facebookI have a white DBS LiveFresh Credit Card (Student) & also a black DBS Visa Debit Card. I'm just confused between the two, which should I use for paying things to receive the most cashback? - Seedly

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Anonymous

25 Nov 2019

Random

I have a white DBS LiveFresh Credit Card (Student) & also a black DBS Visa Debit Card. I'm just confused between the two, which should I use for paying things to receive the most cashback?

I've graduated recently, found a job & started on my little personal finance journey. I hv a Multiplier acct, so I know to hit 1 of e criteria, its min $1 spend on credit card. But sometimes when i go for meals/restaurants I dont know which card to use to get e most cashback. This is assuming i have sufficient funds in my acct and i dont really need to 'pay for stuff by credit' (cuz mum say thats borrowing from banks, nt gd)

PS: recently trying to pay for stuff via Grabpay to receive points too

Discussion (1)

What are your thoughts?

Nicholes Wong

Nicholes Wong

02 Apr 2019

Diploma in Business Management at Nanyang Polytechnic

DBS visa have 5% cashback but have to hit $400 minimum spending and limit cash withdrawal less than $400.

DBS livefresh student card give 0.3% which is pretty bad but applicable for all spending

There are some exclusions for every card which u have to read their T&Cs.

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