AMEX CapitaCard

Features and Benefits

+ Earn up to 15 STAR$® for every S$1 spent on eCapitaVoucher purchases, capped at S$1,200 per calendar month

+ Earn up to 20 STAR$® for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in the heartlands

+ Earn up to 30 STAR$® for every S$1 spent on eligible purchases of goods and services in participating merchants in CapitaLand Malls in town

+ Additional 50 STAR$® when you spend at participating STAR$® X'tra Partners in CapitalLand Malls - this is on top of the STARS$® that you earn across participating merchants at CapitaLand Malls

+ Enjoy 3-hour complimentary parking at participating CapitaLand Malls when you spend S$1,200 a month

- STAR$® can only be redeemed for eCapitaVoucher in denominations of 5,000, 10,000 or 50,000 STAR$® only

- STAR$® earned for spending at participating CapitaLand Malls are capped at S$1,200 per calendar month

- Please note that while we strive to keep our information as accurate and up to date as possible, it occasionally may be different from what you see when you visit our Partner’s pages.

Eligibility

Minimum Age: 21

Min. Annual Income: Card application is subjected to customers meeting the regulatory minimum income requirement and internal assessment

Fees and Charges

Annual Fee: $172.80 (First Year Fee Waiver)

Foreign Currency Transaction Fee: 2.95% (3.25% w.e.f. 1 Oct 2023)

Minimum Payment: $50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late payment charge: $100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest On Purchases: 26.90% p.a. compounded (27.80% p.a. compounded w.e.f. 3 Oct 2023) if payment of the closing balance in your statements is not made in full; or 29.99% p.a. (3% p.a. on top of prevailing interest w.e.f. 3 Oct 2023) if your account has three or more defaults in the last 12 months

Interest On Cash Advance: 26.90% p.a. compounded daily from date of withdrawal until the withdrawal amount and the relevant fees are paid in full

Interest Free Repayment Period: 22 Days

If you are looking for cashback credit cards, here's a list of the best cashback credit cards in Singapore.

These are some benefits of the AMEX CapitaCard has to offer.

Terms and Conditions of AMEX CapitaCard

Transactions made towards Cash Advances, charges for dishonourable cheques, late payment and collection charges, tax refunds from overseas purchases, instalment plans, and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs

You have to be a CapitaStar member to get their benefits

Card Members will only be eligible to register one vehicle for the Complimentary Parking or Privileged Parking benefit and will only receive the benefit in the second calendar month following the month the spending requirement is met

AMEX CapitaCard Contact Info

• Customer service: 1800 723 1339

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