AMEX CapitaCard Reviews and Comparison - Seedly
Seedly logo
Seedly logo
 

AMEX CapitaCard

  • Overview
  • Reviews (8)
  • Questions (2)
  • More Details
Credit Cards/AMEX CapitaCard
Credit Cards/AMEX CapitaCard

AMEX CapitaCard

2.6
8 reviews
Similar Products
Credit Cards/AMEX CapitaCard

AMEX CapitaCard

2.6
8 reviews

American Express CapitaCard

Up to 10X STAR$ per Dollar at selected Capitaland Outlets
SELECTED SPEND
1X STAR$ per Dollar
OTHER SPEND
0.56 miles per point
CONVERSION

    American Express CapitaCard

    Up to 10X STAR$ per Dollar at selected Capitaland Outlets
    SELECTED SPEND
    1X STAR$ per Dollar
    OTHER SPEND
    0.56 miles per point
    CONVERSION

Details

About American Express (Amex Express CapitaCard)

Since 1850, American Express (AMEX) has remained committed to providing its customers with the best products and services. Some popular credit cards include AMEX CapitaCard, AMEX Platinum Credit Card, AMEX True Cashback Card, AMEX Personal Card and AMEX Singapore Airlines KrisFlyer Credit Card.

Read More about AMEX CapitaCard
Reviews (8)

2.6

8 Reviews

  • 5
    1
  • 4
    2
  • 3
    1
  • 2
    1
  • 1
    3

Read Review About...

sign bonus

card not

capitaland mall

credit card

held card

voucher rebates

accumulate points

rebate dining

true cashback

dining capland

Most Recent

  • Most Helpful
  • Most Recent
  • Low to High
  • High to Low
Most HelpfulMost RecentLow to HighHigh to Low
  • Betty Moh
    Betty Moh
    Level 3. Wonderkid
    Posted on 18 Sep 2019
    enjoy using this card which is widely used in all shopping centers etc. best of all you can accumulate points and redeem vouchers. in addition there are promotional items which can utilized.
    0 comments
    0
  • Alvin Lim
    Alvin Lim
    Level 3. Wonderkid
    Updated on 10 Jan 2019
    I have personally held this card for the longest among all others. One thing I like is the fact that it is used for CapitaLand malls and they are almost everywhere. Enjoy dining so I always whack the 10x rewards merchants to accumulate the points faster. Imagine getting close to 6.5% rebates on dining. Not to mention their sign up bonus of $60 rebates in vouchers when you spend $1,500. That's a 4% rebate excluding the points you will earn which will convert into vouchers too!
    0 comments
    0
  • Steph Yeo
    Steph Yeo
    Level 6. Master
    Updated on 10 Jan 2019
    Signed up during a carousell promo, cant rmb exactly what i received but it seemed good enough then. It feels quite good to receive alot of capitastar points when spending w the card, however it's not really worth it to convert points to capitamall vouchers. Other inapp deals are more value for money. I held the card for one year only. When amex decided to charge me annual fee for second yr and couldn't waive it because my spending wasn't high enough to justify the waiver, i converted it to the true cashback card.
    0 comments
    0
  • Xin Renkai
    Xin Renkai
    Level 4. Prodigy
    Updated on 10 Jun 2018
    Personally, this is my 2nd credit card and I find the sign up bonus attractive as I received $20 CapitaVouchers (in the form of STAR$) after being referred by my friend. My friend would receive S$30 CapitaVouchers (in the form of STAR$) after referring to me. Besides that, you get to earn STAR$ points when shopping at Capitalmalls.
    0 comments
    1
  • Tian Hui
    Tian Hui
    Level 3. Wonderkid
    Updated on 30 May 2018
    I had canceled this card as I do not spend much at CapitaMalls, and the rewards are not as attractive as other cards.
    0 comments
    0
Questions (2)

Recent Activity

  • Recent Activity
  • Unanswered
  • Trending
Recent ActivityUnansweredTrending

AMEX CapitaCard

Family

Lifestyle

Savings

Credit Cards

1 answer
Kathlyn Laiu
Kathlyn Laiu, Community Associate at Seedly
Level 6. Master
Answered 3w ago
AMEX CapitaCard basically focuses on Capital Mall benefits such as earning and redeeming points from capital mall. There is also complimentary parking for those who register their car details and meet the minimum spending on the card (about $1,800/month). I would say the most outstanding benefit would be the STAR$ Xtra where you get an additional 10X STAR$ when you spend at participating merchants across participating capita malls.
👍 1

