping centers etc. best of all you can accumulate points and redeem vouchers. in addition there are promotional items which can utilized.0 comments0
- Updated on 10 Jan 2019I have personally held this card for the longest among all others. One thing I like is the fact that it is used for CapitaLand malls and they are almost everywhere. Enjoy dining so I always whack the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to mention their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too!0 comments0
- Updated on 10 Jan 2019Signed up during a carousell promo, cant rmb exactly what i received but it seemed good enough then. It feels quite good to receive alot of capitastar points when spending w the card, however it's not really worth it to convert points to capitamall vouchers. Other inapp deals are more value for money. I held the card for one year only. When amex decided to charge me annual fee for second yr and couldn't waive it because my spending wasn't high enough to justify the waiver, i converted it to the true cashback card.0 comments0
- Updated on 10 Jun 2018Personally, this is my 2nd credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers (in the form of STAR$) after being referred by my friend. My friend would receive S$30 CapitaVouchers (in the form of STAR$) after referring to me. Besides that, you get to earn STAR$ points when shopping at Capitalmalls.0 comments0
- Updated on 30 May 2018I had canceled this card as I do not spend much at CapitaMalls, and the rewards are not as attractive as other cards.0 comments0
- Updated on 28 May 2018A card thats worth it only for the sign up bonus. Subsequently after, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Apart from that (If you dont revolve your life around capitaland malls), you could try other cards. Btw, this is the only credit card that can be used to purchase capita vouchers0 comments0
- Updated on 27 May 2018This card is not a suitable choice for consumers. It's only largely focus on Capita Malls and you the rebates were'nt attractive enough.0 comments0
- Updated on 27 May 2018The exchange rate of Star$ to vouchers is 5,000 star$ to 5 capitalland voucher. This means you can only get about 1-3% rebates (3% for dining) at capland outlets. This is definitely not good when other cards such as OCBC 360 and BOC family card are aready offering 6% rebate on dining. Its rewards system has to be improved to match other cards. 1 star- only useful for its sign up gift and then set aside0 comments0
Questions (0)
Recent Activity
- Recent Activity
- Unanswered
- Trending
No questions found.
About AMEX CapitaCard
| Card Name | AMEX CapitaCard |
|---|---|
| Rewards Rate | CapitaMall Merchants: $1 = 10X STAR$ All other spend: $1 = 5X STAR$ |
| Points to Value Conversion | 50,000 STAR$ = $50 CapitaMall voucher |
| Highlights | CapitaMall frequent visitors and shoppers |
Eligibility for AMEX CapitaCard
- Main card holder to be 21 years of age, supplementary card holder to be 18 years of age or older.
- Singaporeans and PR; Minimum annual income of $30,000
- Foreigners; Minimum annual income of $60,000
Fees and Charges for AMEX CapitaCard
- Annual Principle Fee: $171
- Annual Supplementary Card fee: $85.60
- Fee waiver: Fee waived for first year
- Interest-Free Period: 22 days
- Annual Interest Rate: 25.90%
- Minimum monthly payment: 3% or $50, whichever is higher
- Late payment charge: $60
- Cash advance fee: 5%
Key features of AMEX CapitaCard
- Earn 3X STAR$ CapitaLand Malls
- Earn 15 STAR$ for every $1 spent on eligible purchases of participating merchants in participating CapitaLand Malls, capped at $1,200 per calendar month.
- Earn 50 STAR$ on top of 15 STAR$ with participating merchants in participating CapitaLand Malls. Please visit this list for the current list of STAR$ Xtra Partners.
- Earn 5 STAR$ for every $1 spent on eligible merchants outside of CapitaLand Malls.
- Reddem STAR$ for CapitaVouchers
- 5,000 STAR$ = $5 CapitaVoucher
- 10,000 STAR$ = $10 CapitaVoucher
- 50,000 STAR$ = $50 CapitaVoucher
- 3 hour complimentary parking per mall, per day across participating CapitaLand Malls when you spend $1,200 in a calendar month.
Terms and conditions of AMEX CapitaCard
- Transactions made towards Cash Advances, charges for dishonourable cheques, late payment and collection charges, tax refunds from overseas purchases, instalment plans and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs.
For more info, you can check out AMEX CapitaCard’s website.