AMEX CapitaCard Reviews and Comparison - Seedly
 
AMEX CapitaCard
2.6
8 reviews
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Reviews (8)
2.6
Reviews (8)
2.6
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Read reviews that mention

sign bonus

voucher rebates

rebate dining

card worth

capitaland mall

credit card

card spend

held card

accumulate points

exchange rate

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  • Posted on 18 Sep 2019
    enjoy using this card which is widely used in all shopping centers etc. best of all you can accumulate points and redeem vouchers. in addition there are promotional items which can utilized.
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  • Updated on 10 Jan 2019
    I have personally held this card for the longest among all others. One thing I like is the fact that it is used for CapitaLand malls and they are almost everywhere. Enjoy dining so I always whack the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to mention their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too!
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  • Updated on 10 Jan 2019
    Signed up during a carousell promo, cant rmb exactly what i received but it seemed good enough then. It feels quite good to receive alot of capitastar points when spending w the card, however it's not really worth it to convert points to capitamall vouchers. Other inapp deals are more value for money. I held the card for one year only. When amex decided to charge me annual fee for second yr and couldn't waive it because my spending wasn't high enough to justify the waiver, i converted it to the true cashback card.
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  • Updated on 10 Jun 2018
    Personally, this is my 2nd credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers (in the form of STAR$) after being referred by my friend. My friend would receive S$30 CapitaVouchers (in the form of STAR$) after referring to me. Besides that, you get to earn STAR$ points when shopping at Capitalmalls.
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  • Updated on 30 May 2018
    I had canceled this card as I do not spend much at CapitaMalls, and the rewards are not as attractive as other cards.
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  • Updated on 28 May 2018
    A card thats worth it only for the sign up bonus. Subsequently after, it might be good for families that spend most of their time in capitaland mall for the "free carpark". Apart from that (If you dont revolve your life around capitaland malls), you could try other cards. Btw, this is the only credit card that can be used to purchase capita vouchers
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  • Updated on 27 May 2018
    This card is not a suitable choice for consumers. It's only largely focus on Capita Malls and you the rebates were'nt attractive enough.
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  • Updated on 27 May 2018
    The exchange rate of Star$ to vouchers is 5,000 star$ to 5 capitalland voucher. This means you can only get about 1-3% rebates (3% for dining) at capland outlets. This is definitely not good when other cards such as OCBC 360 and BOC family card are aready offering 6% rebate on dining. Its rewards system has to be improved to match other cards. 1 star- only useful for its sign up gift and then set aside
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About AMEX CapitaCard
Card NameAMEX CapitaCard
Rewards RateCapitaMall Merchants: $1 = 10X STAR$ All other spend: $1 = 5X STAR$
Points to Value Conversion50,000 STAR$ = $50 CapitaMall voucher
HighlightsCapitaMall frequent visitors and shoppers

Eligibility for AMEX CapitaCard

  • Main card holder to be 21 years of age, supplementary card holder to be 18 years of age or older.
  • Singaporeans and PR; Minimum annual income of $30,000
  • Foreigners; Minimum annual income of $60,000

Fees and Charges for AMEX CapitaCard

  • Annual Principle Fee: $171
  • Annual Supplementary Card fee: $85.60
  • Fee waiver: Fee waived for first year
  • Interest-Free Period: 22 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $60
  • Cash advance fee: 5%

Key features of AMEX CapitaCard

  • Earn 3X STAR$ CapitaLand Malls
  • Earn 15 STAR$ for every $1 spent on eligible purchases of participating merchants in participating CapitaLand Malls, capped at $1,200 per calendar month.
  • Earn 50 STAR$ on top of 15 STAR$ with participating merchants in participating CapitaLand Malls. Please visit this list for the current list of STAR$ Xtra Partners.  
  • Earn 5 STAR$ for every $1 spent on eligible merchants outside of CapitaLand Malls.
  • Reddem STAR$ for CapitaVouchers
  • 5,000 STAR$ = $5 CapitaVoucher
  • 10,000 STAR$ = $10 CapitaVoucher
  • 50,000 STAR$ = $50 CapitaVoucher
  • 3 hour complimentary parking per mall, per day across participating CapitaLand Malls when you spend $1,200 in a calendar month.

Terms and conditions of AMEX CapitaCard

  • Transactions made towards Cash Advances, charges for dishonourable cheques, late payment and collection charges, tax refunds from overseas purchases, instalment plans and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs.

For more info, you can check out AMEX CapitaCard’s website.