AMEX CapitaCard

Credit Cards

1 answer
Andy Sim
Andy Sim, HR Professional at a Financial Institution
Top Contributor

Top Contributor (Feb)

Level 7. Grand Master
Answered 4w ago
Haha I got this card as my first credit card as well cos I like that it can supercharge my capita points, then change it for vouchers or buy discounted items through the app. Then I gradually changed to cashback cards cos I realised the equivalent "cashback" rate for capita card is not v worth it. So I switched to other cards that better suits me.
👍 0
Similar Products

American Express CapitaCard

AMEX CapitaCard

Find out what are cashback credit card here, and the difference between cashbacks and cash rebates.

Eligibility for AMEX CapitaCard

To be eligible for AMEX CapitaCard, you'll have to meet the following criteria:

  • 21 years old and above, supplementary card holder to be 18 years of age or older
  • For Singaporeans and PR: Minimum annual income of $30,000
  • For Foreigners: Minimum annual income of $60,000

Fees and Charges for AMEX CapitaCard

  • Annual Principle Fee: $171
  • Annual Supplementary Card fee: $85.60
  • Fee waiver: Fee waived for the first year
  • Interest-Free Period: 22 days
  • Annual Interest Rate: 25.90%
  • Minimum monthly payment: 3% or $50, whichever is higher
  • Late payment charge: $60
  • Cash advance fee: 5%

Key Features and Benefits of AMEX CapitaCard

If you are looking for cashback credit cards, here's a list of the best cashback credit cards in Singapore.

These are some benefits of the AMEX CapitaCard has to offer.

AMEX CapitaCard Benefits

What You'll Get

Rewards

  • Earn 3X STAR$ CapitaLand Malls
  • Earn 15 STAR$ for every $1 spent on eligible purchases of participating merchants in participating CapitaLand Malls, capped at $1,200 per calendar month
  • Earn 50 STAR$ on top of 15 STAR$ with participating merchants in participating CapitaLand Malls
  • Earn 5 STAR$ for every $1 spent on eligible merchants outside of CapitaLand Malls
  • Redeem STAR$ for CapitaVouchers
  • 5,000 STAR$ = $5 CapitaVoucher
  • 10,000 STAR$ = $10 CapitaVoucher
  • 50,000 STAR$ = $50 CapitaVoucher
  • Refer a friend and both of you will get 50,000 bonus STAR$ within twelve weeks
  • Available with Apple Pay

Interest Rate

  • Annual Interest Rate: 25.90%

Dining

  • $1 = 5 STAR$ on all spend
  • $1 = 10 STAR$ at CapitaLand Malls on eligible purchases
  • STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
  • 5,000 STAR$ = $5 CapitaVoucher
  • 10,000 STAR$ = $10 CapitaVoucher
  • 50,000 STAR$ = $50 CapitaVoucher

Parking

  • 3 hour complimentary parking per mall, per day across participating CapitaLand Malls when you spend $1,200 in a calendar month. These malls include: Bedok Mall, Bugis Junction, Bugis+, Bukit Panjang Plaza, Clarke Quay, Funan  IMM, JCube, Junction 8, Lot One, Plaza Singapura, Raffles City, SingPost Centre, Tampines Mall, The Star Vista, Westgate
  • Privileged parking lots with a minimum spending of $1,800 in a calendar month. These malls includes Bedok Mall, Clarke Quay, Funan, IMM, Junction 8, Lot One, Plaza Singapura, Tampines Mall, The Star Vista, Westgate

Travel

  • Enjoy 20% off your total food bill to a complementary bottle of wine at over 400 selected restaurants around the world

AMEX CapitaCard - Benefits

Terms and Conditions of AMEX CapitaCard

  • Transactions made towards Cash Advances, charges for dishonorable cheques, late payment and collection charges, tax refunds from overseas purchases, installment plans and annual card fees will not earn STAR$. For the full list, please visit AMEX CapitaCard T&Cs
  • You have to be a CapitaStar member in order to get their benefits
  • Card Members will only be eligible to register one vehicle for the Complimentary Parking or Privileged Parking benefit and will only receive the benefit in the second calendar month following the month the spending requirement is met

AMEX CapitaCard Contact Info

If you've still got burning questions after reading real user reviews on the best credit cards in Singapore, head on over to the Seedly Q&A platform! You'll be able to pose your questions anonymously, too.