StashAway or MoneyOwl for someone new to investing?

I have personally used Stashaway. I started with a small amount the size I wouldn't go homeless if I lose it ALL. (I had no experience whatsoever in any sort of investing before). The performance seemed better than I asssumed it to be (A simpleton view of it would be to see if the net returns are better than, say the best FD). Since I was happy with it I kept adding small portions of my savings to the initial portofolio.

I wanted to see what a higher risk index would do. So I created another protofolio with stubbornly higher risk index (I did it so you do not have to). While I didn't get burnt or anyhting of this experiment, my recommendation is to just stick with the risk index you get with your honest answers in eveluation process :D. Stashaway has a blog post1 explaining how higher risk not necessarily translating to higher returns.

I learned about Moneyowl through a sticker dropped on the floor near Raffles. I checked it out but felt.. not very flexible.. question mark. So I did not proceed with it. I may be wrong so maybe someone else can chime in.

I think Stashaway is quite friendly, has great web and mobile experience and performance I'm happy with my risk index. Also it's low risk to try out IMO.

Also, the easiest way to try out STI-ETFs would be DBS invest saver, if you are with DBS of course.
1 https://www.stashaway.sg/r/debunking-high-risk-...

Disclaimer: The only thing I'm at least remotely good with is computers.

They both have quite differing approaches to the market. If you can't decide between either, just try both for 3 to 5 years and see the difference.