AMEX CapitaCard Reviews and Comparison - Seedly
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AMEX CapitaCard

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  • Reviews (10)
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Credit Cards/AMEX CapitaCard
Credit Cards/AMEX CapitaCard
2.9
10 reviews
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American Express CapitaCard

Up to 10X STAR$ per Dollar at selected Capitaland Outlets

SELECTED SPEND

1X STAR$ per Dollar

OTHER SPEND

0.56 miles per point

CONVERSION

American Express CapitaCard

Up to 10X STAR$ per Dollar at selected Capitaland Outlets

SELECTED SPEND

1X STAR$ per Dollar

OTHER SPEND

0.56 miles per point

CONVERSION

Details

About American Express (Amex Express CapitaCard)

Since 1850, American Express (AMEX) has remained committed to providing its customers with the best products and services. Some popular credit cards include AMEX CapitaCard, AMEX Platinum Credit Card, AMEX True Cashback Card, AMEX Personal Card and AMEX Singapore Airlines KrisFlyer Credit Card.

Read More about AMEX CapitaCard
Reviews (10)

2.9

10 Reviews

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  • Updated on 08 Jul 2020

    Purchased

    American Express CapitaCard

    To waive off membership, you need to meet certain amount spend. this is hard if the capitalmall is not nearby your area. The points accumulated is good for voucher redeem which is easy. No longer using this card since they are unable to waive off membership. But my first membership is waived after much pursue. Call in customer service is super friendly

    0

    Post
  • Updated on 23 Jun 2020

    Purchased

    American Express CapitaCard

    [Promotions and Perks] One of the best cards to use while shopping and dining around CapLand Malls. I do agree that I will tend to sway more towards malls that are under them but almost any retailer have their shops repeated in CL malls and the accessibility of the malls, you are usually shopping or dining at their umbrella of malls. If you manage to charge $1.2k per month, you'll also get to enjoy free 3hr parking. So It's a win-win situation for me. [Card Hacks] The spending reward system converts the points into CapLand points which allows you to exchange for more CapLand vouchers. While you spend using this card for a possibility to earn extra points, the receipt can be scanned to earn points via the CapLand app. Thus you are earning 2x to 11x times the points. I've been using this card for the past 2yrs and converting it back to cashback, I believe I've gotten more from this card. [Customer Service] Right now the customer service from AMEX is the top of the line. You don't get any better customer service at the moment.

    0

    Post
  • Posted on 18 Sep 2019
    enjoy using this card which is widely used in all shopping centers etc. best of all you can accumulate points and redeem vouchers. in addition there are promotional items which can utilized.

    1

    Betty Moh
    Betty Moh

    01 Jul 2020

    This is the card I enjoyed using most as it gives me the perks for the capitacard points and in return can change for capital and vouchers and is widely acceptable everywhere
    Post
  • Updated on 10 Jan 2019
    I have personally held this card for the longest among all others. One thing I like is the fact that it is used for CapitaLand malls and they are almost everywhere. Enjoy dining so I always whack the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to mention their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too!

    0

    Post
  • Updated on 10 Jan 2019
    Signed up during a carousell promo, cant rmb exactly what i received but it seemed good enough then. It feels quite good to receive alot of capitastar points when spending w the card, however it's not really worth it to convert points to capitamall vouchers. Other inapp deals are more value for money. I held the card for one year only. When amex decided to charge me annual fee for second yr and couldn't waive it because my spending wasn't high enough to justify the waiver, i converted it to the true cashback card.

    0

    Post
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American Express CapitaCard

AMEX CapitaCard

Find out what are cashback credit card here, and the difference between cashbacks and cash rebates.

Eligibility for AMEX CapitaCard

To be eligible for AMEX CapitaCard, you'll have to meet the following criteria:

  • 21 years old and above, supplementary card holder to be 18 years of age or older
  • For Singaporeans and PR: Minimum annual income of $30,000
  • For Foreigners: Minimum annual income of $60,000

Fees and Charges for AMEX CapitaCard

  • Annual Principle Fee: $171
  • Annual Supplementary Card fee: $85.60
  • Fee waiver: Fee waived for the first year
  • Interest-Free Period: 22 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $60
  • Cash advance fee: 5%

Key Features and Benefits of AMEX CapitaCard

If you are looking for cashback credit cards, here's a list of the best cashback credit cards in Singapore.

These are some benefits of the AMEX CapitaCard has to offer.

AMEX CapitaCard Benefits

What You'll Get

Rewards

  • Earn 3X STAR$ CapitaLand Malls
  • Earn 15 STAR$ for every $1 spent on eligible purchases of participating merchants in participating CapitaLand Malls, capped at $1,200 per calendar month
  • Earn 50 STAR$ on top of 15 STAR$ with participating merchants in participating CapitaLand Malls
  • Earn 5 STAR$ for every $1 spent on eligible merchants outside of CapitaLand Malls
  • Redeem STAR$ for CapitaVouchers
  • 5,000 STAR$ = $5 CapitaVoucher
  • 10,000 STAR$ = $10 CapitaVoucher
  • 50,000 STAR$ = $50 CapitaVoucher
  • Refer a friend and both of you will get 50,000 bonus STAR$ within twelve weeks
  • Available with Apple Pay

Interest Rate

  • Annual Interest Rate: 25.90%

Dining

  • $1 = 5 STAR$ on all spend
  • $1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = $5 CapitaVoucher
  • 10,000 STAR$ = $10 CapitaVoucher
  • 50,000 STAR$ = $50 CapitaVoucher

Parking

  • 3 hour complimentary parking per mall, per day across participating CapitaLand Malls when you spend $1,200 in a calendar month. These malls include: Bedok Mall, Bugis Junction, Bugis+, Bukit Panjang Plaza, Clarke Quay, Funan  IMM, JCube, Junction 8, Lot One, Plaza Singapura, Raffles City, SingPost Centre, Tampines Mall, The Star Vista, Westgate
  • Privileged parking lots with a minimum spending of $1,800 in a calendar month. These malls includes Bedok Mall, Clarke Quay, Funan, IMM, Junction 8, Lot One, Plaza Singapura, Tampines Mall, The Star Vista, Westgate

Travel

  • Enjoy 20% off your total food bill to a complementary bottle of wine at over 400 selected restaurants around the world

AMEX CapitaCard - Benefits

Terms and Conditions of AMEX CapitaCard

  • Transactions made towards Cash Advances, charges for dishonorable cheques, late payment and collection charges, tax refunds from overseas purchases, installment plans and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs
  • You have to be a CapitaStar member in order to get their benefits
  • Card Members will only be eligible to register one vehicle for the Complimentary Parking or Privileged Parking benefit and will only receive the benefit in the second calendar month following the month the spending requirement is met

AMEX CapitaCard Contact Info

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