25 Nov 2019
I've graduated recently, found a job & started on my little personal finance journey. I hv a Multiplier acct, so I know to hit 1 of e criteria, its min $1 spend on credit card. But sometimes when i go for meals/restaurants I dont know which card to use to get e most cashback. This is assuming i have sufficient funds in my acct and i dont really need to 'pay for stuff by credit' (cuz mum say thats borrowing from banks, nt gd)
PS: recently trying to pay for stuff via Grabpay to receive points too
02 Apr 2019
Diploma in Business Management at Nanyang Polytechnic
DBS visa have 5% cashback but have to hit $400 minimum spending and limit cash withdrawal less than $400.
DBS livefresh student card give 0.3% which is pretty bad but applicable for all spending
There are some exclusions for every card which u have to read their T&Cs.
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Standard Chartered JumpStart Account
Up to 2.5% p.a. for balances up to $20,000
MIN. INITIAL DEPOSIT
MIN. AVG DAILY BALANCE
DBS/POSB Multiplier Account
OCBC FRANK Account