facebookI recently signed up for Citibank Premiermiles Card for the $300 sign up bonus. I realise it is similar to DBS Altitude which I have. Should I cancel the card or split my expenses? - Seedly
Seedly logo
Seedly logo
 

Anonymous

Asked on 04 Jan 2020

I recently signed up for Citibank Premiermiles Card for the $300 sign up bonus. I realise it is similar to DBS Altitude which I have. Should I cancel the card or split my expenses?

Should I focus on one card since they're both general spend cards and maybe apply for a new specialised card? or is it worth keeping both due to their versatility?

0 comments

9 answers

Answer Now

Answers (9)

Hi anon,

There's no issue to keep both.

Citi PM has multiple transfer partners, and DBS Altitude has good earn rates on SQ (3mpd, although you might want to use a 4mpd card such as WWMC (which does have a lower cap).

Since miles earned on both cards don't expire, you can quite safely keep both. In fact, I see paying the annual fee as a way to buy miles on both. If you don't want to pay the annual fee, then DBS does have a fee waiver if you spend more then $25K a year.

Still, the best thing you can do is to also get a 4mpd card for specialized spend so that you can get more out of your spending.

0

Thank You!
Can you clarify
I wonder if
This is so helpful 👍
What about

Post

Aik Kai

Aik Kai

Level 7. Grand Master

Answered on 21 Apr 2019

Personal opinion, keep both. Both allows you to "buy" miles when you pay the annual fee and the miles don't expire, so you can slowly accmulate towards your dream redemption.

Besides, if you only have these 2 cards, DBS Altitude Card allows you to earn 3mpd when you buy air tickets and book hotels online, so that helps to boost your miles earning rate.

0

Thank You!
Can you clarify
I wonder if
This is so helpful 👍
What about

Post

BA

Barry Allen

Level 6. Master

Answered on 10 Feb 2020

That is a good question indeed. I suggest that you keep both cards since miles earned on your Citi P...

Read 7 other answers with a Seedly account

You will also enjoy exclusive benefits and get access to members only features.

Continue with Facebook
Sign in with Apple

Sign up or login with an email here