Deposit 10k into Singlife to earn the 2.5% p.a — savings accounts
Then, use DBS Multiplier account for your spendings :)
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I have a DBS multiplier account and a Singlife account. I only get the debit card for Singlife to fulfil the referral code criteria. Otherwise, it is really not of much use to me.
Whereas for DBS multiplier, you can use their card (i am using a posb everyday card) to do your purchases and it helps to fulfil the DBS multiplier criteria and also earn some cashback along the way.
What i suggest is that you also open a Singlife account since the 1st $10k is entitled to up to 2.5% interest and this is really good in today's context. And the other amounts you can put them in DBS multiplier to earn their interest.
If you are considering to open a Singlife acount, you can use my referral code below.
Rem to top up at least $500, order and activate the debit card then both of us can get $10 free!
You should sign up both?
I am using Live fresh card, giving 5% for both online and paywave spending...
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DBS/POSB Multiplier Account
Up to 3.50% p.a.
MIN. INITIAL DEPOSIT
MIN. AVG DAILY BALANCE
Standard Chartered Unlimited Cashback Credit Card